{"id":10592,"date":"2024-11-18T16:12:09","date_gmt":"2024-11-18T16:12:09","guid":{"rendered":"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/?page_id=10592"},"modified":"2026-05-04T12:45:34","modified_gmt":"2026-05-04T11:45:34","slug":"bonos","status":"publish","type":"page","link":"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/trading\/bonos\/","title":{"rendered":"Bonos"},"content":{"rendered":"<div id=\"cs-content\" class=\"cs-content\"><div class=\"x-section e10592-e1 m868-0 m868-1 m868-2 m868-3\"><div class=\"x-row x-container max width e10592-e2 m868-j m868-k m868-l m868-m m868-n m868-o m868-p m868-q m868-r m868-1e m868-1f\"><div class=\"x-row-inner\"><div class=\"x-col e10592-e3 m868-4k m868-4l m868-4m\"><div class=\"x-text x-content e10592-e4 m868-52 m868-53 m868-54 m868-55 m868-56 m868-57 m868-58 m868-59\"><p style=\"text-align: center;\"><span style=\"color: #ff6600;\"><strong>Finanzas personales<\/strong><\/span><\/p><\/div><div class=\"x-text x-text-headline e10592-e5 m868-5p m868-5q m868-5r m868-5s m868-5t\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><h1 class=\"x-text-content-text-primary\"><p style=\"text-align: center;\"><strong>\u00bfQu\u00e9 son los bonos, c\u00f3mo invertir en ellos y qu\u00e9 tipos hay?<\/strong><\/p><\/h1>\n<\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-row x-container max width e10592-e6 m868-j m868-k m868-l m868-m m868-n m868-o m868-p m868-q m868-r m868-1e m868-1g\"><div class=\"x-row-inner\"><div class=\"x-col e10592-e7 m868-4k m868-4l m868-4m\"><ul class=\"x-row e10592-e8 m868-j m868-k m868-l m868-m m868-o m868-p m868-s m868-t m868-u m868-1h m868-1i\"><div class=\"x-row-inner\"><li class=\"x-col e10592-e9 m868-4k m868-4l m868-4m m868-4n m868-4o m868-4p m868-4q\"><figure class=\"x-div e10592-e10 m868-6e m868-6f m868-6g m868-6h m868-6i\"><i class=\"x-icon e10592-e11 m868-6n m868-6o\" aria-hidden=\"true\" data-x-icon-s=\"&#x2a;\"><\/i><\/figure><div class=\"x-div e10592-e12 m868-6f m868-6i m868-6j m868-6k\"><div class=\"x-text x-content e10592-e13 m868-55 m868-56 m868-58 m868-5a m868-5b m868-5c m868-5d\"><em>Caracter\u00edsticas de los bonos como activos de inversi\u00f3n en apps de trading<\/em><\/div><\/div><\/li><li class=\"x-col e10592-e14 m868-4k m868-4l m868-4m m868-4n m868-4o m868-4p m868-4r\"><figure class=\"x-div e10592-e15 m868-6e m868-6f m868-6g m868-6h m868-6i\"><i class=\"x-icon e10592-e16 m868-6n m868-6o\" aria-hidden=\"true\" data-x-icon-s=\"&#x2a;\"><\/i><\/figure><div class=\"x-div e10592-e17 m868-6f m868-6i m868-6j m868-6k\"><div class=\"x-text x-content e10592-e18 m868-55 m868-56 m868-58 m868-5a m868-5b m868-5c m868-5d\"><em>Diferencias entre los bonos del Estado y bonos corporativos<\/em><\/div><\/div><\/li><li class=\"x-col e10592-e19 m868-4k m868-4l m868-4m m868-4n m868-4o m868-4p m868-4r\"><figure class=\"x-div e10592-e20 m868-6e m868-6f m868-6g m868-6h m868-6i\"><i class=\"x-icon e10592-e21 m868-6n m868-6o\" aria-hidden=\"true\" data-x-icon-s=\"&#x2a;\"><\/i><\/figure><div class=\"x-div e10592-e22 m868-6f m868-6i m868-6j m868-6k\"><div class=\"x-text x-content e10592-e23 m868-55 m868-56 m868-58 m868-5a m868-5b m868-5c m868-5d\"><em>Descubre c\u00f3mo invertir en t\u00edtulos de deuda<\/em><\/div><\/div><\/li><\/div><\/ul><span class=\"x-image e10592-e24 m868-6q\"><img decoding=\"async\" src=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/wp-content\/uploads\/2024\/11\/Invertir-en-bonos.png\" width=\"811\" height=\"422\" alt=\"Acciones\" loading=\"lazy\"><\/span><div class=\"x-text x-content e10592-e25 m868-55 m868-56 m868-57 m868-58 m868-59 m868-5a m868-5e\"><em>Gr\u00e1ficos y valores del mercado burs\u00e1til sobre capitolio de EE. UU.<\/em><\/div><div class=\"x-row x-container max width e10592-e26 m868-j m868-l m868-m m868-o m868-p m868-r m868-t m868-v m868-w m868-x m868-1e m868-1j\"><div class=\"x-row-inner\"><div class=\"x-col e10592-e27 m868-4k m868-4l m868-4m m868-4s m868-4t\"><span class=\"x-image e10592-e28 m868-6q\"><img decoding=\"async\" src=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/wp-content\/uploads\/2022\/07\/el-Economista-autor-1.png\" width=\"50\" height=\"50\" alt=\"Autor\" loading=\"lazy\"><\/span><\/div><div class=\"x-col e10592-e29 m868-4k m868-4l m868-4m m868-4n m868-4q m868-4t m868-4u m868-4v m868-4w\"><div class=\"x-text x-text-headline e10592-e30 m868-5p m868-5r m868-5s m868-5t m868-5u m868-5v m868-5w m868-5x m868-5y\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><strong><span style=\"color: #ff6600;\">elEconomista.es<\/span><\/strong><\/p>\n<span class=\"x-text-content-text-subheadline\"><span style=\"color: #000000;\">12:45 - 04\/5\/2026<\/span><\/span><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-row x-container max width x-hide-lg x-hide-md x-hide-sm x-hide-xl x-hide-xs e10592-e31 m868-j m868-l m868-m m868-n m868-o m868-p m868-q m868-r m868-w m868-y m868-1e m868-1k\"><div class=\"x-row-inner\"><div class=\"x-col e10592-e32 m868-4k m868-4l m868-4m m868-4x\"><div class=\"x-acc e10592-e33 m868-6v m868-6w\" id=\"x-acc-e10592-e33\"><div class=\"e10592-e34 x-acc-item\"><button id=\"tab-e10592-e34\" class=\"x-acc-header\" role=\"button\" type=\"button\" aria-expanded=\"false\" aria-controls=\"panel-e10592-e34\" data-x-toggle=\"collapse\" data-x-toggleable=\"e10592-e34\"><span class=\"x-acc-header-content\"><span class=\"x-acc-header-indicator\">&#x25b8;<\/span><span class=\"x-acc-header-text\"><strong>\u00bfQu\u00e9 quieres saber sobre las cuentas online sin comisiones?<\/strong><\/span><\/span><\/button><div id=\"panel-e10592-e34\" role=\"region\" aria-hidden=\"true\" aria-labelledby=\"tab-e10592-e34\" data-x-toggleable=\"e10592-e34\" data-x-toggle-collapse=\"1\" class=\"x-collapsed\"><div class=\"x-acc-content\"><ul>\n \t<li style=\"text-align: left;\"><span style=\"color: #000000;\"><a href=\"#mejorescuentasbancarias\" style=\"color: #000000;\"><b>Las mejores cuentas bancarias sin comisiones<\/b><\/a><\/span><\/li>\n \t<li style=\"text-align: left;\"><span style=\"color: #000000;\"><a href=\"#tiposcuentassincomisiones\" style=\"color: #000000;\"><b>\u00bfQu\u00e9 tipos de cuentas sin comisiones hay?<\/b><\/a><\/span><\/li>\n \t<li style=\"text-align: left;\"><span style=\"color: #000000;\"><a href=\"#usocuentassincomisiones\" style=\"color: #000000;\"><b>Uso de las cuentas bancarias sin comisiones<\/b><\/a><\/span><\/li>\n \t<li style=\"text-align: left;\"><span style=\"color: #000000;\"><a href=\"#comisionescuentasbancarias\" style=\"color: #000000;\"><b>Comisiones de las cuentas bancarias<\/b><\/a><\/span><\/li>\n \t<li style=\"text-align: left;\"><span style=\"color: #000000;\"><a href=\"#riesgoscuentassincomisiones\" style=\"color: #000000;\"><b>Riesgos de las cuentas bancarias sin comisiones<\/b><\/a><\/span><\/li>\n \t<li style=\"text-align: left;\"><span style=\"color: #000000;\"><a href=\"#faqscuentassincom\" style=\"color: #000000;\"><b>Preguntas frecuentes sobre las cuentas bancarias sin comisiones<\/b><\/a><\/span><\/li>\n<\/ul><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-section e10592-e35 m868-0 m868-2 m868-4 m868-5 m868-6\"><div class=\"x-row x-container max width e10592-e36 m868-j m868-k m868-l m868-n m868-o m868-p m868-q m868-r m868-z m868-10 m868-1e m868-1l\"><div class=\"x-row-inner\"><div class=\"x-col e10592-e37 m868-4k m868-4l m868-4m\"><div class=\"x-text x-content e10592-e38 m868-55 m868-56 m868-58 m868-59 m868-5a m868-5b m868-5f\"><p><span>Los productos de renta fija gozan de una gran popularidad entre los inversores por su bajo riesgo, puesto que con ellos tanto la devoluci\u00f3n del importe prestado como los posibles intereses pactados est\u00e1n asegurados. Algunos usuarios los utilizan para diversificar sus carteras y compensar el riesgo que les supone tener en ellas activos financieros como <a href=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/trading\/acciones\/\">acciones<\/a> o <a href=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/trading\/criptomonedas\/\">criptomonedas<\/a>, mientras que otros, con un perfil m\u00e1s conservador, apuestan por ellos de forma mayoritaria como f\u00f3rmula para <strong>obtener rentabilidad a largo plazo sin exponer su dinero a muchos peligros<\/strong>. <\/span><\/p>\n<p><span>Dentro de los productos de renta fija podemos encontrar dos grandes categor\u00edas: los instrumentos bancarios como los <a href=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/depositos-a-plazo-fijo\/\">dep\u00f3sitos a plazo fijo<\/a> o las <a href=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/cuentas-sin-comisiones\/cuentas-remuneradas\/\">cuentas remuneradas<\/a>, y la deuda p\u00fablica y privada. Dentro de estos \u00faltimos, los m\u00e1s atractivos para los inversores suelen ser los bonos del Estado y los bonos corporativos, tanto por su plazo como por la rentabilidad que ofrecen. En este art\u00edculo vamos a explicar <strong>qu\u00e9 son los bonos<\/strong>, cu\u00e1les son sus ventajas y riesgos, c\u00f3mo adquirirlos, cu\u00e1les son las mejores plataformas para comprarlos y responderemos a las preguntas m\u00e1s frecuentes de los usuarios sobre ellos, entre otros aspectos. <\/span><\/p><\/div><\/div><\/div><\/div><\/div><div class=\"x-section x-hide-lg x-hide-md x-hide-sm x-hide-xl x-hide-xs e10592-e39 m868-0 m868-1 m868-2 m868-3\"><div class=\"x-row x-container max width e10592-e40 m868-j m868-l m868-m m868-n m868-o m868-p m868-q m868-r m868-w m868-y m868-1e m868-1m\"><div class=\"x-row-inner\"><div class=\"x-col e10592-e41 m868-4k m868-4l m868-4m m868-4x\"><div class=\"x-acc e10592-e42 m868-6v m868-6w\" id=\"x-acc-e10592-e42\"><div class=\"e10592-e43 x-acc-item\"><button id=\"tab-e10592-e43\" class=\"x-acc-header\" role=\"button\" type=\"button\" aria-expanded=\"false\" aria-controls=\"panel-e10592-e43\" data-x-toggle=\"collapse\" data-x-toggleable=\"e10592-e43\"><span class=\"x-acc-header-content\"><span class=\"x-acc-header-indicator\">&#x25b8;<\/span><span class=\"x-acc-header-text\"><strong>\u00bfQu\u00e9 quieres saber sobre el trading de acciones?<\/strong><\/span><\/span><\/button><div id=\"panel-e10592-e43\" role=\"region\" aria-hidden=\"true\" aria-labelledby=\"tab-e10592-e43\" data-x-toggleable=\"e10592-e43\" data-x-toggle-collapse=\"1\" class=\"x-collapsed\"><div class=\"x-acc-content\"><ul>\n \t<li style=\"text-align: left;\"><span style=\"color: #000000;\"><a href=\"#mejoresbrokers\" style=\"color: #000000;\"><b>Los mejores br\u00f3kers de acciones<\/b><\/a><\/span><\/li>\n \t<li style=\"text-align: left;\"><span style=\"color: #000000;\"><a href=\"#comocompraracciones\" style=\"color: #000000;\"><b>C\u00f3mo comprar acciones: inversi\u00f3n o trading<\/b><\/a><\/span><\/li>\n \t<li style=\"text-align: left;\"><span style=\"color: #000000;\"><a href=\"#riesgosacciones\" style=\"color: #000000;\"><b>Riesgos de invertir en bolsa<\/b><\/a><\/span><\/li>\n \t<li style=\"text-align: left;\"><span style=\"color: #000000;\"><a href=\"#tenerencuentabroker\" style=\"color: #000000;\"><b>Aspectos que tener en cuenta para elegir un br\u00f3ker de acciones<\/b><\/a><\/span><\/li>\n \t<li style=\"text-align: left;\"><span style=\"color: #000000;\"><a href=\"#faqsacciones\" style=\"color: #000000;\"><b>Preguntas frecuentes sobre invertir en acciones<\/b><\/a><\/span><\/li>\n \t\n<\/ul><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-section e10592-e44 m868-0 m868-2 m868-4 m868-5\"><div class=\"x-row x-container max width e10592-e45 m868-j m868-l m868-m m868-n m868-o m868-p m868-q m868-r m868-11 m868-12 m868-1e m868-1n\"><div class=\"x-row-inner\"><div class=\"x-col e10592-e46 m868-4k m868-4l m868-4m\"><div id=\"mejoresappstrading\" class=\"x-text x-text-headline e10592-e47 m868-5p m868-5r m868-5s m868-5t m868-5u m868-5x m868-5z m868-60 m868-61\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><h2 class=\"x-text-content-text-primary\"><p><strong>Los mejores br\u00f3kers para invertir en bonos<br \/>\n<\/strong><\/p><\/h2>\n<\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-row x-container max width e10592-e48 m868-j m868-l m868-m m868-n m868-o m868-p m868-q m868-r m868-11 m868-12 m868-1e m868-1o\"><div class=\"x-row-inner\"><div class=\"x-col e10592-e49 m868-4k m868-4y m868-4z\"><div class=\"x-row e10592-e50 m868-j m868-k m868-l m868-m m868-n m868-o m868-p m868-q m868-r m868-1e m868-1p\"><div class=\"x-row-inner\"><div class=\"x-col e10592-e51 m868-4k m868-4l m868-4m\"><div class=\"x-text x-text-headline e10592-e52 m868-5r m868-5s m868-5t m868-5u m868-5w m868-5x m868-61 m868-62 m868-63 m868-64 m868-65\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><span style=\"text-decoration: underline;\"><strong>Freedom24<\/strong><\/span><\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-row e10592-e53 m868-j m868-k m868-l m868-m m868-n m868-o m868-p m868-q m868-r m868-1e m868-1q\"><div class=\"x-row-inner\"><div class=\"x-col e10592-e54 m868-4k m868-4l m868-4m m868-4n m868-4p m868-4u m868-50\"><a class=\"x-image e10592-e55 m868-6q m868-6r\" href=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/ir-freedom24-apptrading\" rel=\"nofollow\"><img decoding=\"async\" src=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/wp-content\/uploads\/2023\/01\/Freedom24-broker-logo.svg\" width=\"262\" height=\"187\" alt=\"Freedom24 app de trading\" loading=\"lazy\"><\/a>\n<span class=\"x-rating e10592-e56 m868-6y\">\n\n  <span class=\"x-rating-graphic\" role=\"img\" aria-label=\"5 \/ 5\">\n    <i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i>  <\/span>\n\n      <span class=\"x-rating-text\">\n      5 \/ 5    <\/span>\n  \n  \n<\/span>\n<a class=\"x-anchor x-anchor-button has-graphic e10592-e57 m868-6z m868-70 m868-71 m868-72\" tabindex=\"0\" href=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/ir-freedom24-apptrading\" rel=\"nofollow\"><div class=\"x-anchor-content\"><span class=\"x-graphic\" aria-hidden=\"true\"><i class=\"x-icon x-graphic-child x-graphic-icon x-graphic-primary\" aria-hidden=\"true\" data-x-icon-l=\"&#xf30d;\"><\/i><\/span><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">Abrir cuenta<\/span><\/div><\/div><\/a><div class=\"x-text x-content e10592-e58 m868-53 m868-55 m868-58 m868-59 m868-5b m868-5f m868-5g m868-5h m868-5i\"><a href=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/analisis-freedom24\/\" data-wplink-edit=\"true\">M\u00e1s informaci\u00f3n sobre Freedom24 \u21d2<\/a><\/div><\/div><div class=\"x-col e10592-e59 m868-4k m868-4l m868-4m\"><div class=\"x-text x-content e10592-e60 m868-55 m868-56 m868-58 m868-59 m868-5a m868-5b m868-5f\"><div id=\"footable_parent_2387\"\n         class=\" footable_parent ninja_table_wrapper loading_ninja_table wp_table_data_press_parent semantic_ui colored_table\">\n                <table data-ninja_table_instance=\"ninja_table_instance_0\" data-footable_id=\"2387\" data-filter-delay=\"1000\" aria-label=\"Freedom 24 acciones\"            id=\"footable_2387\"\n           data-unique_identifier=\"ninja_table_unique_id_4055683777_2387\"\n           class=\" foo-table ninja_footable foo_table_2387 ninja_table_unique_id_4055683777_2387 ui table  ninja_search_right nt_type_legacy_table hide_vertical_borders ninja_custom_color inverted footable-paging-right hide_all_borders ninjatable_hide_header_row hide_stacked_th ninja_table_search_disabled ninja_table_pro\">\n                <colgroup>\n                            <col class=\"ninja_column_0 \">\n                            <col class=\"ninja_column_1 \">\n                    <\/colgroup>\n        <thead>\n<tr class=\"footable-header\">\n                                        <th scope=\"col\"  class=\"ninja_column_0 ninja_clmn_nm_category \">categor\u00eda<\/th><th scope=\"col\"  class=\"ninja_column_1 ninja_clmn_nm_info \">Informaci\u00f3n<\/th><\/tr>\n<\/thead>\n<tbody>\n\n        <tr data-row_id=\"221\" class=\"ninja_table_row_0 nt_row_id_221\">\n            <td><strong>Dep\u00f3sito m\u00edn<\/strong><\/td><td><span>Sin dep\u00f3sito m\u00ednimo<\/span><\/td>        <\/tr>\n            <tr data-row_id=\"222\" class=\"ninja_table_row_1 nt_row_id_222\">\n            <td><strong>Instrumentos ofrecidos<\/strong><\/td><td><span>+ 40000<\/span><\/td>        <\/tr>\n            <tr data-row_id=\"224\" class=\"ninja_table_row_2 nt_row_id_224\">\n            <td><strong>Retirar fondos<\/strong><\/td><td><div class=\"x-col e842-158 mne-15\">\n<div class=\"x-text e842-160 mne-1t mne-1u mne-1v mne-1w\">\n<p><span>1 - 3 d\u00edas<\/span><\/p>\n<\/div>\n<\/div><\/td>        <\/tr>\n            <tr data-row_id=\"1220\" class=\"ninja_table_row_3 nt_row_id_1220\">\n            <td><div role=\"presentation\"><b>Promoci\u00f3n <\/b><strong>(Termina el 30\/06)<\/strong><\/div><\/td><td><span style=\"color: #ff6600;\"><a href=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/-ir-freedom24-acciones-gratis\" rel=\"nofollow sponsored noopener\" style=\"color: #ff6600;\">Hasta 20 acciones de regalo al recargar tu cuenta<\/a><\/span><\/td>        <\/tr>\n    <\/tbody><!--ninja_tobody_rendering_done-->\n    <\/table>\n    \n    \n    \n<\/div>\n<\/div><\/div><\/div><\/div><div class=\"x-row e10592-e61 m868-j m868-l m868-m m868-n m868-o m868-p m868-q m868-r m868-w m868-13 m868-1e m868-1r\"><div class=\"x-row-inner\"><div class=\"x-col e10592-e62 m868-4k m868-4l m868-4m\"><div class=\"x-row e10592-e63 m868-j m868-k m868-o m868-p m868-r m868-x m868-14 m868-15 m868-1e m868-1s\"><div class=\"x-row-inner\"><div class=\"x-col e10592-e64 m868-4k m868-4l m868-4m m868-4n m868-4u m868-4v m868-50\"><span class=\"x-image e10592-e65 m868-6q m868-6r\"><img decoding=\"async\" src=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/wp-content\/uploads\/2022\/08\/regulacion.svg\" width=\"50\" height=\"50\" alt=\"Image\" loading=\"lazy\"><\/span><\/div><div class=\"x-col e10592-e66 m868-4k m868-4l m868-4m\"><div class=\"x-text x-content e10592-e67 m868-55 m868-56 m868-58 m868-59 m868-5a m868-5b m868-5f\"><p><span style=\"color: #096ffa;\"><strong>Regulaci\u00f3n<\/strong><\/span><\/p>\n<p><span>Cotizado en Nasdaq y regulado CySEC<\/span><\/p><\/div><\/div><\/div><\/div><\/div><div class=\"x-col e10592-e68 m868-4k m868-4l m868-4m\"><div class=\"x-acc e10592-e69 m868-6v m868-6x\" id=\"x-acc-e10592-e69\"><div class=\"e10592-e70 x-acc-item\"><button id=\"tab-e10592-e70\" class=\"x-acc-header\" role=\"button\" type=\"button\" aria-expanded=\"false\" aria-controls=\"panel-e10592-e70\" data-x-toggle=\"collapse\" data-x-toggleable=\"e10592-e70\"><span class=\"x-acc-header-content\"><span class=\"x-acc-header-indicator\"><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf175;\"><\/i><\/span><span class=\"x-acc-header-text\"><strong><span style=\"color: #0000ff;\">Ventajas<\/span><\/strong><\/span><\/span><\/button><div id=\"panel-e10592-e70\" role=\"region\" aria-hidden=\"true\" aria-labelledby=\"tab-e10592-e70\" data-x-toggleable=\"e10592-e70\" data-x-toggle-collapse=\"1\" class=\"x-collapsed\"><div class=\"x-acc-content\"><ul>\n \t<li>M\u00e1s de 147,000 bonos corporativos y gubernamentales disponibles<\/li>\n \t<li>Selecci\u00f3n de bonos corporativos y gubernamentales de alta calificaci\u00f3n desde \u20ac1,000\/$1,000<\/li>\n \t<li style=\"font-weight: 400;\">Acceso directo a los gigantes tecnol\u00f3gicos de EE. UU. y a acciones de crecimiento en inteligencia artificial<\/li>\n \t<li style=\"font-weight: 400;\">ETFs de dividendos con hasta un 12% de rentabilidad anual, con pagos mensuales<\/li>\n \t<li style=\"font-weight: 400;\">Apertura de cuenta en 10 minutos<\/li>\n \t<li style=\"font-weight: 400;\">Tarifas muy competitivas<\/li>\n<\/ul><\/div><\/div><\/div><\/div><div class=\"x-text x-content e10592-e71 m868-53 m868-55 m868-56 m868-58 m868-59 m868-5b m868-5f m868-5h m868-5j\"><strong>Las inversiones en valores y otros instrumentos financieros siempre est\u00e1n asociadas con el riesgo de p\u00e9rdida de capital.<\/strong><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-row x-container max width e10592-e72 m868-j m868-l m868-m m868-n m868-o m868-p m868-q m868-r m868-11 m868-12 m868-1e m868-1t\"><div class=\"x-row-inner\"><div class=\"x-col e10592-e73 m868-4k m868-4y m868-4z\"><div class=\"x-row e10592-e74 m868-j m868-k m868-l m868-m m868-n m868-o m868-p m868-q m868-r m868-1e m868-1u\"><div class=\"x-row-inner\"><div class=\"x-col e10592-e75 m868-4k m868-4l m868-4m\"><div class=\"x-text x-text-headline e10592-e76 m868-5r m868-5s m868-5t m868-5u m868-5w m868-5x m868-61 m868-62 m868-63 m868-64 m868-65\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><span style=\"text-decoration: underline;\"><strong>Trade Republic<\/strong><\/span><\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-row e10592-e77 m868-j m868-k m868-l m868-m m868-n m868-o m868-p m868-q m868-r m868-1e m868-1v\"><div class=\"x-row-inner\"><div class=\"x-col e10592-e78 m868-4k m868-4l m868-4m m868-4n m868-4p m868-4u m868-50\"><a class=\"x-image e10592-e79 m868-6q m868-6r\" href=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/ir-traderepublic-apptrading\" rel=\"nofollow\"><img decoding=\"async\" src=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/wp-content\/uploads\/2025\/04\/Trade-Republic-nuevo-logo.png\" width=\"350\" height=\"250\" alt=\"Trade Republic app de trading\" loading=\"lazy\"><\/a>\n<span class=\"x-rating e10592-e80 m868-6y\">\n\n  <span class=\"x-rating-graphic\" role=\"img\" aria-label=\"5 \/ 5\">\n    <i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i>  <\/span>\n\n      <span class=\"x-rating-text\">\n      5 \/ 5    <\/span>\n  \n  \n<\/span>\n<a class=\"x-anchor x-anchor-button has-graphic e10592-e81 m868-6z m868-70 m868-71 m868-72\" tabindex=\"0\" href=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/ir-traderepublic-apptrading\" rel=\"nofollow\"><div class=\"x-anchor-content\"><span class=\"x-graphic\" aria-hidden=\"true\"><i class=\"x-icon x-graphic-child x-graphic-icon x-graphic-primary\" aria-hidden=\"true\" data-x-icon-l=\"&#xf30d;\"><\/i><\/span><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">Abrir cuenta<\/span><\/div><\/div><\/a><div class=\"x-text x-content e10592-e82 m868-53 m868-55 m868-58 m868-59 m868-5b m868-5f m868-5g m868-5h m868-5i\"><a href=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/trading\/trade-republic-analisis\/\">M\u00e1s informaci\u00f3n sobre Trade Republic \u21d2<\/a><\/div><\/div><div class=\"x-col e10592-e83 m868-4k m868-4l m868-4m\"><div class=\"x-text x-content e10592-e84 m868-55 m868-56 m868-58 m868-59 m868-5a m868-5b m868-5f\"><div id=\"footable_parent_1239\"\n         class=\" footable_parent ninja_table_wrapper loading_ninja_table wp_table_data_press_parent semantic_ui colored_table\">\n                <table data-ninja_table_instance=\"ninja_table_instance_1\" data-footable_id=\"1239\" data-filter-delay=\"1000\" aria-label=\"trade-republic-info\"            id=\"footable_1239\"\n           data-unique_identifier=\"ninja_table_unique_id_1055704740_1239\"\n           class=\" foo-table ninja_footable foo_table_1239 ninja_table_unique_id_1055704740_1239 ui table  nt_type_legacy_table hide_vertical_borders ninja_custom_color inverted footable-paging-right hide_all_borders ninjatable_hide_header_row hide_stacked_th ninja_table_search_disabled ninja_table_pro\">\n                <colgroup>\n                            <col class=\"ninja_column_0 \">\n                            <col class=\"ninja_column_1 \">\n                    <\/colgroup>\n        <thead>\n<tr class=\"footable-header\">\n                                        <th scope=\"col\"  class=\"ninja_column_0 ninja_clmn_nm_category \">categor\u00eda<\/th><th scope=\"col\"  class=\"ninja_column_1 ninja_clmn_nm_info \">Informaci\u00f3n<\/th><\/tr>\n<\/thead>\n<tbody>\n\n        <tr data-row_id=\"70\" class=\"ninja_table_row_0 nt_row_id_70\">\n            <td><strong>Dep\u00f3sito m\u00edn<\/strong><\/td><td><span>10\u20ac<\/span><\/td>        <\/tr>\n            <tr data-row_id=\"71\" class=\"ninja_table_row_1 nt_row_id_71\">\n            <td><strong>Instrumentos ofrecidos<\/strong><\/td><td><span>+ 9000<\/span><\/td>        <\/tr>\n            <tr data-row_id=\"73\" class=\"ninja_table_row_2 nt_row_id_73\">\n            <td><strong>Retirar fondos<\/strong><\/td><td><div class=\"x-col e842-158 mne-15\">\n<div class=\"x-text e842-160 mne-1t mne-1u mne-1v mne-1w\">\n<p><span>1 - 3 d\u00edas<\/span><\/p>\n<\/div>\n<\/div><\/td>        <\/tr>\n    <\/tbody><!--ninja_tobody_rendering_done-->\n    <\/table>\n    \n    \n    \n<\/div>\n<\/div><\/div><\/div><\/div><div class=\"x-row e10592-e85 m868-j m868-l m868-m m868-n m868-o m868-p m868-q m868-r m868-w m868-13 m868-1e m868-1w\"><div class=\"x-row-inner\"><div class=\"x-col e10592-e86 m868-4k m868-4l m868-4m\"><div class=\"x-row e10592-e87 m868-j m868-k m868-o m868-p m868-r m868-x m868-14 m868-15 m868-1e m868-1x\"><div class=\"x-row-inner\"><div class=\"x-col e10592-e88 m868-4k m868-4l m868-4m m868-4n m868-4u m868-4v m868-50\"><span class=\"x-image e10592-e89 m868-6q m868-6r\"><img decoding=\"async\" src=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/wp-content\/uploads\/2022\/08\/regulacion.svg\" width=\"50\" height=\"50\" alt=\"Image\" loading=\"lazy\"><\/span><\/div><div class=\"x-col e10592-e90 m868-4k m868-4l m868-4m\"><div class=\"x-text x-content e10592-e91 m868-55 m868-56 m868-58 m868-59 m868-5a m868-5b m868-5f\"><p><span style=\"color: #096ffa;\"><strong>Regulado y registrado por<\/strong><\/span><\/p>\n<p><span>BaFIN<\/span><\/p><\/div><\/div><\/div><\/div><\/div><div class=\"x-col e10592-e92 m868-4k m868-4l m868-4m\"><div class=\"x-acc e10592-e93 m868-6v m868-6x\" id=\"x-acc-e10592-e93\"><div class=\"e10592-e94 x-acc-item\"><button id=\"tab-e10592-e94\" class=\"x-acc-header\" role=\"button\" type=\"button\" aria-expanded=\"false\" aria-controls=\"panel-e10592-e94\" data-x-toggle=\"collapse\" data-x-toggleable=\"e10592-e94\"><span class=\"x-acc-header-content\"><span class=\"x-acc-header-indicator\"><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf175;\"><\/i><\/span><span class=\"x-acc-header-text\"><strong><span style=\"color: #0000ff;\">Ventajas<\/span><\/strong><\/span><\/span><\/button><div id=\"panel-e10592-e94\" role=\"region\" aria-hidden=\"true\" aria-labelledby=\"tab-e10592-e94\" data-x-toggleable=\"e10592-e94\" data-x-toggle-collapse=\"1\" class=\"x-collapsed\"><div class=\"x-acc-content\"><ul>\n \t<li>M\u00e1s de 10000 activos disponibles<\/li>\n \t<li>Invierte en acciones, ETFs, criptomonedas y derivados<\/li>\n \t<li>Recibe dividendos si tienes acciones<\/li>\n \t<li>Posibilidad de invertir en planes de inversi\u00f3n<\/li>\n<\/ul><\/div><\/div><\/div><\/div><div class=\"x-text x-content e10592-e95 m868-53 m868-55 m868-56 m868-58 m868-59 m868-5b m868-5f m868-5h m868-5j\"><strong>Invertir en la bolsa conlleva riesgos: el valor de las inversiones puede subir o bajar y es posible que recibas menos de lo que invertiste originalmente.<\/strong><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-row x-container max width e10592-e96 m868-j m868-l m868-m m868-n m868-o m868-p m868-q m868-r m868-11 m868-12 m868-1e m868-1y\"><div class=\"x-row-inner\"><div class=\"x-col e10592-e97 m868-4k m868-4y m868-4z\"><div class=\"x-row e10592-e98 m868-j m868-k m868-l m868-m m868-n m868-o m868-p m868-q m868-r m868-1e m868-1z\"><div class=\"x-row-inner\"><div class=\"x-col e10592-e99 m868-4k m868-4l m868-4m\"><div class=\"x-text x-text-headline e10592-e100 m868-5r m868-5s m868-5t m868-5u m868-5w m868-5x m868-61 m868-62 m868-63 m868-64 m868-65\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><span style=\"text-decoration: underline;\"><strong>eToro<\/strong><\/span><\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-row e10592-e101 m868-j m868-k m868-l m868-m m868-n m868-o m868-p m868-q m868-r m868-1e m868-20\"><div class=\"x-row-inner\"><div class=\"x-col e10592-e102 m868-4k m868-4l m868-4m m868-4n m868-4p m868-4u m868-50\"><a class=\"x-image e10592-e103 m868-6q\" href=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/ir-etoro\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/wp-content\/uploads\/2026\/01\/Etoro-2.png\" width=\"350\" height=\"250\" alt=\"Etoro br\u00f3ker de acciones\" loading=\"lazy\"><\/a>\n<span class=\"x-rating e10592-e104 m868-6y\">\n\n  <span class=\"x-rating-graphic\" role=\"img\" aria-label=\"5 \/ 5\">\n    <i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i>  <\/span>\n\n      <span class=\"x-rating-text\">\n      5 \/ 5    <\/span>\n  \n  \n<\/span>\n<a class=\"x-anchor x-anchor-button has-graphic e10592-e105 m868-6z m868-70 m868-71 m868-72\" tabindex=\"0\" href=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/ir-etoro\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><div class=\"x-anchor-content\"><span class=\"x-graphic\" aria-hidden=\"true\"><i class=\"x-icon x-graphic-child x-graphic-icon x-graphic-primary\" aria-hidden=\"true\" data-x-icon-l=\"&#xf30d;\"><\/i><\/span><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">Abrir cuenta<\/span><\/div><\/div><\/a><div class=\"x-text x-content e10592-e106 m868-53 m868-55 m868-58 m868-59 m868-5b m868-5f m868-5g m868-5h m868-5i\"><a href=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/trading\/analisis-etoro\/\">An\u00e1lisis de eToro \u21d2<\/a><\/div><\/div><div class=\"x-col e10592-e107 m868-4k m868-4l m868-4m\"><div class=\"x-text x-content e10592-e108 m868-55 m868-56 m868-58 m868-59 m868-5a m868-5b m868-5f\"><div id=\"footable_parent_1244\"\n         class=\" footable_parent ninja_table_wrapper loading_ninja_table wp_table_data_press_parent semantic_ui colored_table\">\n                <table data-ninja_table_instance=\"ninja_table_instance_2\" data-footable_id=\"1244\" data-filter-delay=\"1000\" aria-label=\"etoro-info\"            id=\"footable_1244\"\n           data-unique_identifier=\"ninja_table_unique_id_369934436_1244\"\n           class=\" foo-table ninja_footable foo_table_1244 ninja_table_unique_id_369934436_1244 ui table  ninja_search_right nt_type_legacy_table hide_vertical_borders ninja_custom_color inverted footable-paging-right hide_all_borders ninjatable_hide_header_row hide_stacked_th ninja_table_search_disabled ninja_table_pro\">\n                <colgroup>\n                            <col class=\"ninja_column_0 \">\n                            <col class=\"ninja_column_1 \">\n                    <\/colgroup>\n        <thead>\n<tr class=\"footable-header\">\n                                        <th scope=\"col\"  class=\"ninja_column_0 ninja_clmn_nm_category \">categor\u00eda<\/th><th scope=\"col\"  class=\"ninja_column_1 ninja_clmn_nm_info \">Informaci\u00f3n<\/th><\/tr>\n<\/thead>\n<tbody>\n\n        <tr data-row_id=\"89\" class=\"ninja_table_row_0 nt_row_id_89\">\n            <td><strong>Dep\u00f3sito m\u00edn<\/strong><\/td><td><span>50 $<\/span><\/td>        <\/tr>\n            <tr data-row_id=\"90\" class=\"ninja_table_row_1 nt_row_id_90\">\n            <td><strong>Instrumentos ofrecidos<\/strong><\/td><td><span>+ 6000<\/span><\/td>        <\/tr>\n            <tr data-row_id=\"92\" class=\"ninja_table_row_2 nt_row_id_92\">\n            <td><strong>Retirar fondos<\/strong><\/td><td>0 - 2 d\u00edas laborables<\/td>        <\/tr>\n            <tr data-row_id=\"1526\" class=\"ninja_table_row_3 nt_row_id_1526\">\n            <td><strong>Promoci\u00f3n<\/strong><\/td><td><ul>\n<li>Deposita entre $500 y $999 y recibe un bono en <strong>activos de $40<\/strong><\/li>\n<li>Deposita entre $1.000 y $4.999 y recibe un bono en <strong>activos de\u00a0$100<\/strong><\/li>\n<li>Deposita entre $5.000 y $9.999 y recibe un bono en <strong>activos de $300<\/strong><\/li>\n<li>Deposita desde $10.000 y recibe un bono en <strong>activos de $500<\/strong><\/li>\n<\/ul>\n<strong><strong>A trav\u00e9s de eToro \u00fanicamente est\u00e1n disponibles los ETF de bonos.<\/strong><br \/><\/strong><\/td>        <\/tr>\n    <\/tbody><!--ninja_tobody_rendering_done-->\n    <\/table>\n    \n    \n    \n<\/div>\n<\/div><\/div><\/div><\/div><div class=\"x-row e10592-e109 m868-j m868-l m868-m m868-n m868-o m868-p m868-q m868-r m868-w m868-13 m868-1e m868-21\"><div class=\"x-row-inner\"><div class=\"x-col e10592-e110 m868-4k m868-4l m868-4m\"><div class=\"x-row e10592-e111 m868-j m868-k m868-o m868-p m868-r m868-x m868-14 m868-15 m868-1e m868-22\"><div class=\"x-row-inner\"><div class=\"x-col e10592-e112 m868-4k m868-4l m868-4m m868-4n m868-4u m868-4v m868-50\"><span class=\"x-image e10592-e113 m868-6q m868-6r\"><img decoding=\"async\" src=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/wp-content\/uploads\/2022\/08\/regulacion.svg\" width=\"50\" height=\"50\" alt=\"Image\" loading=\"lazy\"><\/span><\/div><div class=\"x-col e10592-e114 m868-4k m868-4l m868-4m\"><div class=\"x-text x-content e10592-e115 m868-55 m868-56 m868-58 m868-59 m868-5a m868-5b m868-5f\"><p><span style=\"color: #096ffa;\"><strong>Regulado y registrado por<\/strong><\/span><\/p>\n<p><span>FCA, CySEC, ASIC...<\/span><\/p><\/div><\/div><\/div><\/div><\/div><div class=\"x-col e10592-e116 m868-4k m868-4l m868-4m\"><div class=\"x-acc e10592-e117 m868-6v m868-6x\" id=\"x-acc-e10592-e117\"><div class=\"e10592-e118 x-acc-item\"><button id=\"tab-e10592-e118\" class=\"x-acc-header\" role=\"button\" type=\"button\" aria-expanded=\"false\" aria-controls=\"panel-e10592-e118\" data-x-toggle=\"collapse\" data-x-toggleable=\"e10592-e118\"><span class=\"x-acc-header-content\"><span class=\"x-acc-header-indicator\"><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf175;\"><\/i><\/span><span class=\"x-acc-header-text\"><strong><span style=\"color: #0000ff;\">Ventajas<\/span><\/strong><\/span><\/span><\/button><div id=\"panel-e10592-e118\" role=\"region\" aria-hidden=\"true\" aria-labelledby=\"tab-e10592-e118\" data-x-toggleable=\"e10592-e118\" data-x-toggle-collapse=\"1\" class=\"x-collapsed\"><div class=\"x-acc-content\"><ul>\n \t<li>6.000 activos como acciones, ETFs y criptomonedas<\/li>\n \t<li>Herramientas de inversi\u00f3n avanzadas<\/li>\n \t<li>Copia operaciones de otros inversores con el CopyTrader<\/li>\n \t<li>Rentabilidad de hasta el 3,55% anual en USD por el dinero no invertido<\/li>\n<\/ul><\/div><\/div><\/div><\/div><div class=\"x-text x-content e10592-e119 m868-53 m868-55 m868-56 m868-58 m868-59 m868-5b m868-5f m868-5h m868-5j\"><strong>eToro es una plataforma de inversi\u00f3n de m\u00faltiples activos. El valor de sus inversiones puede subir o bajar. Su capital est\u00e1 en riesgo.<\/strong><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-row x-container max width e10592-e120 m868-j m868-l m868-m m868-n m868-o m868-p m868-q m868-r m868-11 m868-12 m868-1e m868-23\"><div class=\"x-row-inner\"><div class=\"x-col e10592-e121 m868-4k m868-4y m868-4z\"><div class=\"x-row e10592-e122 m868-j m868-k m868-l m868-m m868-n m868-o m868-p m868-q m868-r m868-1e m868-24\"><div class=\"x-row-inner\"><div class=\"x-col e10592-e123 m868-4k m868-4l m868-4m\"><div class=\"x-text x-text-headline e10592-e124 m868-5r m868-5s m868-5t m868-5u m868-5w m868-5x m868-61 m868-62 m868-63 m868-64 m868-65\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><span style=\"text-decoration: underline;\"><strong>DEGIRO<\/strong><\/span><\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-row e10592-e125 m868-j m868-k m868-l m868-m m868-n m868-o m868-p m868-q m868-r m868-1e m868-25\"><div class=\"x-row-inner\"><div class=\"x-col e10592-e126 m868-4k m868-4l m868-4m m868-4n m868-4p m868-4u m868-50\"><a class=\"x-image e10592-e127 m868-6q\" href=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/ir-degiro-apptrading\" rel=\"nofollow\"><img decoding=\"async\" src=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/wp-content\/uploads\/2023\/01\/Degiro-broker-logo.svg\" width=\"262\" height=\"187\" alt=\"Degiro app de trading\" loading=\"lazy\"><\/a>\n<span class=\"x-rating e10592-e128 m868-6y\">\n\n  <span class=\"x-rating-graphic\" role=\"img\" aria-label=\"4 \/ 5\">\n    <i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-o=\"&#xf005;\"><\/i>  <\/span>\n\n      <span class=\"x-rating-text\">\n      4 \/ 5    <\/span>\n  \n  \n<\/span>\n<a class=\"x-anchor x-anchor-button has-graphic e10592-e129 m868-6z m868-70 m868-71 m868-72\" tabindex=\"0\" href=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/ir-degiro-apptrading\" rel=\"nofollow\"><div class=\"x-anchor-content\"><span class=\"x-graphic\" aria-hidden=\"true\"><i class=\"x-icon x-graphic-child x-graphic-icon x-graphic-primary\" aria-hidden=\"true\" data-x-icon-l=\"&#xf30d;\"><\/i><\/span><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">Abrir cuenta<\/span><\/div><\/div><\/a><div class=\"x-text x-content e10592-e130 m868-53 m868-55 m868-58 m868-59 m868-5b m868-5f m868-5g m868-5h m868-5i\"><a href=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/trading\/degiro-analisis\/\" target=\"_blank\" rel=\"noopener\">M\u00e1s informaci\u00f3n sobre DEGIRO \u21d2<\/a><\/div><\/div><div class=\"x-col e10592-e131 m868-4k m868-4l m868-4m\"><div class=\"x-text x-content e10592-e132 m868-55 m868-56 m868-58 m868-59 m868-5a m868-5b m868-5f\"><div id=\"footable_parent_1242\"\n         class=\" footable_parent ninja_table_wrapper loading_ninja_table wp_table_data_press_parent semantic_ui colored_table\">\n                <table data-ninja_table_instance=\"ninja_table_instance_3\" data-footable_id=\"1242\" data-filter-delay=\"1000\" aria-label=\"degiro-info\"            id=\"footable_1242\"\n           data-unique_identifier=\"ninja_table_unique_id_3424061230_1242\"\n           class=\" foo-table ninja_footable foo_table_1242 ninja_table_unique_id_3424061230_1242 ui table  ninja_search_right nt_type_legacy_table hide_vertical_borders ninja_custom_color inverted footable-paging-right hide_all_borders ninjatable_hide_header_row hide_stacked_th ninja_table_search_disabled ninja_table_pro\">\n                <colgroup>\n                            <col class=\"ninja_column_0 \">\n                            <col class=\"ninja_column_1 \">\n                    <\/colgroup>\n        <thead>\n<tr class=\"footable-header\">\n                                        <th scope=\"col\"  class=\"ninja_column_0 ninja_clmn_nm_category \">categor\u00eda<\/th><th scope=\"col\"  class=\"ninja_column_1 ninja_clmn_nm_info \">Informaci\u00f3n<\/th><\/tr>\n<\/thead>\n<tbody>\n\n        <tr data-row_id=\"83\" class=\"ninja_table_row_0 nt_row_id_83\">\n            <td><strong>Instrumentos ofrecidos<\/strong><\/td><td><span>+ 2.000.000<\/span><\/td>        <\/tr>\n            <tr data-row_id=\"82\" class=\"ninja_table_row_1 nt_row_id_82\">\n            <td><strong>Dep\u00f3sito m\u00edn<\/strong><\/td><td><span>sin dep\u00f3sito m\u00ednimo<\/span><\/td>        <\/tr>\n            <tr data-row_id=\"84\" class=\"ninja_table_row_2 nt_row_id_84\">\n            <td><strong>Retirar fondos<\/strong><\/td><td><div class=\"x-col e842-158 mne-15\">\n<div class=\"x-text e842-160 mne-1t mne-1u mne-1v mne-1w\">\n<p><span>\u00a02 - 4 d\u00edas laborables<\/span><\/p>\n<\/div>\n<\/div><\/td>        <\/tr>\n    <\/tbody><!--ninja_tobody_rendering_done-->\n    <\/table>\n    \n    \n    \n<\/div>\n<\/div><\/div><\/div><\/div><div class=\"x-row e10592-e133 m868-j m868-l m868-m m868-n m868-o m868-p m868-q m868-r m868-w m868-13 m868-1e m868-26\"><div class=\"x-row-inner\"><div class=\"x-col e10592-e134 m868-4k m868-4l m868-4m\"><div class=\"x-row e10592-e135 m868-j m868-k m868-o m868-p m868-r m868-x m868-14 m868-15 m868-1e m868-27\"><div class=\"x-row-inner\"><div class=\"x-col e10592-e136 m868-4k m868-4l m868-4m m868-4n m868-4u m868-4v m868-50\"><span class=\"x-image e10592-e137 m868-6q m868-6r\"><img decoding=\"async\" src=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/wp-content\/uploads\/2022\/08\/regulacion.svg\" width=\"50\" height=\"50\" alt=\"Image\" loading=\"lazy\"><\/span><\/div><div class=\"x-col e10592-e138 m868-4k m868-4l m868-4m\"><div class=\"x-text x-content e10592-e139 m868-55 m868-56 m868-58 m868-59 m868-5a m868-5b m868-5f\"><p><span style=\"color: #096ffa;\"><strong>Regulado y registrado por<\/strong><\/span><\/p>\n<p><span>BaFin, AFM, CNMV<\/span><\/p><\/div><\/div><\/div><\/div><\/div><div class=\"x-col e10592-e140 m868-4k m868-4l m868-4m\"><div class=\"x-acc e10592-e141 m868-6v m868-6x\" id=\"x-acc-e10592-e141\"><div class=\"e10592-e142 x-acc-item\"><button id=\"tab-e10592-e142\" class=\"x-acc-header\" role=\"button\" type=\"button\" aria-expanded=\"false\" aria-controls=\"panel-e10592-e142\" data-x-toggle=\"collapse\" data-x-toggleable=\"e10592-e142\"><span class=\"x-acc-header-content\"><span class=\"x-acc-header-indicator\"><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf175;\"><\/i><\/span><span class=\"x-acc-header-text\"><strong><span style=\"color: #0000ff;\">Ventajas<\/span><\/strong><\/span><\/span><\/button><div id=\"panel-e10592-e142\" role=\"region\" aria-hidden=\"true\" aria-labelledby=\"tab-e10592-e142\" data-x-toggleable=\"e10592-e142\" data-x-toggle-collapse=\"1\" class=\"x-collapsed\"><div class=\"x-acc-content\"><ul>\n \t<li>Acceso a m\u00e1s de 50 mercados globales: ETF, acciones, bonos, futuros, opciones, fondos de inversi\u00f3n, trackers de criptomonedas<\/li>\n \t<li>Comisiones y costes de tramitaci\u00f3n bajos<\/li>\n \t<li>Plataforma galardonada<\/li>\n \t<li>Diferentes niveles de experiencia: novato, experimentado y experto<\/li>\n<\/ul><\/div><\/div><\/div><\/div><div class=\"x-text x-content e10592-e143 m868-53 m868-55 m868-56 m868-58 m868-59 m868-5b m868-5f m868-5h m868-5j\"><b data-stringify-type=\"bold\">Invertir conlleva riesgo de p\u00e9rdida.<\/b><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-row x-container max width e10592-e144 m868-j m868-l m868-m m868-n m868-o m868-p m868-q m868-r m868-10 m868-11 m868-12 m868-1e m868-28\"><div class=\"x-row-inner\"><div class=\"x-col e10592-e145 m868-4k m868-4y\"><div class=\"x-row e10592-e146 m868-j m868-k m868-l m868-m m868-n m868-o m868-p m868-q m868-r m868-1e m868-29\"><div class=\"x-row-inner\"><div class=\"x-col e10592-e147 m868-4k m868-4l m868-4m\"><div class=\"x-text x-text-headline e10592-e148 m868-5r m868-5s m868-5t m868-5u m868-5w m868-5x m868-61 m868-62 m868-63 m868-64 m868-65\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><span style=\"text-decoration: underline;\"><strong>Lightyear<\/strong><\/span><\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-row e10592-e149 m868-j m868-k m868-l m868-m m868-n m868-o m868-p m868-q m868-r m868-1e m868-2a\"><div class=\"x-row-inner\"><div class=\"x-col e10592-e150 m868-4k m868-4l m868-4m m868-4n m868-4p m868-4u m868-50\"><a class=\"x-image e10592-e151 m868-6q\" href=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/ir-lightyear\" rel=\"nofollow\"><img decoding=\"async\" src=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/wp-content\/uploads\/2025\/11\/Lightyear-broker-logo.png\" width=\"350\" height=\"250\" alt=\"Lightyear app de trading\" loading=\"lazy\"><\/a>\n<span class=\"x-rating e10592-e152 m868-6y\">\n\n  <span class=\"x-rating-graphic\" role=\"img\" aria-label=\"4 \/ 5\">\n    <i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-o=\"&#xf005;\"><\/i>  <\/span>\n\n      <span class=\"x-rating-text\">\n      4 \/ 5    <\/span>\n  \n  \n<\/span>\n<a class=\"x-anchor x-anchor-button has-graphic e10592-e153 m868-6z m868-70 m868-71 m868-72\" tabindex=\"0\" href=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/ir-lightyear\" rel=\"nofollow\"><div class=\"x-anchor-content\"><span class=\"x-graphic\" aria-hidden=\"true\"><i class=\"x-icon x-graphic-child x-graphic-icon x-graphic-primary\" aria-hidden=\"true\" data-x-icon-l=\"&#xf30d;\"><\/i><\/span><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">Abrir cuenta<\/span><\/div><\/div><\/a><\/div><div class=\"x-col e10592-e154 m868-4k m868-4l m868-4m\"><div class=\"x-text x-content e10592-e155 m868-55 m868-56 m868-58 m868-59 m868-5a m868-5b m868-5f\"><div id=\"footable_parent_6622\"\n         class=\" footable_parent ninja_table_wrapper loading_ninja_table wp_table_data_press_parent semantic_ui colored_table\">\n                <table data-ninja_table_instance=\"ninja_table_instance_4\" data-footable_id=\"6622\" data-filter-delay=\"1000\" aria-label=\"lightyear-info\"            id=\"footable_6622\"\n           data-unique_identifier=\"ninja_table_unique_id_2288030169_6622\"\n           class=\" foo-table ninja_footable foo_table_6622 ninja_table_unique_id_2288030169_6622 ui table  ninja_search_right nt_type_legacy_table hide_vertical_borders ninja_custom_color inverted footable-paging-right hide_all_borders ninjatable_hide_header_row hide_stacked_th ninja_table_search_disabled ninja_table_pro\">\n                <colgroup>\n                            <col class=\"ninja_column_0 \">\n                            <col class=\"ninja_column_1 \">\n                    <\/colgroup>\n        <thead>\n<tr class=\"footable-header\">\n                                        <th scope=\"col\"  class=\"ninja_column_0 ninja_clmn_nm_category \">categor\u00eda<\/th><th scope=\"col\"  class=\"ninja_column_1 ninja_clmn_nm_info \">Informaci\u00f3n<\/th><\/tr>\n<\/thead>\n<tbody>\n\n        <tr data-row_id=\"907\" class=\"ninja_table_row_0 nt_row_id_907\">\n            <td><strong>Instrumentos ofrecidos<\/strong><\/td><td><span>+ 6000 (EE. UU., UE, Reino Unido) y ETFs (UCITS)<\/span><\/td>        <\/tr>\n            <tr data-row_id=\"906\" class=\"ninja_table_row_1 nt_row_id_906\">\n            <td><strong>Dep\u00f3sito m\u00edn<\/strong><\/td><td><span>Sin dep\u00f3sito m\u00ednimo<\/span><\/td>        <\/tr>\n            <tr data-row_id=\"908\" class=\"ninja_table_row_2 nt_row_id_908\">\n            <td><strong>Retirar fondos<\/strong><\/td><td><div class=\"x-col e842-158 mne-15\">\n<div class=\"x-text e842-160 mne-1t mne-1u mne-1v mne-1w\">\n<p><span>1 - 2 d\u00edas laborables<\/span><\/p>\n<\/div>\n<\/div><\/td>        <\/tr>\n            <tr data-row_id=\"1799\" class=\"ninja_table_row_3 nt_row_id_1799\">\n            <td><strong>Promoci\u00f3n<\/strong><\/td><td><span>Una acci\u00f3n gratis valorada entre 10\u20ac y 100\u20ac con el c\u00f3digo ELECONOMISTA100<\/span><\/td>        <\/tr>\n    <\/tbody><!--ninja_tobody_rendering_done-->\n    <\/table>\n    \n    \n    \n<\/div>\n<\/div><\/div><\/div><\/div><div class=\"x-row e10592-e156 m868-j m868-l m868-m m868-n m868-o m868-p m868-q m868-r m868-w m868-13 m868-1e m868-2b\"><div class=\"x-row-inner\"><div class=\"x-col e10592-e157 m868-4k m868-4l m868-4m\"><div class=\"x-row e10592-e158 m868-j m868-k m868-o m868-p m868-r m868-x m868-14 m868-15 m868-1e m868-2c\"><div class=\"x-row-inner\"><div class=\"x-col e10592-e159 m868-4k m868-4l m868-4m m868-4n m868-4u m868-4v m868-50\"><span class=\"x-image e10592-e160 m868-6q m868-6r\"><img decoding=\"async\" src=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/wp-content\/uploads\/2022\/08\/regulacion.svg\" width=\"50\" height=\"50\" alt=\"Image\" loading=\"lazy\"><\/span><\/div><div class=\"x-col e10592-e161 m868-4k m868-4l m868-4m\"><div class=\"x-text x-content e10592-e162 m868-55 m868-56 m868-58 m868-59 m868-5a m868-5b m868-5f\"><p><span style=\"color: #096ffa;\"><strong>Regulado y registrado por<\/strong><\/span><\/p>\n<p><span>FCA, EFSA<\/span><\/p><\/div><\/div><\/div><\/div><\/div><div class=\"x-col e10592-e163 m868-4k m868-4l m868-4m\"><div class=\"x-acc e10592-e164 m868-6v m868-6x\" id=\"x-acc-e10592-e164\"><div class=\"e10592-e165 x-acc-item\"><button id=\"tab-e10592-e165\" class=\"x-acc-header\" role=\"button\" type=\"button\" aria-expanded=\"false\" aria-controls=\"panel-e10592-e165\" data-x-toggle=\"collapse\" data-x-toggleable=\"e10592-e165\"><span class=\"x-acc-header-content\"><span class=\"x-acc-header-indicator\"><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf175;\"><\/i><\/span><span class=\"x-acc-header-text\"><strong><span style=\"color: #0000ff;\">Ventajas<\/span><\/strong><\/span><\/span><\/button><div id=\"panel-e10592-e165\" role=\"region\" aria-hidden=\"true\" aria-labelledby=\"tab-e10592-e165\" data-x-toggleable=\"e10592-e165\" data-x-toggle-collapse=\"1\" class=\"x-collapsed\"><div class=\"x-acc-content\"><ul>\n \t<li>Cuenta en USD, EUR y GBP<\/li>\n \t<li>Consigue hasta el 1,91% TIR en Ahorros<\/li>\n \t<li>Posibilidad de inversi\u00f3n en ETFs y acciones<\/li>\n \t<li>Aplicaci\u00f3n m\u00f3vil en App Store y Google Play<\/li>\n \t<li>Blog educativo de noticias e inversiones<\/li>\n<\/ul><\/div><\/div><\/div><\/div><div class=\"x-text x-content e10592-e166 m868-53 m868-55 m868-56 m868-58 m868-59 m868-5b m868-5f m868-5h m868-5j\"><p style=\"text-align: justify;\"><strong>Capital en riesgo El proveedor de servicios de inversi\u00f3n es Lightyear Financial Ltd para el Reino Unido y Lightyear Europe AS para la UE. T\u00e9rminos aplicables: lightyear.com\/terms. Busque asesoramiento cualificado si es necesario.<\/strong><\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-section e10592-e167 m868-0 m868-2 m868-4 m868-5\"><div class=\"x-row x-container max width e10592-e168 m868-j m868-k m868-l m868-m m868-n m868-o m868-p m868-q m868-r m868-1e m868-2d\"><div class=\"x-row-inner\"><div class=\"x-col e10592-e169 m868-4k m868-4l m868-4m\"><div id=\"evitarcomisiones\" class=\"x-text x-text-headline e10592-e170 m868-5r m868-5s m868-5t m868-5u m868-5x m868-5z m868-60 m868-61 m868-62 m868-63 m868-66\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><h2 class=\"x-text-content-text-primary\"><strong>\u00bfQu\u00e9 son los bonos?<\/strong><\/h2>\n<\/div><\/div><\/div><div class=\"x-text x-content e10592-e171 m868-55 m868-56 m868-58 m868-59 m868-5a m868-5b m868-5f\"><p><span>Los bonos, ya sean del Estado o corporativos, son una f\u00f3rmula de financiaci\u00f3n a gran escala que utilizan las organizaciones p\u00fablicas y privadas para conseguir el dinero que necesitan para desarrollar su actividad a cambio de ofrecer intereses por ese capital que les han prestado. En este sentido, su funcionamiento es similar al de un <a href=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/prestamos-online\/prestamos-personales\/\">cr\u00e9dito<\/a>, s\u00f3lo que en lugar de un banco, los prestamistas son muchos usuarios particulares que dejan sus ahorros para obtener rentabilidad por ellos a medio y largo plazo. <\/span><\/p>\n<p><span>Los bonos son una alternativa que manejan los Estados y las grandes empresas para conseguir importantes sumas de dinero sin tener que recurrir a entidades bancarias. El capital que las organizaciones reciben mediante esta f\u00f3rmula se considera a todos los efectos un pr\u00e9stamo, y el t\u00edtulo de deuda que entregan a los particulares que han prestado sus ahorros es un contrato en el que se estipulan, entre otras cosas, el plazo y la f\u00f3rmula de devoluci\u00f3n de los fondos. <\/span><\/p>\n<p><span>Sin embargo, los bonos guardan una importante diferencia con los pr\u00e9stamos: sus emisores no pagan a los particulares cuotas mensuales como ocurre con los cr\u00e9ditos de la banca. Con estos instrumentos de deuda los abonos se realizan mediante dos f\u00f3rmulas que se complementan: los intereses generados se entregan en liquidaciones regulares, normalmente trimestrales, semestrales o anuales, que reciben el nombre de cupones, mientras que el monto total del capital prestado se le devuelve al inversor en la fecha de vencimiento. <\/span><\/p>\n<p><span>As\u00ed pues, si un usuario compra bonos por valor de 10.000 euros con un cup\u00f3n del 5% anual, recibir\u00e1 cada a\u00f1o 500 euros en concepto de intereses y sus 10.000 euros de vuelta cuando llegue la fecha de vencimiento. Y esos 500 euros le ser\u00e1n entregados, en funci\u00f3n de si los cupones son anuales, semestrales o trimestrales, en un solo pago, en dos de 250 euros o en cuatro de 125 euros. <\/span><\/p>\n<p><span>Dado que el plazo de los bonos del Estado suele ser de entre tres y cinco a\u00f1os, y el de los bonos corporativos puede llegar hasta los doce a\u00f1os, el inversor debe tener en cuenta que no va a poder disponer del capital que haya utilizado para adquirir esos t\u00edtulos de deuda en todo ese tiempo, s\u00f3lo recibir\u00e1 sus cupones peri\u00f3dicamente. Por eso, es importante dedicar a estos instrumentos exclusivamente dinero que sepa que no va a necesitar al menos hasta la fecha de vencimiento. <\/span><\/p>\n<p><span>No obstante, los propietarios de bonos del Estado o corporativos tienen la opci\u00f3n de venderlos antes de tiempo en el mercado secundario, que act\u00faa de una forma parecida a la bolsa: en \u00e9l, el valor de los t\u00edtulos de deuda sube o baja en funci\u00f3n de distintos factores como la oferta o la demanda que haya de ellos. Esto implica mayores riesgos para la inversi\u00f3n del usuario, puesto que aqu\u00ed la cantidad de reembolso puede no ser ya la que se pag\u00f3: al estar sometido a las leyes del mercado, el precio del instrumento puede haber subido o bajado y, por lo tanto, se podr\u00edan tener p\u00e9rdidas al optar por traspasarlos. <\/span><\/p><\/div><\/div><\/div><\/div><\/div><div class=\"x-section e10592-e172 m868-0 m868-2 m868-4 m868-5 m868-6\"><div class=\"x-row x-container max width e10592-e173 m868-j m868-k m868-l m868-m m868-n m868-o m868-p m868-16 m868-17 m868-2e\"><div class=\"x-row-inner\"><div class=\"x-col e10592-e174 m868-4k m868-4l m868-4m\"><div class=\"x-text x-text-headline e10592-e175 m868-5r m868-5s m868-5t m868-5u m868-5x m868-5z m868-60 m868-61 m868-62 m868-63 m868-66\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><h2 class=\"x-text-content-text-primary\"><strong>Principales caracter\u00edsticas de los bonos<\/strong><\/h2>\n<\/div><\/div><\/div><div class=\"x-text x-content e10592-e176 m868-55 m868-56 m868-58 m868-59 m868-5a m868-5b m868-5f\"><ul>\n \t<li><span>Su riesgo es de moderado a bajo, porque la entidad emisora, el Estado o la empresa, est\u00e1 obligada a pagar los cupones y devolver el capital prestado en el tiempo y forma establecidos en ese bono.<\/span><\/li>\n \t<li><span>Ofrecen pagos peri\u00f3dicos de sus intereses en forma de cupones. <\/span><\/li>\n \t<li><span>Inmovilizan el capital que se invierte en ellos hasta la fecha de vencimiento del bono, momento en el que le es restituido a su propietario. No obstante, se puede acudir al mercado secundario para comprarlos y venderlos. <\/span><\/li>\n \t<li><span>Se pueden adquirir en las subastas p\u00fablicas del Tesoro P\u00fablico, a trav\u00e9s de entidades bancarias o <a href=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/trading\/mejores-brokers-en-espana\/\">br\u00f3kers<\/a>. <\/span><\/li>\n \t<li><span>Los bonos se clasifican en funci\u00f3n de su mayor o menor riesgo, siendo los m\u00e1s seguros los AAA y los m\u00e1s peligrosos los C. <\/span><\/li>\n \t<li><span>Se pueden utilizar para conseguir ganancias tanto de renta fija, adquiri\u00e9ndolos y manteni\u00e9ndolos hasta la fecha de vencimiento, como especulando con su precio en el mercado secundario. <\/span><\/li>\n \t<li><span>En el caso de los bonos del Estado, la cantidad m\u00ednima que se puede invertir es 1.000 euros, y para cifras superiores la compra tendr\u00e1 que ser siempre m\u00faltiplo de 1.000. <\/span><\/li>\n<\/ul><\/div><\/div><\/div><\/div><\/div><div class=\"x-section e10592-e177 m868-0 m868-2 m868-4 m868-5\"><div class=\"x-row x-container max width e10592-e178 m868-j m868-k m868-l m868-m m868-n m868-o m868-p m868-q m868-r m868-1e m868-2f\"><div class=\"x-row-inner\"><div class=\"x-col e10592-e179 m868-4k m868-4l m868-4m\"><div id=\"comocompraracciones\" class=\"x-text x-text-headline e10592-e180 m868-5r m868-5s m868-5t m868-5u m868-5x m868-5z m868-60 m868-61 m868-62 m868-63 m868-66\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><h2 class=\"x-text-content-text-primary\"><strong>Tipos de bonos: del Estado o corporativos<\/strong><\/h2>\n<\/div><\/div><\/div><div class=\"x-text x-content e10592-e181 m868-55 m868-56 m868-58 m868-59 m868-5a m868-5b m868-5f\"><p><span>En los apartados anteriores hemos mencionado en varias ocasiones los bonos del Estado y los <a href=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/ir-freedom24-bonos\">bonos corporativos<\/a>, productos muy similares que englobamos dentro de la misma definici\u00f3n de bonos porque comparten muchas caracter\u00edsticas esenciales, pero que tambi\u00e9n guardan diferencias significativas que conviene que el usuario conozca para decidir si le interesa m\u00e1s invertir en unos u otros. <\/span><\/p>\n<p><span>Los bonos del Estado son t\u00edtulos de deuda p\u00fablica, es decir, emitidos por naciones soberanas como Espa\u00f1a, Francia, Alemania o los Estados Unidos para conseguir grandes sumas de dinero de particulares con el objetivo de financiar determinados gastos gubernamentales. Estos instrumentos son emitidos por los bancos centrales de esos pa\u00edses y se pueden comprar tanto a trav\u00e9s de estos organismos como mediante intermediarios autorizados como bancos o br\u00f3kers. <\/span><\/p>\n<p><span>La principal ventaja de los bonos del Estado es su bajo riesgo. El mayor peligro al que se enfrentan los inversores de deuda, p\u00fablica y privada, es que el emisor no disponga de fondos suficientes como para pagar los cupones o afrontar la devoluci\u00f3n del dinero que le han prestado cuando llegue la fecha de vencimiento, y es muy dif\u00edcil que un pa\u00eds sea insolvente. Esa mayor seguridad, como ocurre en todos los productos financieros, se traduce en una menor rentabilidad frente a los bonos corporativos, que son m\u00e1s arriesgados porque es mucho m\u00e1s probable que una compa\u00f1\u00eda se declare en bancarrota. <\/span><\/p>\n<p><span>Otras caracter\u00edsticas propias de los bonos del Estado frente a los corporativos son que su plazo de vencimiento es de tres o cinco a\u00f1os y que s\u00f3lo se puede invertir en ellos por m\u00faltiplos de 1.000 euros, siendo la cantidad m\u00ednima para comprarlos 1.000 euros. <\/span><\/p>\n<p><span>Los bonos corporativos, por su parte, son t\u00edtulos de deuda privada que emiten las grandes empresas como alternativa de financiaci\u00f3n a otras v\u00edas que tambi\u00e9n utilizan estas organizaciones como los pr\u00e9stamos bancarios o la salida a bolsa. En estos casos los interesados en adquirirlos deben acudir a un intermediario autorizado, un banco o un br\u00f3ker, porque no es posible adquirirlos directamente como ocurre con los bonos del Estado. <\/span><\/p>\n<p><span>Los bonos corporativos suelen ser m\u00e1s rentables que los del Estado porque el riesgo que asume su inversor es mayor, ya que las empresas est\u00e1n mucho m\u00e1s expuestas a los vaivenes econ\u00f3micos y es posible que no puedan hacer frente a los pagos de su deuda en alg\u00fan momento. En este caso los plazos suelen oscilar entre los tres y los doce a\u00f1os, y el precio m\u00ednimo tambi\u00e9n puede variar. <\/span><\/p>\n<p><span>Los bonos del Estado y los bonos corporativos son los dos instrumentos de este tipo m\u00e1s populares y extendidos, pero tambi\u00e9n existen otros bonos menos comunes como los que emiten otros \u00f3rganos estatales como los gobiernos regionales. <\/span><\/p>\n<p align=\"left\"><\/p><\/div><\/div><\/div><\/div><\/div><div class=\"x-section e10592-e182 m868-0 m868-2 m868-4 m868-5\"><div class=\"x-row x-container max width e10592-e183 m868-j m868-k m868-l m868-m m868-n m868-o m868-p m868-q m868-r m868-1e m868-2g\"><div class=\"x-row-inner\"><div class=\"x-col e10592-e184 m868-4k m868-4l m868-4m\"><div class=\"x-text x-text-headline e10592-e185 m868-5r m868-5t m868-5u m868-5w m868-5x m868-5z m868-61 m868-62 m868-63 m868-66 m868-67\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><h2 class=\"x-text-content-text-primary\"><strong>Ventajas de invertir en bonos<\/strong><\/h2>\n<\/div><\/div><\/div><ul class=\"x-row e10592-e186 m868-j m868-k m868-l m868-m m868-n m868-p m868-u m868-18 m868-1h m868-2h\"><div class=\"x-row-inner\"><li class=\"x-col e10592-e187 m868-4k m868-4l m868-4m m868-4n m868-4o m868-4p m868-4q\"><figure class=\"x-div e10592-e188 m868-6e m868-6f m868-6g m868-6h m868-6i\"><i class=\"x-icon e10592-e189 m868-6n m868-6p\" aria-hidden=\"true\" data-x-icon-s=\"&#xf00c;\"><\/i><\/figure><div class=\"x-div e10592-e190 m868-6f m868-6i m868-6j m868-6k m868-e x-effect-exit\" data-x-effect=\"{&quot;scroll&quot;:true,&quot;offsetTop&quot;:&quot;10%&quot;,&quot;offsetBottom&quot;:&quot;15%&quot;,&quot;behaviorScroll&quot;:&quot;fire-once&quot;}\"><div class=\"x-text x-content e10592-e191 m868-55 m868-56 m868-58 m868-5a m868-5c m868-5k\"><span>Son instrumentos de riesgo bajo o moderado: tanto la devoluci\u00f3n del valor nominal del bono (su precio de compra) como el pago de los cupones est\u00e1 garantizado, aunque existe el peligro de que el emisor no pueda hacer frente a sus deudas, algo que no suele ser com\u00fan, en especial en los t\u00edtulos gubernamentales. Pero, por muy remota que sea, es una posibilidad que se debe tener en cuenta. <\/span><\/div><\/div><\/li><li class=\"x-col e10592-e192 m868-4k m868-4l m868-4m m868-4n m868-4o m868-4p m868-4q\"><figure class=\"x-div e10592-e193 m868-6e m868-6f m868-6g m868-6h m868-6i\"><i class=\"x-icon e10592-e194 m868-6n m868-6p\" aria-hidden=\"true\" data-x-icon-s=\"&#xf00c;\"><\/i><\/figure><div class=\"x-div e10592-e195 m868-6f m868-6i m868-6j m868-6k m868-e x-effect-exit\" data-x-effect=\"{&quot;scroll&quot;:true,&quot;offsetTop&quot;:&quot;10%&quot;,&quot;offsetBottom&quot;:&quot;15%&quot;,&quot;behaviorScroll&quot;:&quot;fire-once&quot;}\"><div class=\"x-text x-content e10592-e196 m868-55 m868-56 m868-58 m868-5a m868-5c m868-5k\"><span>Generan ingresos pasivos estables de forma peri\u00f3dica: en funci\u00f3n del bono, cada tres o seis meses o una vez al a\u00f1o. <\/span><\/div><\/div><\/li><li class=\"x-col e10592-e197 m868-4k m868-4l m868-4m m868-4n m868-4o m868-4p m868-4q\"><figure class=\"x-div e10592-e198 m868-6e m868-6f m868-6g m868-6h m868-6i\"><i class=\"x-icon e10592-e199 m868-6n m868-6p\" aria-hidden=\"true\" data-x-icon-s=\"&#xf00c;\"><\/i><\/figure><div class=\"x-div e10592-e200 m868-6f m868-6i m868-6j m868-6k m868-e x-effect-exit\" data-x-effect=\"{&quot;scroll&quot;:true,&quot;offsetTop&quot;:&quot;10%&quot;,&quot;offsetBottom&quot;:&quot;15%&quot;,&quot;behaviorScroll&quot;:&quot;fire-once&quot;}\"><div class=\"x-text x-content e10592-e201 m868-55 m868-56 m868-58 m868-5a m868-5c m868-5k\"><span>Permiten al inversor diversificar su cartera con un producto de renta fija sin muchas complicaciones. <\/span><\/div><\/div><\/li><li class=\"x-col e10592-e202 m868-4k m868-4l m868-4m m868-4n m868-4o m868-4p m868-4q\"><figure class=\"x-div e10592-e203 m868-6e m868-6f m868-6g m868-6h m868-6i\"><i class=\"x-icon e10592-e204 m868-6n m868-6p\" aria-hidden=\"true\" data-x-icon-s=\"&#xf00c;\"><\/i><\/figure><div class=\"x-div e10592-e205 m868-6f m868-6i m868-6j m868-6k m868-e x-effect-exit\" data-x-effect=\"{&quot;scroll&quot;:true,&quot;offsetTop&quot;:&quot;10%&quot;,&quot;offsetBottom&quot;:&quot;15%&quot;,&quot;behaviorScroll&quot;:&quot;fire-once&quot;}\"><div class=\"x-text x-content e10592-e206 m868-55 m868-56 m868-58 m868-5a m868-5c m868-5k\"><span>Ofrecen la posibilidad tanto de conseguir ingresos fijos, con los cupones, como especulando con la evoluci\u00f3n de su valor en el mercado secundario. <\/span><\/div><\/div><\/li><li class=\"x-col e10592-e207 m868-4k m868-4l m868-4m m868-4n m868-4o m868-4p m868-4q\"><figure class=\"x-div e10592-e208 m868-6e m868-6f m868-6g m868-6h m868-6i\"><i class=\"x-icon e10592-e209 m868-6n m868-6p\" aria-hidden=\"true\" data-x-icon-s=\"&#xf00c;\"><\/i><\/figure><div class=\"x-div e10592-e210 m868-6f m868-6i m868-6j m868-6k m868-e x-effect-exit\" data-x-effect=\"{&quot;scroll&quot;:true,&quot;offsetTop&quot;:&quot;10%&quot;,&quot;offsetBottom&quot;:&quot;15%&quot;,&quot;behaviorScroll&quot;:&quot;fire-once&quot;}\"><div class=\"x-text x-content e10592-e211 m868-55 m868-56 m868-58 m868-5a m868-5c m868-5k\"><span>Es un mercado accesible: existen m\u00faltiples opciones para adquirir tanto bonos del Estado como corporativos. <\/span><\/div><\/div><\/li><li class=\"x-col e10592-e212 m868-4k m868-4l m868-4m m868-4n m868-4o m868-4p m868-4q\"><figure class=\"x-div e10592-e213 m868-6e m868-6f m868-6g m868-6h m868-6i\"><i class=\"x-icon e10592-e214 m868-6n m868-6p\" aria-hidden=\"true\" data-x-icon-s=\"&#xf00c;\"><\/i><\/figure><div class=\"x-div e10592-e215 m868-6f m868-6i m868-6j m868-6k m868-e x-effect-exit\" data-x-effect=\"{&quot;scroll&quot;:true,&quot;offsetTop&quot;:&quot;10%&quot;,&quot;offsetBottom&quot;:&quot;15%&quot;,&quot;behaviorScroll&quot;:&quot;fire-once&quot;}\"><div class=\"x-text x-content e10592-e216 m868-55 m868-56 m868-58 m868-5a m868-5c m868-5k\"><span>Hay mucha informaci\u00f3n disponible sobre los bonos.<\/span><\/div><\/div><\/li><li class=\"x-col e10592-e217 m868-4k m868-4l m868-4m m868-4n m868-4o m868-4p m868-4q\"><figure class=\"x-div e10592-e218 m868-6e m868-6f m868-6g m868-6h m868-6i\"><i class=\"x-icon e10592-e219 m868-6n m868-6p\" aria-hidden=\"true\" data-x-icon-s=\"&#xf00c;\"><\/i><\/figure><div class=\"x-div e10592-e220 m868-6f m868-6i m868-6j m868-6k m868-e x-effect-exit\" data-x-effect=\"{&quot;scroll&quot;:true,&quot;offsetTop&quot;:&quot;10%&quot;,&quot;offsetBottom&quot;:&quot;15%&quot;,&quot;behaviorScroll&quot;:&quot;fire-once&quot;}\"><div class=\"x-text x-content e10592-e221 m868-55 m868-56 m868-58 m868-5a m868-5c m868-5k\"><p class=\"western\" align=\"left\">Comisiones bajas o, en algunos casos, inexistentes.<\/p><\/div><\/div><\/li><li class=\"x-col e10592-e222 m868-4k m868-4l m868-4m m868-4n m868-4o m868-4p m868-4q\"><figure class=\"x-div e10592-e223 m868-6e m868-6f m868-6g m868-6h m868-6i\"><i class=\"x-icon e10592-e224 m868-6n m868-6p\" aria-hidden=\"true\" data-x-icon-s=\"&#xf00c;\"><\/i><\/figure><div class=\"x-div e10592-e225 m868-6f m868-6i m868-6j m868-6k m868-e x-effect-exit\" data-x-effect=\"{&quot;scroll&quot;:true,&quot;offsetTop&quot;:&quot;10%&quot;,&quot;offsetBottom&quot;:&quot;15%&quot;,&quot;behaviorScroll&quot;:&quot;fire-once&quot;}\"><div class=\"x-text x-content e10592-e226 m868-55 m868-56 m868-58 m868-5a m868-5c m868-5k\"><span>En el caso de los bonos del Estado, permiten invertir en el desarrollo de un pa\u00eds, pues con el dinero obtenido mediante estos t\u00edtulos de deuda p\u00fablica se financian todo tipo de gastos estatales como la construcci\u00f3n de infraestructuras o ayudas y subvenciones. <\/span><\/div><\/div><\/li><\/div><\/ul><\/div><div class=\"x-col e10592-e227 m868-4k m868-4l m868-4m\"><div id=\"riesgosacciones\" class=\"x-text x-text-headline e10592-e228 m868-5r m868-5t m868-5u m868-5w m868-5x m868-5z m868-61 m868-62 m868-63 m868-66 m868-67\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><h2 class=\"x-text-content-text-primary\"><strong>Desventajas de invertir en bonos<\/strong><\/h2>\n<\/div><\/div><\/div><ul id=\"\" class=\"x-ul-icons\" style=\"\" ><\/ul><ul class=\"x-row e10592-e230 m868-j m868-k m868-l m868-m m868-n m868-p m868-u m868-18 m868-1h m868-2i\"><div class=\"x-row-inner\"><li class=\"x-col e10592-e231 m868-4k m868-4l m868-4m m868-4n m868-4o m868-4p m868-4q\"><figure class=\"x-div e10592-e232 m868-6e m868-6f m868-6g m868-6h m868-6i\"><i class=\"x-icon e10592-e233 m868-6n m868-6p\" aria-hidden=\"true\" data-x-icon-s=\"&#xf071;\"><\/i><\/figure><div class=\"x-div e10592-e234 m868-6f m868-6i m868-6j m868-6k m868-e x-effect-exit\" data-x-effect=\"{&quot;scroll&quot;:true,&quot;offsetTop&quot;:&quot;10%&quot;,&quot;offsetBottom&quot;:&quot;15%&quot;,&quot;behaviorScroll&quot;:&quot;fire-once&quot;}\"><div class=\"x-text x-content e10592-e235 m868-55 m868-56 m868-58 m868-5a m868-5c m868-5k\"><span>Su rentabilidad es modesta si se los compara con activos financieros como las acciones o las criptomonedas. En determinados momentos incluso ofrecen menos beneficios que los productos de renta fija bancarios como los dep\u00f3sitos a plazo fijo o las <a href=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/cuentas-sin-comisiones\/cuentas-de-ahorro\/\">cuentas de ahorro<\/a>. <\/span><\/div><\/div><\/li><li class=\"x-col e10592-e236 m868-4k m868-4l m868-4m m868-4n m868-4o m868-4p m868-4q\"><figure class=\"x-div e10592-e237 m868-6e m868-6f m868-6g m868-6h m868-6i\"><i class=\"x-icon e10592-e238 m868-6n m868-6p\" aria-hidden=\"true\" data-x-icon-s=\"&#xf071;\"><\/i><\/figure><div class=\"x-div e10592-e239 m868-6f m868-6i m868-6j m868-6k m868-e x-effect-exit\" data-x-effect=\"{&quot;scroll&quot;:true,&quot;offsetTop&quot;:&quot;10%&quot;,&quot;offsetBottom&quot;:&quot;15%&quot;,&quot;behaviorScroll&quot;:&quot;fire-once&quot;}\"><div class=\"x-text x-content e10592-e240 m868-55 m868-56 m868-58 m868-5a m868-5c m868-5k\"><span>Inmovilizan el capital de inversor hasta su fecha de vencimiento. S\u00ed es posible venderlos antes en el mercado secundario, pero en este caso su valor puede haber cambiado, estar por debajo del importe de reembolso y, por lo tanto, su propietario perder\u00e1 dinero. <\/span><\/div><\/div><\/li><li class=\"x-col e10592-e241 m868-4k m868-4l m868-4m m868-4n m868-4o m868-4p m868-4q\"><figure class=\"x-div e10592-e242 m868-6e m868-6f m868-6g m868-6h m868-6i\"><i class=\"x-icon e10592-e243 m868-6n m868-6p\" aria-hidden=\"true\" data-x-icon-s=\"&#xf071;\"><\/i><\/figure><div class=\"x-div e10592-e244 m868-6f m868-6i m868-6j m868-6k m868-e x-effect-exit\" data-x-effect=\"{&quot;scroll&quot;:true,&quot;offsetTop&quot;:&quot;10%&quot;,&quot;offsetBottom&quot;:&quot;15%&quot;,&quot;behaviorScroll&quot;:&quot;fire-once&quot;}\"><div class=\"x-text x-content e10592-e245 m868-55 m868-56 m868-58 m868-5a m868-5c m868-5k\"><span>Riesgo de inflaci\u00f3n: al ser instrumentos a medio y largo plazo que inmovilizan el dinero, es posible que el precio de los productos de consumo crezca de forma generalizada en ese periodo por encima del valor del cup\u00f3n del bono, de tal manera que el usuario estar\u00eda perdiendo poder adquisitivo a pesar de conseguir rentabilidad. <\/span><\/div><\/div><\/li><li class=\"x-col e10592-e246 m868-4k m868-4l m868-4m m868-4n m868-4o m868-4p m868-4q\"><figure class=\"x-div e10592-e247 m868-6e m868-6f m868-6g m868-6h m868-6i\"><i class=\"x-icon e10592-e248 m868-6n m868-6p\" aria-hidden=\"true\" data-x-icon-s=\"&#xf071;\"><\/i><\/figure><div class=\"x-div e10592-e249 m868-6f m868-6i m868-6j m868-6k m868-e x-effect-exit\" data-x-effect=\"{&quot;scroll&quot;:true,&quot;offsetTop&quot;:&quot;10%&quot;,&quot;offsetBottom&quot;:&quot;15%&quot;,&quot;behaviorScroll&quot;:&quot;fire-once&quot;}\"><div class=\"x-text x-content e10592-e250 m868-55 m868-56 m868-58 m868-5a m868-5c m868-5k\"><span>Hay mucha informaci\u00f3n sobre ellos, pero bastante t\u00e9cnica, lo que puede hacerlos dif\u00edciles de entender para inversores con poca experiencia. <\/span><\/div><\/div><\/li><li class=\"x-col e10592-e251 m868-4k m868-4l m868-4m m868-4n m868-4o m868-4p m868-4q\"><figure class=\"x-div e10592-e252 m868-6e m868-6f m868-6g m868-6h m868-6i\"><i class=\"x-icon e10592-e253 m868-6n m868-6p\" aria-hidden=\"true\" data-x-icon-s=\"&#xf071;\"><\/i><\/figure><div class=\"x-div e10592-e254 m868-6f m868-6i m868-6j m868-6k m868-e x-effect-exit\" data-x-effect=\"{&quot;scroll&quot;:true,&quot;offsetTop&quot;:&quot;10%&quot;,&quot;offsetBottom&quot;:&quot;15%&quot;,&quot;behaviorScroll&quot;:&quot;fire-once&quot;}\"><div class=\"x-text x-content e10592-e255 m868-55 m868-56 m868-58 m868-5a m868-5c m868-5k\"><span>El proceso de alta para la compra de bonos del Estado puede ser algo engorroso. <\/span><\/div><\/div><\/li><\/div><\/ul><\/div><\/div><\/div><\/div><div class=\"x-section e10592-e256 m868-0 m868-4 m868-5 m868-7\"><div class=\"x-row x-container max width e10592-e257 m868-j m868-k m868-l m868-m m868-n m868-o m868-p m868-q m868-r m868-1e m868-2j\"><div class=\"x-row-inner\"><div class=\"x-col e10592-e258 m868-4k m868-4l m868-4m\"><div id=\"precioacciones\" class=\"x-text x-text-headline e10592-e259 m868-5r m868-5s m868-5t m868-5u m868-5x m868-5z m868-60 m868-61 m868-62 m868-63 m868-66\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><h2 class=\"x-text-content-text-primary\"><strong>\u00bfC\u00f3mo invertir en bonos del Estado y en bonos corporativos?<\/strong><\/h2>\n<\/div><\/div><\/div><div class=\"x-text x-content e10592-e260 m868-53 m868-55 m868-56 m868-58 m868-59 m868-5b m868-5f m868-5l m868-5m\"><p><span>Tanto los bonos del Estado como los bonos corporativos se pueden comprar a trav\u00e9s de intermediarios autorizados como los bancos o los br\u00f3kers, pero los primeros, los que emite Espa\u00f1a, tambi\u00e9n se pueden adquirir directamente en las subastas del Tesoro P\u00fablico. Cada forma de adquirirlos tiene sus ventajas y sus desventajas, y a continuaci\u00f3n vamos a desgranarlas. <\/span><\/p>\n<p><span>Algunos bancos ofrecen la posibilidad a sus clientes de comprar por ellos bonos del Estado y corporativos. En el primer caso, profesionales de la entidad acuden a la subasta p\u00fablica que celebra el Tesoro P\u00fablico para emitirlos y lo adquieren en nombre del usuario. En el caso de los t\u00edtulos de deuda privada, el proceso es similar pero no necesariamente a trav\u00e9s de una subasta. <\/span><\/p>\n<p><span>Los bancos que trabajan con bonos normalmente ofrecen la posibilidad de comprarlos cuando se emiten, mientras que para adquirirlos en el mercado secundario, es decir, de particulares que ya los compraron en esa primera emisi\u00f3n y quieren venderlos antes de la fecha de vencimiento, lo habitual es acudir a un br\u00f3ker de productos financieros. <\/span><\/p>\n<p><span>Las ventajas de utilizar br\u00f3kers o los bancos para comprar bonos del Estado y corporativos son la sencillez y la flexibilidad: el usuario puede dar la orden y no tener que preocuparse de nada m\u00e1s, pues el intermediario se encargar\u00e1 de todo. Asimismo, puede comunicarle en cualquier momento que quiere venderlo al precio que marque el mercado en ese momento, y ser\u00e1 la entidad la que se encargue de colocarlo. Esto \u00faltimo es particularmente \u00fatil si el inversor tambi\u00e9n opera con otros activos financieros, como los <a href=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/trading\/etf\/\">ETF<\/a> o las acciones, en la misma plataforma, pues podr\u00e1 hacerlo todo en un solo sitio sin complicaciones. <\/span><\/p>\n<p><span>Por contra, la principal desventaja de los intermediarios son los mayores costes: se trata de empresas que se dedican a prestar servicios financieros y, por lo tanto, cobrar\u00e1n tarifas y comisiones por encargarse de la compra o de la venta de los t\u00edtulos de deuda. Otro aspecto negativo, en el caso de que se compren los bonos en el mercado secundario, es que su precio de adquisici\u00f3n puede ser m\u00e1s alto que su valor nominal (es decir, el del reembolso en la fecha de vencimiento) y por lo tanto se podr\u00eda perder dinero. <\/span><\/p>\n<p><\/p><\/div><\/div><\/div><\/div><div class=\"x-row x-container max width e10592-e261 m868-j m868-k m868-l m868-m m868-n m868-o m868-p m868-q m868-r m868-1e m868-2k\"><div class=\"x-row-inner\"><div class=\"x-col e10592-e262 m868-4k m868-4l m868-4m\"><div class=\"x-text x-content e10592-e263 m868-55 m868-56 m868-57 m868-58 m868-59 m868-5a m868-5b\"><p><div class=\"cs-content x-global-block x-global-block-10832 e10832-e0\"><div class=\"x-section e10832-e2 m8cw-0\"><div class=\"x-row e10832-e3 m8cw-1 m8cw-2 m8cw-3 m8cw-7 m8cw-8\"><div class=\"x-row-inner\"><div class=\"x-col e10832-e4 m8cw-d m8cw-e\"><div class=\"x-row e10832-e5 m8cw-1 m8cw-3 m8cw-4 m8cw-7 m8cw-9\"><div class=\"x-row-inner\"><div class=\"x-col e10832-e6 m8cw-d m8cw-f\"><div class=\"x-text x-text-headline e10832-e7 m8cw-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><span style=\"text-decoration: underline;\"><strong>Freedom24<\/strong><\/span><\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-row e10832-e8 m8cw-1 m8cw-3 m8cw-4 m8cw-7 m8cw-a\"><div class=\"x-row-inner\"><div class=\"x-col e10832-e9 m8cw-d m8cw-f m8cw-g m8cw-h\"><a class=\"x-anchor x-anchor-button e10832-e10 m8cw-k m8cw-l\" tabindex=\"0\" href=\"#\"><div class=\"x-anchor-content\"><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">Asistente personal gratis<\/span><\/div><\/div><\/a><a class=\"x-image e10832-e11 m8cw-n\" href=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/ir-freedom24-apptrading\" rel=\"nofollow\"><img decoding=\"async\" src=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/wp-content\/uploads\/2023\/01\/Freedom24-broker-logo.svg\" width=\"262\" height=\"187\" alt=\"Freedom24 br\u00f3ker de acciones\" loading=\"lazy\"><\/a>\n<span class=\"x-rating e10832-e12 m8cw-o\">\n\n  <span class=\"x-rating-graphic\" role=\"img\" aria-label=\"5 \/ 5\">\n    <i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i>  <\/span>\n\n      <span class=\"x-rating-text\">\n      5 \/ 5    <\/span>\n  \n  \n<\/span>\n<a class=\"x-anchor x-anchor-button has-graphic e10832-e13 m8cw-k m8cw-m\" tabindex=\"0\" href=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/ir-freedom24-apptrading\" rel=\"nofollow\"><div class=\"x-anchor-content\"><span class=\"x-graphic\" aria-hidden=\"true\"><i class=\"x-icon x-graphic-child x-graphic-icon x-graphic-primary\" aria-hidden=\"true\" data-x-icon-l=\"&#xf30d;\"><\/i><\/span><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">Abrir cuenta<\/span><\/div><\/div><\/a><div class=\"x-text x-content e10832-e14 m8cw-p m8cw-q m8cw-r m8cw-s\"><a href=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/analisis-freedom24\/\">An\u00e1lisis de Freedom24 \u21d2<\/a><\/div><\/div><div class=\"x-col e10832-e15 m8cw-d m8cw-f\"><div class=\"x-text x-content e10832-e16 m8cw-r m8cw-s m8cw-t m8cw-u\"><div id=\"footable_parent_2387\"\n         class=\" footable_parent ninja_table_wrapper loading_ninja_table wp_table_data_press_parent semantic_ui colored_table\">\n                <table data-ninja_table_instance=\"ninja_table_instance_5\" data-footable_id=\"2387\" data-filter-delay=\"1000\" aria-label=\"Freedom 24 acciones\"            id=\"footable_2387\"\n           data-unique_identifier=\"ninja_table_unique_id_1426728932_2387\"\n           class=\" foo-table ninja_footable foo_table_2387 ninja_table_unique_id_1426728932_2387 ui table  ninja_search_right nt_type_legacy_table hide_vertical_borders ninja_custom_color inverted footable-paging-right hide_all_borders ninjatable_hide_header_row hide_stacked_th ninja_table_search_disabled ninja_table_pro\">\n                <colgroup>\n                            <col class=\"ninja_column_0 \">\n                            <col class=\"ninja_column_1 \">\n                    <\/colgroup>\n        <thead>\n<tr class=\"footable-header\">\n                                        <th scope=\"col\"  class=\"ninja_column_0 ninja_clmn_nm_category \">categor\u00eda<\/th><th scope=\"col\"  class=\"ninja_column_1 ninja_clmn_nm_info \">Informaci\u00f3n<\/th><\/tr>\n<\/thead>\n<tbody>\n\n        <tr data-row_id=\"221\" class=\"ninja_table_row_0 nt_row_id_221\">\n            <td><strong>Dep\u00f3sito m\u00edn<\/strong><\/td><td><span>Sin dep\u00f3sito m\u00ednimo<\/span><\/td>        <\/tr>\n            <tr data-row_id=\"222\" class=\"ninja_table_row_1 nt_row_id_222\">\n            <td><strong>Instrumentos ofrecidos<\/strong><\/td><td><span>+ 40000<\/span><\/td>        <\/tr>\n            <tr data-row_id=\"224\" class=\"ninja_table_row_2 nt_row_id_224\">\n            <td><strong>Retirar fondos<\/strong><\/td><td><div class=\"x-col e842-158 mne-15\">\n<div class=\"x-text e842-160 mne-1t mne-1u mne-1v mne-1w\">\n<p><span>1 - 3 d\u00edas<\/span><\/p>\n<\/div>\n<\/div><\/td>        <\/tr>\n            <tr data-row_id=\"1220\" class=\"ninja_table_row_3 nt_row_id_1220\">\n            <td><div role=\"presentation\"><b>Promoci\u00f3n <\/b><strong>(Termina el 30\/06)<\/strong><\/div><\/td><td><span style=\"color: #ff6600;\"><a href=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/-ir-freedom24-acciones-gratis\" rel=\"nofollow sponsored noopener\" style=\"color: #ff6600;\">Hasta 20 acciones de regalo al recargar tu cuenta<\/a><\/span><\/td>        <\/tr>\n    <\/tbody><!--ninja_tobody_rendering_done-->\n    <\/table>\n    \n    \n    \n<\/div>\n<\/div><\/div><\/div><\/div><div class=\"x-row e10832-e17 m8cw-1 m8cw-3 m8cw-5 m8cw-7 m8cw-b\"><div class=\"x-row-inner\"><div class=\"x-col e10832-e18 m8cw-d m8cw-f\"><div class=\"x-row e10832-e19 m8cw-1 m8cw-4 m8cw-6 m8cw-7 m8cw-c\"><div class=\"x-row-inner\"><div class=\"x-col e10832-e20 m8cw-d m8cw-f m8cw-g m8cw-i\"><span class=\"x-image e10832-e21 m8cw-n\"><img decoding=\"async\" src=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/wp-content\/uploads\/2022\/08\/regulacion.svg\" width=\"50\" height=\"50\" alt=\"Image\" loading=\"lazy\"><\/span><\/div><div class=\"x-col e10832-e22 m8cw-d m8cw-f\"><div class=\"x-text x-content e10832-e23 m8cw-r m8cw-s m8cw-t m8cw-u\"><p><span style=\"color: #096ffa;\"><strong>Regulado por<\/strong><\/span><\/p>\n<p><span>CySEC. Freedom24 es parte de Freedom Holding Corp, cotizado en Nasdaq<\/span><\/p><\/div><\/div><\/div><\/div><\/div><div class=\"x-col e10832-e24 m8cw-d m8cw-f\"><div class=\"x-acc e10832-e25 m8cw-w\" id=\"x-acc-e10832-e25\"><div class=\"e10832-e26 x-acc-item\"><button id=\"tab-e10832-e26\" class=\"x-acc-header\" role=\"button\" type=\"button\" aria-expanded=\"false\" aria-controls=\"panel-e10832-e26\" data-x-toggle=\"collapse\" data-x-toggleable=\"e10832-e26\"><span class=\"x-acc-header-content\"><span class=\"x-acc-header-indicator\"><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf175;\"><\/i><\/span><span class=\"x-acc-header-text\"><strong><span style=\"color: #0000ff;\">Ventajas<\/span><\/strong><\/span><\/span><\/button><div id=\"panel-e10832-e26\" role=\"region\" aria-hidden=\"true\" aria-labelledby=\"tab-e10832-e26\" data-x-toggleable=\"e10832-e26\" data-x-toggle-collapse=\"1\" class=\"x-collapsed\"><div class=\"x-acc-content\"><ul>\n \t<li style=\"font-weight: 400;\">Hasta 2.500 opciones de activos en el mercado estadounidense<\/li>\n \t<li style=\"font-weight: 400;\">Acceso directo a los gigantes tecnol\u00f3gicos de EE. UU. y a acciones de crecimiento en inteligencia artificial<\/li>\n \t<li style=\"font-weight: 400;\">ETFs de dividendos con hasta un 12% de rentabilidad anual, con pagos mensuales<\/li>\n \t<li style=\"font-weight: 400;\">M\u00e1s de 3.600 ETFs para diversificar tu cartera<\/li>\n \t<li style=\"font-weight: 400;\">Premiado mejor broker de ETF en Espa\u00f1a<\/li>\n \t<li style=\"font-weight: 400;\">Apertura de cuenta en 10 minutos<\/li>\n \t<li style=\"font-weight: 400;\">Tarifas muy competitivas<\/li>\n<\/ul><\/div><\/div><\/div><\/div><div class=\"x-text x-content e10832-e27 m8cw-q m8cw-r m8cw-u m8cw-v\"><p><strong>*Contenido patrocinado por Freedom24.<br \/>\nLas inversiones en valores y otros instrumentos financieros siempre conllevan el riesgo de p\u00e9rdida de capital. Las previsiones y rentabilidades pasadas no son indicadores fiables de resultados futuros. Es fundamental realizar tu propio an\u00e1lisis antes de tomar cualquier decisi\u00f3n de inversi\u00f3n. Los instrumentos complejos conllevan un alto riesgo y pueden no ser adecuados para todos los inversores; el acceso est\u00e1 sujeto a un test de conveniencia. La promoci\u00f3n WELCOME est\u00e1 sujeta a t\u00e9rminos y condiciones. Las acciones de regalo se asignan aleatoriamente de una selecci\u00f3n de valores elegibles, y las acciones de mayor valor se otorgan con menor frecuencia<\/strong><\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/p>\n<p><\/p><\/div><\/div><\/div><\/div><div class=\"x-row x-container max width e10592-e264 m868-j m868-l m868-m m868-n m868-o m868-p m868-q m868-r m868-11 m868-12 m868-1e m868-2l\"><div class=\"x-row-inner\"><div class=\"x-col e10592-e265 m868-4k m868-4y m868-4z\"><div class=\"x-row e10592-e266 m868-j m868-k m868-l m868-m m868-n m868-o m868-p m868-q m868-r m868-1e m868-2m\"><div class=\"x-row-inner\"><div class=\"x-col e10592-e267 m868-4k m868-4l m868-4m\"><div class=\"x-text x-text-headline e10592-e268 m868-5r m868-5s m868-5t m868-5u m868-5w m868-5x m868-61 m868-62 m868-63 m868-64 m868-65\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><span style=\"text-decoration: underline;\"><strong>Trade Republic<\/strong><\/span><\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-row e10592-e269 m868-j m868-k m868-l m868-m m868-n m868-o m868-p m868-q m868-r m868-1e m868-2n\"><div class=\"x-row-inner\"><div class=\"x-col e10592-e270 m868-4k m868-4l m868-4m m868-4n m868-4p m868-4u m868-50\"><a class=\"x-image e10592-e271 m868-6q m868-6r\" href=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/ir-traderepublic-apptrading\" rel=\"nofollow\"><img decoding=\"async\" src=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/wp-content\/uploads\/2025\/04\/Trade-Republic-nuevo-logo.png\" width=\"350\" height=\"250\" alt=\"Trade Republic app de trading\" loading=\"lazy\"><\/a>\n<span class=\"x-rating e10592-e272 m868-6y\">\n\n  <span class=\"x-rating-graphic\" role=\"img\" aria-label=\"5 \/ 5\">\n    <i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i>  <\/span>\n\n      <span class=\"x-rating-text\">\n      5 \/ 5    <\/span>\n  \n  \n<\/span>\n<a class=\"x-anchor x-anchor-button has-graphic e10592-e273 m868-6z m868-70 m868-71 m868-72\" tabindex=\"0\" href=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/ir-traderepublic-apptrading\" rel=\"nofollow\"><div class=\"x-anchor-content\"><span class=\"x-graphic\" aria-hidden=\"true\"><i class=\"x-icon x-graphic-child x-graphic-icon x-graphic-primary\" aria-hidden=\"true\" data-x-icon-l=\"&#xf30d;\"><\/i><\/span><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">Abrir cuenta<\/span><\/div><\/div><\/a><div class=\"x-text x-content e10592-e274 m868-53 m868-55 m868-58 m868-59 m868-5b m868-5f m868-5g m868-5h m868-5i\"><a href=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/trading\/trade-republic-analisis\/\">M\u00e1s informaci\u00f3n sobre Trade Republic \u21d2<\/a><\/div><\/div><div class=\"x-col e10592-e275 m868-4k m868-4l m868-4m\"><div class=\"x-text x-content e10592-e276 m868-55 m868-56 m868-58 m868-59 m868-5a m868-5b m868-5f\"><div id=\"footable_parent_1239\"\n         class=\" footable_parent ninja_table_wrapper loading_ninja_table wp_table_data_press_parent semantic_ui colored_table\">\n                <table data-ninja_table_instance=\"ninja_table_instance_6\" data-footable_id=\"1239\" data-filter-delay=\"1000\" aria-label=\"trade-republic-info\"            id=\"footable_1239\"\n           data-unique_identifier=\"ninja_table_unique_id_3268870240_1239\"\n           class=\" foo-table ninja_footable foo_table_1239 ninja_table_unique_id_3268870240_1239 ui table  nt_type_legacy_table hide_vertical_borders ninja_custom_color inverted footable-paging-right hide_all_borders ninjatable_hide_header_row hide_stacked_th ninja_table_search_disabled ninja_table_pro\">\n                <colgroup>\n                            <col class=\"ninja_column_0 \">\n                            <col class=\"ninja_column_1 \">\n                    <\/colgroup>\n        <thead>\n<tr class=\"footable-header\">\n                                        <th scope=\"col\"  class=\"ninja_column_0 ninja_clmn_nm_category \">categor\u00eda<\/th><th scope=\"col\"  class=\"ninja_column_1 ninja_clmn_nm_info \">Informaci\u00f3n<\/th><\/tr>\n<\/thead>\n<tbody>\n\n        <tr data-row_id=\"70\" class=\"ninja_table_row_0 nt_row_id_70\">\n            <td><strong>Dep\u00f3sito m\u00edn<\/strong><\/td><td><span>10\u20ac<\/span><\/td>        <\/tr>\n            <tr data-row_id=\"71\" class=\"ninja_table_row_1 nt_row_id_71\">\n            <td><strong>Instrumentos ofrecidos<\/strong><\/td><td><span>+ 9000<\/span><\/td>        <\/tr>\n            <tr data-row_id=\"73\" class=\"ninja_table_row_2 nt_row_id_73\">\n            <td><strong>Retirar fondos<\/strong><\/td><td><div class=\"x-col e842-158 mne-15\">\n<div class=\"x-text e842-160 mne-1t mne-1u mne-1v mne-1w\">\n<p><span>1 - 3 d\u00edas<\/span><\/p>\n<\/div>\n<\/div><\/td>        <\/tr>\n    <\/tbody><!--ninja_tobody_rendering_done-->\n    <\/table>\n    \n    \n    \n<\/div>\n<\/div><\/div><\/div><\/div><div class=\"x-row e10592-e277 m868-j m868-l m868-m m868-n m868-o m868-p m868-q m868-r m868-w m868-13 m868-1e m868-2o\"><div class=\"x-row-inner\"><div class=\"x-col e10592-e278 m868-4k m868-4l m868-4m\"><div class=\"x-row e10592-e279 m868-j m868-k m868-o m868-p m868-r m868-x m868-14 m868-15 m868-1e m868-2p\"><div class=\"x-row-inner\"><div class=\"x-col e10592-e280 m868-4k m868-4l m868-4m m868-4n m868-4u m868-4v m868-50\"><span class=\"x-image e10592-e281 m868-6q m868-6r\"><img decoding=\"async\" src=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/wp-content\/uploads\/2022\/08\/regulacion.svg\" width=\"50\" height=\"50\" alt=\"Image\" loading=\"lazy\"><\/span><\/div><div class=\"x-col e10592-e282 m868-4k m868-4l m868-4m\"><div class=\"x-text x-content e10592-e283 m868-55 m868-56 m868-58 m868-59 m868-5a m868-5b m868-5f\"><p><span style=\"color: #096ffa;\"><strong>Regulado y registrado por<\/strong><\/span><\/p>\n<p><span>BaFIN<\/span><\/p><\/div><\/div><\/div><\/div><\/div><div class=\"x-col e10592-e284 m868-4k m868-4l m868-4m\"><div class=\"x-acc e10592-e285 m868-6v m868-6x\" id=\"x-acc-e10592-e285\"><div class=\"e10592-e286 x-acc-item\"><button id=\"tab-e10592-e286\" class=\"x-acc-header\" role=\"button\" type=\"button\" aria-expanded=\"false\" aria-controls=\"panel-e10592-e286\" data-x-toggle=\"collapse\" data-x-toggleable=\"e10592-e286\"><span class=\"x-acc-header-content\"><span class=\"x-acc-header-indicator\"><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf175;\"><\/i><\/span><span class=\"x-acc-header-text\"><strong><span style=\"color: #0000ff;\">Ventajas<\/span><\/strong><\/span><\/span><\/button><div id=\"panel-e10592-e286\" role=\"region\" aria-hidden=\"true\" aria-labelledby=\"tab-e10592-e286\" data-x-toggleable=\"e10592-e286\" data-x-toggle-collapse=\"1\" class=\"x-collapsed\"><div class=\"x-acc-content\"><ul>\n \t<li>M\u00e1s de 10000 activos disponibles<\/li>\n \t<li>Invierte en acciones, ETFs, criptomonedas y derivados<\/li>\n \t<li>Recibe dividendos si tienes acciones<\/li>\n \t<li>Posibilidad de invertir en planes de inversi\u00f3n<\/li>\n<\/ul><\/div><\/div><\/div><\/div><div class=\"x-text x-content e10592-e287 m868-53 m868-55 m868-56 m868-58 m868-59 m868-5b m868-5f m868-5h m868-5j\"><strong>Invertir en la bolsa conlleva riesgos: el valor de las inversiones puede subir o bajar y es posible que recibas menos de lo que invertiste originalmente.<\/strong><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-row x-container max width e10592-e288 m868-j m868-l m868-m m868-n m868-o m868-p m868-q m868-r m868-11 m868-12 m868-1e m868-2q\"><div class=\"x-row-inner\"><div class=\"x-col e10592-e289 m868-4k m868-4y m868-4z\"><div class=\"x-row e10592-e290 m868-j m868-k m868-l m868-m m868-n m868-o m868-p m868-q m868-r m868-1e m868-2r\"><div class=\"x-row-inner\"><div class=\"x-col e10592-e291 m868-4k m868-4l m868-4m\"><div class=\"x-text x-text-headline e10592-e292 m868-5r m868-5s m868-5t m868-5u m868-5w m868-5x m868-61 m868-62 m868-63 m868-64 m868-65\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><span style=\"text-decoration: underline;\"><strong>eToro<\/strong><\/span><\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-row e10592-e293 m868-j m868-k m868-l m868-m m868-n m868-o m868-p m868-q m868-r m868-1e m868-2s\"><div class=\"x-row-inner\"><div class=\"x-col e10592-e294 m868-4k m868-4l m868-4m m868-4n m868-4p m868-4u m868-50\"><a class=\"x-image e10592-e295 m868-6q\" href=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/ir-etoro\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/wp-content\/uploads\/2026\/01\/Etoro-2.png\" width=\"350\" height=\"250\" alt=\"Etoro br\u00f3ker de acciones\" loading=\"lazy\"><\/a>\n<span class=\"x-rating e10592-e296 m868-6y\">\n\n  <span class=\"x-rating-graphic\" role=\"img\" aria-label=\"5 \/ 5\">\n    <i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i>  <\/span>\n\n      <span class=\"x-rating-text\">\n      5 \/ 5    <\/span>\n  \n  \n<\/span>\n<a class=\"x-anchor x-anchor-button has-graphic e10592-e297 m868-6z m868-70 m868-71 m868-72\" tabindex=\"0\" href=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/ir-etoro\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><div class=\"x-anchor-content\"><span class=\"x-graphic\" aria-hidden=\"true\"><i class=\"x-icon x-graphic-child x-graphic-icon x-graphic-primary\" aria-hidden=\"true\" data-x-icon-l=\"&#xf30d;\"><\/i><\/span><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">Abrir cuenta<\/span><\/div><\/div><\/a><div class=\"x-text x-content e10592-e298 m868-53 m868-55 m868-58 m868-59 m868-5b m868-5f m868-5g m868-5h m868-5i\"><a href=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/trading\/analisis-etoro\/\">An\u00e1lisis de eToro \u21d2<\/a><\/div><\/div><div class=\"x-col e10592-e299 m868-4k m868-4l m868-4m\"><div class=\"x-text x-content e10592-e300 m868-55 m868-56 m868-58 m868-59 m868-5a m868-5b m868-5f\"><div id=\"footable_parent_1244\"\n         class=\" footable_parent ninja_table_wrapper loading_ninja_table wp_table_data_press_parent semantic_ui colored_table\">\n                <table data-ninja_table_instance=\"ninja_table_instance_7\" data-footable_id=\"1244\" data-filter-delay=\"1000\" aria-label=\"etoro-info\"            id=\"footable_1244\"\n           data-unique_identifier=\"ninja_table_unique_id_3710989047_1244\"\n           class=\" foo-table ninja_footable foo_table_1244 ninja_table_unique_id_3710989047_1244 ui table  ninja_search_right nt_type_legacy_table hide_vertical_borders ninja_custom_color inverted footable-paging-right hide_all_borders ninjatable_hide_header_row hide_stacked_th ninja_table_search_disabled ninja_table_pro\">\n                <colgroup>\n                            <col class=\"ninja_column_0 \">\n                            <col class=\"ninja_column_1 \">\n                    <\/colgroup>\n        <thead>\n<tr class=\"footable-header\">\n                                        <th scope=\"col\"  class=\"ninja_column_0 ninja_clmn_nm_category \">categor\u00eda<\/th><th scope=\"col\"  class=\"ninja_column_1 ninja_clmn_nm_info \">Informaci\u00f3n<\/th><\/tr>\n<\/thead>\n<tbody>\n\n        <tr data-row_id=\"89\" class=\"ninja_table_row_0 nt_row_id_89\">\n            <td><strong>Dep\u00f3sito m\u00edn<\/strong><\/td><td><span>50 $<\/span><\/td>        <\/tr>\n            <tr data-row_id=\"90\" class=\"ninja_table_row_1 nt_row_id_90\">\n            <td><strong>Instrumentos ofrecidos<\/strong><\/td><td><span>+ 6000<\/span><\/td>        <\/tr>\n            <tr data-row_id=\"92\" class=\"ninja_table_row_2 nt_row_id_92\">\n            <td><strong>Retirar fondos<\/strong><\/td><td>0 - 2 d\u00edas laborables<\/td>        <\/tr>\n            <tr data-row_id=\"1526\" class=\"ninja_table_row_3 nt_row_id_1526\">\n            <td><strong>Promoci\u00f3n<\/strong><\/td><td><ul>\n<li>Deposita entre $500 y $999 y recibe un bono en <strong>activos de $40<\/strong><\/li>\n<li>Deposita entre $1.000 y $4.999 y recibe un bono en <strong>activos de\u00a0$100<\/strong><\/li>\n<li>Deposita entre $5.000 y $9.999 y recibe un bono en <strong>activos de $300<\/strong><\/li>\n<li>Deposita desde $10.000 y recibe un bono en <strong>activos de $500<\/strong><\/li>\n<\/ul>\n<strong><strong>A trav\u00e9s de eToro \u00fanicamente est\u00e1n disponibles los ETF de bonos.<\/strong><br \/><\/strong><\/td>        <\/tr>\n    <\/tbody><!--ninja_tobody_rendering_done-->\n    <\/table>\n    \n    \n    \n<\/div>\n<\/div><\/div><\/div><\/div><div class=\"x-row e10592-e301 m868-j m868-l m868-m m868-n m868-o m868-p m868-q m868-r m868-w m868-13 m868-1e m868-2t\"><div class=\"x-row-inner\"><div class=\"x-col e10592-e302 m868-4k m868-4l m868-4m\"><div class=\"x-row e10592-e303 m868-j m868-k m868-o m868-p m868-r m868-x m868-14 m868-15 m868-1e m868-2u\"><div class=\"x-row-inner\"><div class=\"x-col e10592-e304 m868-4k m868-4l m868-4m m868-4n m868-4u m868-4v m868-50\"><span class=\"x-image e10592-e305 m868-6q m868-6r\"><img decoding=\"async\" src=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/wp-content\/uploads\/2022\/08\/regulacion.svg\" width=\"50\" height=\"50\" alt=\"Image\" loading=\"lazy\"><\/span><\/div><div class=\"x-col e10592-e306 m868-4k m868-4l m868-4m\"><div class=\"x-text x-content e10592-e307 m868-55 m868-56 m868-58 m868-59 m868-5a m868-5b m868-5f\"><p><span style=\"color: #096ffa;\"><strong>Regulado y registrado por<\/strong><\/span><\/p>\n<p><span>FCA, CySEC, ASIC...<\/span><\/p><\/div><\/div><\/div><\/div><\/div><div class=\"x-col e10592-e308 m868-4k m868-4l m868-4m\"><div class=\"x-acc e10592-e309 m868-6v m868-6x\" id=\"x-acc-e10592-e309\"><div class=\"e10592-e310 x-acc-item\"><button id=\"tab-e10592-e310\" class=\"x-acc-header\" role=\"button\" type=\"button\" aria-expanded=\"false\" aria-controls=\"panel-e10592-e310\" data-x-toggle=\"collapse\" data-x-toggleable=\"e10592-e310\"><span class=\"x-acc-header-content\"><span class=\"x-acc-header-indicator\"><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf175;\"><\/i><\/span><span class=\"x-acc-header-text\"><strong><span style=\"color: #0000ff;\">Ventajas<\/span><\/strong><\/span><\/span><\/button><div id=\"panel-e10592-e310\" role=\"region\" aria-hidden=\"true\" aria-labelledby=\"tab-e10592-e310\" data-x-toggleable=\"e10592-e310\" data-x-toggle-collapse=\"1\" class=\"x-collapsed\"><div class=\"x-acc-content\"><ul>\n \t<li><span>Acciones, ETFs y criptomonedas<\/span><\/li>\n \t<li>Rentabilidad por el dinero no invertido desde $10.000<\/li>\n \t<li><span>CopyPortfolios: sigue y copia estrategias<\/span><\/li>\n \t<li><span>Operativa completa desde la app para m\u00f3vil<\/span><\/li>\n \t<li><span>Sin tarifas ocultas<\/span><\/li>\n<\/ul><\/div><\/div><\/div><\/div><div class=\"x-text x-content e10592-e311 m868-53 m868-55 m868-56 m868-58 m868-59 m868-5b m868-5f m868-5h m868-5j\"><strong>eToro es una plataforma de inversi\u00f3n de m\u00faltiples activos. El valor de sus inversiones puede subir o bajar. Su capital est\u00e1 en riesgo.<\/strong><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-row x-container max width e10592-e312 m868-j m868-l m868-m m868-n m868-o m868-p m868-q m868-r m868-11 m868-12 m868-1e m868-2v\"><div class=\"x-row-inner\"><div class=\"x-col e10592-e313 m868-4k m868-4y m868-4z\"><div class=\"x-row e10592-e314 m868-j m868-k m868-l m868-m m868-n m868-o m868-p m868-q m868-r m868-1e m868-2w\"><div class=\"x-row-inner\"><div class=\"x-col e10592-e315 m868-4k m868-4l m868-4m\"><div class=\"x-text x-text-headline e10592-e316 m868-5r m868-5s m868-5t m868-5u m868-5w m868-5x m868-61 m868-62 m868-63 m868-64 m868-65\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><span style=\"text-decoration: underline;\"><strong>DEGIRO<\/strong><\/span><\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-row e10592-e317 m868-j m868-k m868-l m868-m m868-n m868-o m868-p m868-q m868-r m868-1e m868-2x\"><div class=\"x-row-inner\"><div class=\"x-col e10592-e318 m868-4k m868-4l m868-4m m868-4n m868-4p m868-4u m868-50\"><a class=\"x-image e10592-e319 m868-6q\" href=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/ir-degiro-apptrading\" rel=\"nofollow\"><img decoding=\"async\" src=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/wp-content\/uploads\/2023\/01\/Degiro-broker-logo.svg\" width=\"262\" height=\"187\" alt=\"Degiro app de trading\" loading=\"lazy\"><\/a>\n<span class=\"x-rating e10592-e320 m868-6y\">\n\n  <span class=\"x-rating-graphic\" role=\"img\" aria-label=\"4 \/ 5\">\n    <i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-o=\"&#xf005;\"><\/i>  <\/span>\n\n      <span class=\"x-rating-text\">\n      4 \/ 5    <\/span>\n  \n  \n<\/span>\n<a class=\"x-anchor x-anchor-button has-graphic e10592-e321 m868-6z m868-70 m868-71 m868-72\" tabindex=\"0\" href=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/ir-degiro-apptrading\" rel=\"nofollow\"><div class=\"x-anchor-content\"><span class=\"x-graphic\" aria-hidden=\"true\"><i class=\"x-icon x-graphic-child x-graphic-icon x-graphic-primary\" aria-hidden=\"true\" data-x-icon-l=\"&#xf30d;\"><\/i><\/span><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">Abrir cuenta<\/span><\/div><\/div><\/a><div class=\"x-text x-content e10592-e322 m868-53 m868-55 m868-58 m868-59 m868-5b m868-5f m868-5g m868-5h m868-5i\"><a href=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/trading\/degiro-analisis\/\" target=\"_blank\" rel=\"noopener\">M\u00e1s informaci\u00f3n sobre DEGIRO \u21d2<\/a><\/div><\/div><div class=\"x-col e10592-e323 m868-4k m868-4l m868-4m\"><div class=\"x-text x-content e10592-e324 m868-55 m868-56 m868-58 m868-59 m868-5a m868-5b m868-5f\"><div id=\"footable_parent_1242\"\n         class=\" footable_parent ninja_table_wrapper loading_ninja_table wp_table_data_press_parent semantic_ui colored_table\">\n                <table data-ninja_table_instance=\"ninja_table_instance_8\" data-footable_id=\"1242\" data-filter-delay=\"1000\" aria-label=\"degiro-info\"            id=\"footable_1242\"\n           data-unique_identifier=\"ninja_table_unique_id_3616772700_1242\"\n           class=\" foo-table ninja_footable foo_table_1242 ninja_table_unique_id_3616772700_1242 ui table  ninja_search_right nt_type_legacy_table hide_vertical_borders ninja_custom_color inverted footable-paging-right hide_all_borders ninjatable_hide_header_row hide_stacked_th ninja_table_search_disabled ninja_table_pro\">\n                <colgroup>\n                            <col class=\"ninja_column_0 \">\n                            <col class=\"ninja_column_1 \">\n                    <\/colgroup>\n        <thead>\n<tr class=\"footable-header\">\n                                        <th scope=\"col\"  class=\"ninja_column_0 ninja_clmn_nm_category \">categor\u00eda<\/th><th scope=\"col\"  class=\"ninja_column_1 ninja_clmn_nm_info \">Informaci\u00f3n<\/th><\/tr>\n<\/thead>\n<tbody>\n\n        <tr data-row_id=\"83\" class=\"ninja_table_row_0 nt_row_id_83\">\n            <td><strong>Instrumentos ofrecidos<\/strong><\/td><td><span>+ 2.000.000<\/span><\/td>        <\/tr>\n            <tr data-row_id=\"82\" class=\"ninja_table_row_1 nt_row_id_82\">\n            <td><strong>Dep\u00f3sito m\u00edn<\/strong><\/td><td><span>sin dep\u00f3sito m\u00ednimo<\/span><\/td>        <\/tr>\n            <tr data-row_id=\"84\" class=\"ninja_table_row_2 nt_row_id_84\">\n            <td><strong>Retirar fondos<\/strong><\/td><td><div class=\"x-col e842-158 mne-15\">\n<div class=\"x-text e842-160 mne-1t mne-1u mne-1v mne-1w\">\n<p><span>\u00a02 - 4 d\u00edas laborables<\/span><\/p>\n<\/div>\n<\/div><\/td>        <\/tr>\n    <\/tbody><!--ninja_tobody_rendering_done-->\n    <\/table>\n    \n    \n    \n<\/div>\n<\/div><\/div><\/div><\/div><div class=\"x-row e10592-e325 m868-j m868-l m868-m m868-n m868-o m868-p m868-q m868-r m868-w m868-13 m868-1e m868-2y\"><div class=\"x-row-inner\"><div class=\"x-col e10592-e326 m868-4k m868-4l m868-4m\"><div class=\"x-row e10592-e327 m868-j m868-k m868-o m868-p m868-r m868-x m868-14 m868-15 m868-1e m868-2z\"><div class=\"x-row-inner\"><div class=\"x-col e10592-e328 m868-4k m868-4l m868-4m m868-4n m868-4u m868-4v m868-50\"><span class=\"x-image e10592-e329 m868-6q m868-6r\"><img decoding=\"async\" src=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/wp-content\/uploads\/2022\/08\/regulacion.svg\" width=\"50\" height=\"50\" alt=\"Image\" loading=\"lazy\"><\/span><\/div><div class=\"x-col e10592-e330 m868-4k m868-4l m868-4m\"><div class=\"x-text x-content e10592-e331 m868-55 m868-56 m868-58 m868-59 m868-5a m868-5b m868-5f\"><p><span style=\"color: #096ffa;\"><strong>Regulado y registrado por<\/strong><\/span><\/p>\n<p><span>BaFin, AFM, CNMV<\/span><\/p><\/div><\/div><\/div><\/div><\/div><div class=\"x-col e10592-e332 m868-4k m868-4l m868-4m\"><div class=\"x-acc e10592-e333 m868-6v m868-6x\" id=\"x-acc-e10592-e333\"><div class=\"e10592-e334 x-acc-item\"><button id=\"tab-e10592-e334\" class=\"x-acc-header\" role=\"button\" type=\"button\" aria-expanded=\"false\" aria-controls=\"panel-e10592-e334\" data-x-toggle=\"collapse\" data-x-toggleable=\"e10592-e334\"><span class=\"x-acc-header-content\"><span class=\"x-acc-header-indicator\"><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf175;\"><\/i><\/span><span class=\"x-acc-header-text\"><strong><span style=\"color: #0000ff;\">Ventajas<\/span><\/strong><\/span><\/span><\/button><div id=\"panel-e10592-e334\" role=\"region\" aria-hidden=\"true\" aria-labelledby=\"tab-e10592-e334\" data-x-toggleable=\"e10592-e334\" data-x-toggle-collapse=\"1\" class=\"x-collapsed\"><div class=\"x-acc-content\"><ul>\n \t<li>Acceso a m\u00e1s de 50 mercados globales: ETF, acciones, bonos, futuros, opciones, fondos de inversi\u00f3n, trackers de criptomonedas<\/li>\n \t<li>Comisiones y costes de tramitaci\u00f3n bajos<\/li>\n \t<li>Plataforma galardonada<\/li>\n \t<li>Diferentes niveles de experiencia: novato, experimentado y experto<\/li>\n<\/ul><\/div><\/div><\/div><\/div><div class=\"x-text x-content e10592-e335 m868-53 m868-55 m868-56 m868-58 m868-59 m868-5b m868-5f m868-5h m868-5j\"><b data-stringify-type=\"bold\">Invertir conlleva riesgo de p\u00e9rdida.<\/b><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-row x-container max width e10592-e336 m868-j m868-l m868-m m868-n m868-o m868-p m868-q m868-r m868-10 m868-11 m868-12 m868-1e m868-30\"><div class=\"x-row-inner\"><div class=\"x-col e10592-e337 m868-4k m868-4y\"><div class=\"x-row e10592-e338 m868-j m868-k m868-l m868-m m868-n m868-o m868-p m868-q m868-r m868-1e m868-31\"><div class=\"x-row-inner\"><div class=\"x-col e10592-e339 m868-4k m868-4l m868-4m\"><div class=\"x-text x-text-headline e10592-e340 m868-5r m868-5s m868-5t m868-5u m868-5w m868-5x m868-61 m868-62 m868-63 m868-64 m868-65\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><span style=\"text-decoration: underline;\"><strong>Lightyear<\/strong><\/span><\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-row e10592-e341 m868-j m868-k m868-l m868-m m868-n m868-o m868-p m868-q m868-r m868-1e m868-32\"><div class=\"x-row-inner\"><div class=\"x-col e10592-e342 m868-4k m868-4l m868-4m m868-4n m868-4p m868-4u m868-50\"><a class=\"x-image e10592-e343 m868-6q\" href=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/ir-lightyear\" rel=\"nofollow\"><img decoding=\"async\" src=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/wp-content\/uploads\/2023\/11\/Lightyear-broker.png\" width=\"350\" height=\"250\" alt=\"Lightyear app de trading\" loading=\"lazy\"><\/a>\n<span class=\"x-rating e10592-e344 m868-6y\">\n\n  <span class=\"x-rating-graphic\" role=\"img\" aria-label=\"4 \/ 5\">\n    <i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-o=\"&#xf005;\"><\/i>  <\/span>\n\n      <span class=\"x-rating-text\">\n      4 \/ 5    <\/span>\n  \n  \n<\/span>\n<a class=\"x-anchor x-anchor-button has-graphic e10592-e345 m868-6z m868-70 m868-71 m868-72\" tabindex=\"0\" href=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/ir-lightyear\" rel=\"nofollow\"><div class=\"x-anchor-content\"><span class=\"x-graphic\" aria-hidden=\"true\"><i class=\"x-icon x-graphic-child x-graphic-icon x-graphic-primary\" aria-hidden=\"true\" data-x-icon-l=\"&#xf30d;\"><\/i><\/span><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">Abrir cuenta<\/span><\/div><\/div><\/a><\/div><div class=\"x-col e10592-e346 m868-4k m868-4l m868-4m\"><div class=\"x-text x-content e10592-e347 m868-55 m868-56 m868-58 m868-59 m868-5a m868-5b m868-5f\"><div id=\"footable_parent_6622\"\n         class=\" footable_parent ninja_table_wrapper loading_ninja_table wp_table_data_press_parent semantic_ui colored_table\">\n                <table data-ninja_table_instance=\"ninja_table_instance_9\" data-footable_id=\"6622\" data-filter-delay=\"1000\" aria-label=\"lightyear-info\"            id=\"footable_6622\"\n           data-unique_identifier=\"ninja_table_unique_id_463383883_6622\"\n           class=\" foo-table ninja_footable foo_table_6622 ninja_table_unique_id_463383883_6622 ui table  ninja_search_right nt_type_legacy_table hide_vertical_borders ninja_custom_color inverted footable-paging-right hide_all_borders ninjatable_hide_header_row hide_stacked_th ninja_table_search_disabled ninja_table_pro\">\n                <colgroup>\n                            <col class=\"ninja_column_0 \">\n                            <col class=\"ninja_column_1 \">\n                    <\/colgroup>\n        <thead>\n<tr class=\"footable-header\">\n                                        <th scope=\"col\"  class=\"ninja_column_0 ninja_clmn_nm_category \">categor\u00eda<\/th><th scope=\"col\"  class=\"ninja_column_1 ninja_clmn_nm_info \">Informaci\u00f3n<\/th><\/tr>\n<\/thead>\n<tbody>\n\n        <tr data-row_id=\"907\" class=\"ninja_table_row_0 nt_row_id_907\">\n            <td><strong>Instrumentos ofrecidos<\/strong><\/td><td><span>+ 6000 (EE. UU., UE, Reino Unido) y ETFs (UCITS)<\/span><\/td>        <\/tr>\n            <tr data-row_id=\"906\" class=\"ninja_table_row_1 nt_row_id_906\">\n            <td><strong>Dep\u00f3sito m\u00edn<\/strong><\/td><td><span>Sin dep\u00f3sito m\u00ednimo<\/span><\/td>        <\/tr>\n            <tr data-row_id=\"908\" class=\"ninja_table_row_2 nt_row_id_908\">\n            <td><strong>Retirar fondos<\/strong><\/td><td><div class=\"x-col e842-158 mne-15\">\n<div class=\"x-text e842-160 mne-1t mne-1u mne-1v mne-1w\">\n<p><span>1 - 2 d\u00edas laborables<\/span><\/p>\n<\/div>\n<\/div><\/td>        <\/tr>\n            <tr data-row_id=\"1799\" class=\"ninja_table_row_3 nt_row_id_1799\">\n            <td><strong>Promoci\u00f3n<\/strong><\/td><td><span>Una acci\u00f3n gratis valorada entre 10\u20ac y 100\u20ac con el c\u00f3digo ELECONOMISTA100<\/span><\/td>        <\/tr>\n    <\/tbody><!--ninja_tobody_rendering_done-->\n    <\/table>\n    \n    \n    \n<\/div>\n<\/div><\/div><\/div><\/div><div class=\"x-row e10592-e348 m868-j m868-l m868-m m868-n m868-o m868-p m868-q m868-r m868-w m868-13 m868-1e m868-33\"><div class=\"x-row-inner\"><div class=\"x-col e10592-e349 m868-4k m868-4l m868-4m\"><div class=\"x-row e10592-e350 m868-j m868-k m868-o m868-p m868-r m868-x m868-14 m868-15 m868-1e m868-34\"><div class=\"x-row-inner\"><div class=\"x-col e10592-e351 m868-4k m868-4l m868-4m m868-4n m868-4u m868-4v m868-50\"><span class=\"x-image e10592-e352 m868-6q m868-6r\"><img decoding=\"async\" src=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/wp-content\/uploads\/2022\/08\/regulacion.svg\" width=\"50\" height=\"50\" alt=\"Image\" loading=\"lazy\"><\/span><\/div><div class=\"x-col e10592-e353 m868-4k m868-4l m868-4m\"><div class=\"x-text x-content e10592-e354 m868-55 m868-56 m868-58 m868-59 m868-5a m868-5b m868-5f\"><p><span style=\"color: #096ffa;\"><strong>Regulado y registrado por<\/strong><\/span><\/p>\n<p><span>FCA, EFSA<\/span><\/p><\/div><\/div><\/div><\/div><\/div><div class=\"x-col e10592-e355 m868-4k m868-4l m868-4m\"><div class=\"x-acc e10592-e356 m868-6v m868-6x\" id=\"x-acc-e10592-e356\"><div class=\"e10592-e357 x-acc-item\"><button id=\"tab-e10592-e357\" class=\"x-acc-header\" role=\"button\" type=\"button\" aria-expanded=\"false\" aria-controls=\"panel-e10592-e357\" data-x-toggle=\"collapse\" data-x-toggleable=\"e10592-e357\"><span class=\"x-acc-header-content\"><span class=\"x-acc-header-indicator\"><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf175;\"><\/i><\/span><span class=\"x-acc-header-text\"><strong><span style=\"color: #0000ff;\">Ventajas<\/span><\/strong><\/span><\/span><\/button><div id=\"panel-e10592-e357\" role=\"region\" aria-hidden=\"true\" aria-labelledby=\"tab-e10592-e357\" data-x-toggleable=\"e10592-e357\" data-x-toggle-collapse=\"1\" class=\"x-collapsed\"><div class=\"x-acc-content\"><ul>\n \t<li>Cuenta en USD, EUR y GBP<\/li>\n \t<li>Pago de intereses por dinero no invertido del 3,25% en euros<\/li>\n \t<li>Posibilidad de inversi\u00f3n en ETFs y acciones<\/li>\n \t<li>Aplicaci\u00f3n m\u00f3vil en App Store y Google Play<\/li>\n \t<li>Blog educativo de noticias e inversiones<\/li>\n<\/ul><\/div><\/div><\/div><\/div><div class=\"x-text x-content e10592-e358 m868-53 m868-55 m868-56 m868-58 m868-59 m868-5b m868-5f m868-5h m868-5j\"><p style=\"text-align: justify;\"><strong>Capital en riesgo El proveedor de servicios de inversi\u00f3n es Lightyear Financial Ltd para el Reino Unido y Lightyear Europe AS para la UE. T\u00e9rminos aplicables: lightyear.com\/terms. Busque asesoramiento cualificado si es necesario.<\/strong><\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-row x-container max width e10592-e359 m868-j m868-k m868-l m868-m m868-n m868-o m868-p m868-q m868-r m868-1e m868-35\"><div class=\"x-row-inner\"><div class=\"x-col e10592-e360 m868-4k m868-4l m868-4m\"><div class=\"x-text x-content e10592-e361 m868-53 m868-55 m868-56 m868-58 m868-59 m868-5b m868-5f m868-5l m868-5m\"><p><span>Los bonos del Estado, adem\u00e1s de a trav\u00e9s de intermediarios, se pueden adquirir directamente en las subastas del Tesoro P\u00fablico. Para acceder a ellas, el usuario tiene dos opciones: acudir a una sucursal del Banco de Espa\u00f1a con cita previa, abrir en ella una cuenta directa (donde se almacenar\u00e1n los t\u00edtulos de deuda p\u00fablica comprados) y suscribirse a la pr\u00f3xima subasta; o a trav\u00e9s de la web del Tesoro P\u00fablico, en el apartado Compra y Venta de Valores, para lo que ser\u00e1 necesario disponer de un certificado digital. En esta plataforma se le solicitar\u00e1 al usuario que realice una serie de tr\u00e1mites, como abrir una cuenta directa, para poder acceder a los instrumentos. <\/span><\/p>\n<p><span>La principal ventaja de invertir en bonos del Estado directamente a trav\u00e9s de las subastas del Tesoro P\u00fablico es que el usuario no tendr\u00e1 que pagar nada a ning\u00fan intermediario, por lo que ahorrar\u00e1 costes. Y la principal desventaja es que tendr\u00e1 que hacerlo todo por su cuenta, por lo que deber\u00e1 dedicar m\u00e1s tiempo a esta inversi\u00f3n y aprender a utilizar la plataforma de compraventa de deuda p\u00fablica. <\/span><\/p>\n<p><span>Por \u00faltimo, tambi\u00e9n es posible invertir en bonos del Estado y bonos corporativos de forma indirecta a trav\u00e9s de fondos de inversi\u00f3n como los ETF (<em>exchange-traded funds<\/em>). En estos casos el usuario no adquiere un bono como tal, sino una participaci\u00f3n en un fondo conjunto compuesto por multitud de t\u00edtulos de deuda p\u00fablica o privada. <\/span><\/p>\n<p><span>Con los ETF de bonos, el usuario no tiene un control tan directo sobre su inversi\u00f3n ni se asegura el retorno de todo el dinero que le cost\u00f3 comprar la participaci\u00f3n, pues estos fondos de inversi\u00f3n cotizados est\u00e1n sometidos a las leyes del mercado y sus precios pueden variar considerablemente a lo largo del tiempo. Asimismo, tienen costes adicionales porque est\u00e1n administrados por sociedades gestoras que se encargan de todo el trabajo (comprar, vender, investigar el mercado en busca de buenas oportunidades, repartir los cupones, etc.) y cobran por sus servicios. <\/span><\/p>\n<p><span>Pero tambi\u00e9n tienen ventajas considerables respecto a la adquisici\u00f3n directa de bonos del Estado y bonos corporativos. Para empezar, el precio de sus participaciones suele ser m\u00e1s econ\u00f3mico que el de adquisici\u00f3n de cualquier bono, y adem\u00e1s algunos br\u00f3kers permiten comprar fracciones de estos, por lo que es posible operar con ellos desde muy pocos euros. Asimismo, est\u00e1n gestionados por profesionales cuyo objetivo es conseguir la m\u00e1xima rentabilidad para los participantes del ETF, por lo que es posible conseguir m\u00e1s ganancias con menos esfuerzo que con la inversi\u00f3n directa en bonos. <\/span><\/p><\/div><\/div><\/div><\/div><div class=\"x-row x-container max width e10592-e362 m868-j m868-k m868-l m868-m m868-n m868-o m868-p m868-q m868-r m868-1e m868-36\"><div class=\"x-row-inner\"><div class=\"x-col e10592-e363 m868-4k m868-4l m868-4m\"><div class=\"x-text x-content e10592-e364 m868-55 m868-56 m868-57 m868-58 m868-59 m868-5a m868-5b\"><p><div class=\"cs-content x-global-block x-global-block-10832 e10832-e0\"><div class=\"x-section e10832-e2 m8cw-0\"><div class=\"x-row e10832-e3 m8cw-1 m8cw-2 m8cw-3 m8cw-7 m8cw-8\"><div class=\"x-row-inner\"><div class=\"x-col e10832-e4 m8cw-d m8cw-e\"><div class=\"x-row e10832-e5 m8cw-1 m8cw-3 m8cw-4 m8cw-7 m8cw-9\"><div class=\"x-row-inner\"><div class=\"x-col e10832-e6 m8cw-d m8cw-f\"><div class=\"x-text x-text-headline e10832-e7 m8cw-j\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><span style=\"text-decoration: underline;\"><strong>Freedom24<\/strong><\/span><\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-row e10832-e8 m8cw-1 m8cw-3 m8cw-4 m8cw-7 m8cw-a\"><div class=\"x-row-inner\"><div class=\"x-col e10832-e9 m8cw-d m8cw-f m8cw-g m8cw-h\"><a class=\"x-anchor x-anchor-button e10832-e10 m8cw-k m8cw-l\" tabindex=\"0\" href=\"#\"><div class=\"x-anchor-content\"><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">Asistente personal gratis<\/span><\/div><\/div><\/a><a class=\"x-image e10832-e11 m8cw-n\" href=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/ir-freedom24-apptrading\" rel=\"nofollow\"><img decoding=\"async\" src=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/wp-content\/uploads\/2023\/01\/Freedom24-broker-logo.svg\" width=\"262\" height=\"187\" alt=\"Freedom24 br\u00f3ker de acciones\" loading=\"lazy\"><\/a>\n<span class=\"x-rating e10832-e12 m8cw-o\">\n\n  <span class=\"x-rating-graphic\" role=\"img\" aria-label=\"5 \/ 5\">\n    <i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i>  <\/span>\n\n      <span class=\"x-rating-text\">\n      5 \/ 5    <\/span>\n  \n  \n<\/span>\n<a class=\"x-anchor x-anchor-button has-graphic e10832-e13 m8cw-k m8cw-m\" tabindex=\"0\" href=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/ir-freedom24-apptrading\" rel=\"nofollow\"><div class=\"x-anchor-content\"><span class=\"x-graphic\" aria-hidden=\"true\"><i class=\"x-icon x-graphic-child x-graphic-icon x-graphic-primary\" aria-hidden=\"true\" data-x-icon-l=\"&#xf30d;\"><\/i><\/span><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">Abrir cuenta<\/span><\/div><\/div><\/a><div class=\"x-text x-content e10832-e14 m8cw-p m8cw-q m8cw-r m8cw-s\"><a href=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/analisis-freedom24\/\">An\u00e1lisis de Freedom24 \u21d2<\/a><\/div><\/div><div class=\"x-col e10832-e15 m8cw-d m8cw-f\"><div class=\"x-text x-content e10832-e16 m8cw-r m8cw-s m8cw-t m8cw-u\"><div id=\"footable_parent_2387\"\n         class=\" footable_parent ninja_table_wrapper loading_ninja_table wp_table_data_press_parent semantic_ui colored_table\">\n                <table data-ninja_table_instance=\"ninja_table_instance_10\" data-footable_id=\"2387\" data-filter-delay=\"1000\" aria-label=\"Freedom 24 acciones\"            id=\"footable_2387\"\n           data-unique_identifier=\"ninja_table_unique_id_212940101_2387\"\n           class=\" foo-table ninja_footable foo_table_2387 ninja_table_unique_id_212940101_2387 ui table  ninja_search_right nt_type_legacy_table hide_vertical_borders ninja_custom_color inverted footable-paging-right hide_all_borders ninjatable_hide_header_row hide_stacked_th ninja_table_search_disabled ninja_table_pro\">\n                <colgroup>\n                            <col class=\"ninja_column_0 \">\n                            <col class=\"ninja_column_1 \">\n                    <\/colgroup>\n        <thead>\n<tr class=\"footable-header\">\n                                        <th scope=\"col\"  class=\"ninja_column_0 ninja_clmn_nm_category \">categor\u00eda<\/th><th scope=\"col\"  class=\"ninja_column_1 ninja_clmn_nm_info \">Informaci\u00f3n<\/th><\/tr>\n<\/thead>\n<tbody>\n\n        <tr data-row_id=\"221\" class=\"ninja_table_row_0 nt_row_id_221\">\n            <td><strong>Dep\u00f3sito m\u00edn<\/strong><\/td><td><span>Sin dep\u00f3sito m\u00ednimo<\/span><\/td>        <\/tr>\n            <tr data-row_id=\"222\" class=\"ninja_table_row_1 nt_row_id_222\">\n            <td><strong>Instrumentos ofrecidos<\/strong><\/td><td><span>+ 40000<\/span><\/td>        <\/tr>\n            <tr data-row_id=\"224\" class=\"ninja_table_row_2 nt_row_id_224\">\n            <td><strong>Retirar fondos<\/strong><\/td><td><div class=\"x-col e842-158 mne-15\">\n<div class=\"x-text e842-160 mne-1t mne-1u mne-1v mne-1w\">\n<p><span>1 - 3 d\u00edas<\/span><\/p>\n<\/div>\n<\/div><\/td>        <\/tr>\n            <tr data-row_id=\"1220\" class=\"ninja_table_row_3 nt_row_id_1220\">\n            <td><div role=\"presentation\"><b>Promoci\u00f3n <\/b><strong>(Termina el 30\/06)<\/strong><\/div><\/td><td><span style=\"color: #ff6600;\"><a href=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/-ir-freedom24-acciones-gratis\" rel=\"nofollow sponsored noopener\" style=\"color: #ff6600;\">Hasta 20 acciones de regalo al recargar tu cuenta<\/a><\/span><\/td>        <\/tr>\n    <\/tbody><!--ninja_tobody_rendering_done-->\n    <\/table>\n    \n    \n    \n<\/div>\n<\/div><\/div><\/div><\/div><div class=\"x-row e10832-e17 m8cw-1 m8cw-3 m8cw-5 m8cw-7 m8cw-b\"><div class=\"x-row-inner\"><div class=\"x-col e10832-e18 m8cw-d m8cw-f\"><div class=\"x-row e10832-e19 m8cw-1 m8cw-4 m8cw-6 m8cw-7 m8cw-c\"><div class=\"x-row-inner\"><div class=\"x-col e10832-e20 m8cw-d m8cw-f m8cw-g m8cw-i\"><span class=\"x-image e10832-e21 m8cw-n\"><img decoding=\"async\" src=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/wp-content\/uploads\/2022\/08\/regulacion.svg\" width=\"50\" height=\"50\" alt=\"Image\" loading=\"lazy\"><\/span><\/div><div class=\"x-col e10832-e22 m8cw-d m8cw-f\"><div class=\"x-text x-content e10832-e23 m8cw-r m8cw-s m8cw-t m8cw-u\"><p><span style=\"color: #096ffa;\"><strong>Regulado por<\/strong><\/span><\/p>\n<p><span>CySEC. Freedom24 es parte de Freedom Holding Corp, cotizado en Nasdaq<\/span><\/p><\/div><\/div><\/div><\/div><\/div><div class=\"x-col e10832-e24 m8cw-d m8cw-f\"><div class=\"x-acc e10832-e25 m8cw-w\" id=\"x-acc-e10832-e25\"><div class=\"e10832-e26 x-acc-item\"><button id=\"tab-e10832-e26\" class=\"x-acc-header\" role=\"button\" type=\"button\" aria-expanded=\"false\" aria-controls=\"panel-e10832-e26\" data-x-toggle=\"collapse\" data-x-toggleable=\"e10832-e26\"><span class=\"x-acc-header-content\"><span class=\"x-acc-header-indicator\"><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf175;\"><\/i><\/span><span class=\"x-acc-header-text\"><strong><span style=\"color: #0000ff;\">Ventajas<\/span><\/strong><\/span><\/span><\/button><div id=\"panel-e10832-e26\" role=\"region\" aria-hidden=\"true\" aria-labelledby=\"tab-e10832-e26\" data-x-toggleable=\"e10832-e26\" data-x-toggle-collapse=\"1\" class=\"x-collapsed\"><div class=\"x-acc-content\"><ul>\n \t<li style=\"font-weight: 400;\">Hasta 2.500 opciones de activos en el mercado estadounidense<\/li>\n \t<li style=\"font-weight: 400;\">Acceso directo a los gigantes tecnol\u00f3gicos de EE. UU. y a acciones de crecimiento en inteligencia artificial<\/li>\n \t<li style=\"font-weight: 400;\">ETFs de dividendos con hasta un 12% de rentabilidad anual, con pagos mensuales<\/li>\n \t<li style=\"font-weight: 400;\">M\u00e1s de 3.600 ETFs para diversificar tu cartera<\/li>\n \t<li style=\"font-weight: 400;\">Premiado mejor broker de ETF en Espa\u00f1a<\/li>\n \t<li style=\"font-weight: 400;\">Apertura de cuenta en 10 minutos<\/li>\n \t<li style=\"font-weight: 400;\">Tarifas muy competitivas<\/li>\n<\/ul><\/div><\/div><\/div><\/div><div class=\"x-text x-content e10832-e27 m8cw-q m8cw-r m8cw-u m8cw-v\"><p><strong>*Contenido patrocinado por Freedom24.<br \/>\nLas inversiones en valores y otros instrumentos financieros siempre conllevan el riesgo de p\u00e9rdida de capital. Las previsiones y rentabilidades pasadas no son indicadores fiables de resultados futuros. Es fundamental realizar tu propio an\u00e1lisis antes de tomar cualquier decisi\u00f3n de inversi\u00f3n. Los instrumentos complejos conllevan un alto riesgo y pueden no ser adecuados para todos los inversores; el acceso est\u00e1 sujeto a un test de conveniencia. La promoci\u00f3n WELCOME est\u00e1 sujeta a t\u00e9rminos y condiciones. Las acciones de regalo se asignan aleatoriamente de una selecci\u00f3n de valores elegibles, y las acciones de mayor valor se otorgan con menor frecuencia<\/strong><\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/p>\n<p><\/p><\/div><\/div><\/div><\/div><div class=\"x-row x-container max width e10592-e365 m868-j m868-l m868-m m868-n m868-o m868-p m868-q m868-r m868-11 m868-12 m868-1e m868-37\"><div class=\"x-row-inner\"><div class=\"x-col e10592-e366 m868-4k m868-4y\"><div class=\"x-row e10592-e367 m868-j m868-k m868-l m868-m m868-n m868-o m868-p m868-q m868-r m868-1e m868-38\"><div class=\"x-row-inner\"><div class=\"x-col e10592-e368 m868-4k m868-4l m868-4m\"><div class=\"x-text x-text-headline e10592-e369 m868-5r m868-5s m868-5t m868-5u m868-5w m868-5x m868-61 m868-62 m868-63 m868-64 m868-65\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><span style=\"text-decoration: underline;\"><strong>Trade Republic<\/strong><\/span><\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-row e10592-e370 m868-j m868-k m868-l m868-m m868-n m868-o m868-p m868-q m868-r m868-1e m868-39\"><div class=\"x-row-inner\"><div class=\"x-col e10592-e371 m868-4k m868-4l m868-4m m868-4n m868-4p m868-4u m868-50\"><a class=\"x-image e10592-e372 m868-6q m868-6r\" href=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/ir-etf-traderepublic\" rel=\"nofollow\"><img decoding=\"async\" src=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/wp-content\/uploads\/2025\/04\/Trade-Republic-nuevo-logo.png\" width=\"350\" height=\"250\" alt=\"Trade Republic br\u00f3ker de EFTs\" loading=\"lazy\"><\/a>\n<span class=\"x-rating e10592-e373 m868-6y\">\n\n  <span class=\"x-rating-graphic\" role=\"img\" aria-label=\"4 \/ 5\">\n    <i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-o=\"&#xf005;\"><\/i>  <\/span>\n\n      <span class=\"x-rating-text\">\n      4 \/ 5    <\/span>\n  \n  \n<\/span>\n<a class=\"x-anchor x-anchor-button has-graphic e10592-e374 m868-6z m868-70 m868-71 m868-72\" tabindex=\"0\" href=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/ir-etf-traderepublic\" rel=\"nofollow\"><div class=\"x-anchor-content\"><span class=\"x-graphic\" aria-hidden=\"true\"><i class=\"x-icon x-graphic-child x-graphic-icon x-graphic-primary\" aria-hidden=\"true\" data-x-icon-l=\"&#xf30d;\"><\/i><\/span><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">Abrir cuenta<\/span><\/div><\/div><\/a><div class=\"x-text x-content e10592-e375 m868-53 m868-55 m868-58 m868-59 m868-5b m868-5f m868-5g m868-5h m868-5i\"><a href=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/trading\/trade-republic-analisis\/\">An\u00e1lisis de Trade Republic \u21d2<\/a><\/div><\/div><div class=\"x-col e10592-e376 m868-4k m868-4l m868-4m\"><div class=\"x-text x-content e10592-e377 m868-55 m868-56 m868-58 m868-59 m868-5a m868-5b m868-5f\"><div id=\"footable_parent_1239\"\n         class=\" footable_parent ninja_table_wrapper loading_ninja_table wp_table_data_press_parent semantic_ui colored_table\">\n                <table data-ninja_table_instance=\"ninja_table_instance_11\" data-footable_id=\"1239\" data-filter-delay=\"1000\" aria-label=\"trade-republic-info\"            id=\"footable_1239\"\n           data-unique_identifier=\"ninja_table_unique_id_1305812095_1239\"\n           class=\" foo-table ninja_footable foo_table_1239 ninja_table_unique_id_1305812095_1239 ui table  nt_type_legacy_table hide_vertical_borders ninja_custom_color inverted footable-paging-right hide_all_borders ninjatable_hide_header_row hide_stacked_th ninja_table_search_disabled ninja_table_pro\">\n                <colgroup>\n                            <col class=\"ninja_column_0 \">\n                            <col class=\"ninja_column_1 \">\n                    <\/colgroup>\n        <thead>\n<tr class=\"footable-header\">\n                                        <th scope=\"col\"  class=\"ninja_column_0 ninja_clmn_nm_category \">categor\u00eda<\/th><th scope=\"col\"  class=\"ninja_column_1 ninja_clmn_nm_info \">Informaci\u00f3n<\/th><\/tr>\n<\/thead>\n<tbody>\n\n        <tr data-row_id=\"70\" class=\"ninja_table_row_0 nt_row_id_70\">\n            <td><strong>Dep\u00f3sito m\u00edn<\/strong><\/td><td><span>10\u20ac<\/span><\/td>        <\/tr>\n            <tr data-row_id=\"71\" class=\"ninja_table_row_1 nt_row_id_71\">\n            <td><strong>Instrumentos ofrecidos<\/strong><\/td><td><span>+ 9000<\/span><\/td>        <\/tr>\n            <tr data-row_id=\"73\" class=\"ninja_table_row_2 nt_row_id_73\">\n            <td><strong>Retirar fondos<\/strong><\/td><td><div class=\"x-col e842-158 mne-15\">\n<div class=\"x-text e842-160 mne-1t mne-1u mne-1v mne-1w\">\n<p><span>1 - 3 d\u00edas<\/span><\/p>\n<\/div>\n<\/div><\/td>        <\/tr>\n    <\/tbody><!--ninja_tobody_rendering_done-->\n    <\/table>\n    \n    \n    \n<\/div>\n<\/div><\/div><\/div><\/div><div class=\"x-row e10592-e378 m868-j m868-l m868-m m868-n m868-o m868-p m868-q m868-r m868-w m868-13 m868-1e m868-3a\"><div class=\"x-row-inner\"><div class=\"x-col e10592-e379 m868-4k m868-4l m868-4m\"><div class=\"x-row e10592-e380 m868-j m868-k m868-o m868-p m868-r m868-x m868-14 m868-15 m868-1e m868-3b\"><div class=\"x-row-inner\"><div class=\"x-col e10592-e381 m868-4k m868-4l m868-4m m868-4n m868-4u m868-4v m868-50\"><span class=\"x-image e10592-e382 m868-6q m868-6r\"><img decoding=\"async\" src=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/wp-content\/uploads\/2022\/08\/regulacion.svg\" width=\"50\" height=\"50\" alt=\"Image\" loading=\"lazy\"><\/span><\/div><div class=\"x-col e10592-e383 m868-4k m868-4l m868-4m\"><div class=\"x-text x-content e10592-e384 m868-55 m868-56 m868-58 m868-59 m868-5a m868-5b m868-5f\"><p><span style=\"color: #096ffa;\"><strong>Regulado y registrado por<\/strong><\/span><\/p>\n<p><span>BaFIN<\/span><\/p><\/div><\/div><\/div><\/div><\/div><div class=\"x-col e10592-e385 m868-4k m868-4l m868-4m\"><div class=\"x-acc e10592-e386 m868-6v m868-6x\" id=\"x-acc-e10592-e386\"><div class=\"e10592-e387 x-acc-item\"><button id=\"tab-e10592-e387\" class=\"x-acc-header\" role=\"button\" type=\"button\" aria-expanded=\"false\" aria-controls=\"panel-e10592-e387\" data-x-toggle=\"collapse\" data-x-toggleable=\"e10592-e387\"><span class=\"x-acc-header-content\"><span class=\"x-acc-header-indicator\"><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf175;\"><\/i><\/span><span class=\"x-acc-header-text\"><strong><span style=\"color: #0000ff;\">Ventajas<\/span><\/strong><\/span><\/span><\/button><div id=\"panel-e10592-e387\" role=\"region\" aria-hidden=\"true\" aria-labelledby=\"tab-e10592-e387\" data-x-toggleable=\"e10592-e387\" data-x-toggle-collapse=\"1\" class=\"x-collapsed\"><div class=\"x-acc-content\"><ul>\n \t<li>M\u00e1s de 2000 ETF disponibles<\/li>\n \t<li>Tarifas reducidas<\/li>\n \t<li>Recibe dividendos por tus acciones<\/li>\n \t<li>Alertas de la evoluci\u00f3n de los precios<\/li>\n<\/ul><\/div><\/div><\/div><\/div><div class=\"x-text x-content e10592-e388 m868-53 m868-55 m868-56 m868-58 m868-59 m868-5b m868-5f m868-5h m868-5j\"><strong>Invertir en la bolsa conlleva riesgos: el valor de las inversiones puede subir o bajar y es posible que recibas menos de lo que invertiste originalmente.<\/strong><\/div><\/div><\/div><\/div><\/div><div class=\"x-col x-hide-lg x-hide-md x-hide-sm x-hide-xl x-hide-xs e10592-e389 m868-4k m868-4y\"><div class=\"x-row e10592-e390 m868-j m868-k m868-l m868-m m868-n m868-o m868-p m868-q m868-r m868-1e m868-3c\"><div class=\"x-row-inner\"><div class=\"x-col e10592-e391 m868-4k m868-4l m868-4m\"><div class=\"x-text x-text-headline e10592-e392 m868-5r m868-5s m868-5t m868-5u m868-5w m868-5x m868-61 m868-62 m868-63 m868-64 m868-65\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><span style=\"text-decoration: underline;\"><strong>Scalable<\/strong><\/span><\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-row e10592-e393 m868-j m868-k m868-l m868-m m868-n m868-o m868-p m868-q m868-r m868-1e m868-3d\"><div class=\"x-row-inner\"><div class=\"x-col e10592-e394 m868-4k m868-4l m868-4m m868-4n m868-4p m868-4u m868-50\"><a class=\"x-image e10592-e395 m868-6q m868-6r\" href=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/ir-etf-scalable\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/wp-content\/uploads\/2023\/09\/SEO_Meta_Generic.png\" width=\"1200\" height=\"630\" alt=\"Image\" loading=\"lazy\"><\/a>\n<span class=\"x-rating e10592-e396 m868-6y\">\n\n  <span class=\"x-rating-graphic\" role=\"img\" aria-label=\"4 \/ 5\">\n    <i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-o=\"&#xf005;\"><\/i>  <\/span>\n\n      <span class=\"x-rating-text\">\n      4 \/ 5    <\/span>\n  \n  \n<\/span>\n<a class=\"x-anchor x-anchor-button has-graphic e10592-e397 m868-6z m868-70 m868-71 m868-72\" tabindex=\"0\" href=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/ir-etf-scalable\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><div class=\"x-anchor-content\"><span class=\"x-graphic\" aria-hidden=\"true\"><i class=\"x-icon x-graphic-child x-graphic-icon x-graphic-primary\" aria-hidden=\"true\" data-x-icon-l=\"&#xf30d;\"><\/i><\/span><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">Abrir cuenta<\/span><\/div><\/div><\/a><\/div><div class=\"x-col e10592-e398 m868-4k m868-4l m868-4m\"><div class=\"x-text x-content e10592-e399 m868-55 m868-56 m868-58 m868-59 m868-5a m868-5b m868-5f\"><div id=\"footable_parent_5903\"\n         class=\" footable_parent ninja_table_wrapper loading_ninja_table wp_table_data_press_parent semantic_ui colored_table\">\n                <table data-ninja_table_instance=\"ninja_table_instance_12\" data-footable_id=\"5903\" data-filter-delay=\"1000\" aria-label=\"scalable-info\"            id=\"footable_5903\"\n           data-unique_identifier=\"ninja_table_unique_id_3641387525_5903\"\n           class=\" foo-table ninja_footable foo_table_5903 ninja_table_unique_id_3641387525_5903 ui table  nt_type_legacy_table hide_vertical_borders ninja_custom_color inverted footable-paging-right hide_all_borders ninjatable_hide_header_row hide_stacked_th ninja_table_search_disabled ninja_table_pro\">\n                <colgroup>\n                            <col class=\"ninja_column_0 \">\n                            <col class=\"ninja_column_1 \">\n                    <\/colgroup>\n        <thead>\n<tr class=\"footable-header\">\n                                        <th scope=\"col\"  class=\"ninja_column_0 ninja_clmn_nm_category \">categor\u00eda<\/th><th scope=\"col\"  class=\"ninja_column_1 ninja_clmn_nm_info \">Informaci\u00f3n<\/th><\/tr>\n<\/thead>\n<tbody>\n\n        <tr data-row_id=\"860\" class=\"ninja_table_row_0 nt_row_id_860\">\n            <td><strong>Dep\u00f3sito m\u00edn<\/strong><\/td><td><span>1 \u20ac<\/span><\/td>        <\/tr>\n            <tr data-row_id=\"904\" class=\"ninja_table_row_1 nt_row_id_904\">\n            <td><strong>Rentabilidad<\/strong><\/td><td>4% anual por el dinero no invertido<\/td>        <\/tr>\n            <tr data-row_id=\"861\" class=\"ninja_table_row_2 nt_row_id_861\">\n            <td><strong>Instrumentos ofrecidos<\/strong><\/td><td><span>+ 10000<\/span><\/td>        <\/tr>\n            <tr data-row_id=\"862\" class=\"ninja_table_row_3 nt_row_id_862\">\n            <td><strong>Retirar fondos<\/strong><\/td><td><div class=\"x-col e842-158 mne-15\">\n<div class=\"x-text e842-160 mne-1t mne-1u mne-1v mne-1w\">\n<p><span>\u00a03 - 5 d\u00edas laborables<\/span><\/p>\n<\/div>\n<\/div><\/td>        <\/tr>\n    <\/tbody><!--ninja_tobody_rendering_done-->\n    <\/table>\n    \n    \n    \n<\/div>\n<\/div><\/div><\/div><\/div><div class=\"x-row e10592-e400 m868-j m868-l m868-m m868-n m868-o m868-p m868-q m868-r m868-w m868-13 m868-1e m868-3e\"><div class=\"x-row-inner\"><div class=\"x-col e10592-e401 m868-4k m868-4l m868-4m\"><div class=\"x-row e10592-e402 m868-j m868-k m868-o m868-p m868-r m868-x m868-14 m868-15 m868-1e m868-3f\"><div class=\"x-row-inner\"><div class=\"x-col e10592-e403 m868-4k m868-4l m868-4m m868-4n m868-4u m868-4v m868-50\"><span class=\"x-image e10592-e404 m868-6q m868-6r\"><img decoding=\"async\" src=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/wp-content\/uploads\/2022\/08\/regulacion.svg\" width=\"50\" height=\"50\" alt=\"Image\" loading=\"lazy\"><\/span><\/div><div class=\"x-col e10592-e405 m868-4k m868-4l m868-4m\"><div class=\"x-text x-content e10592-e406 m868-55 m868-56 m868-58 m868-59 m868-5a m868-5b m868-5f m868-5n\"><p><span style=\"color: #096ffa;\"><strong>Regulado y registrado por<\/strong><\/span><\/p>\n<p><span>BaFIN<\/span><\/p><\/div><\/div><\/div><\/div><\/div><div class=\"x-col e10592-e407 m868-4k m868-4l m868-4m\"><div class=\"x-acc e10592-e408 m868-6v m868-6x\" id=\"x-acc-e10592-e408\"><div class=\"e10592-e409 x-acc-item\"><button id=\"tab-e10592-e409\" class=\"x-acc-header\" role=\"button\" type=\"button\" aria-expanded=\"false\" aria-controls=\"panel-e10592-e409\" data-x-toggle=\"collapse\" data-x-toggleable=\"e10592-e409\"><span class=\"x-acc-header-content\"><span class=\"x-acc-header-indicator\"><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf175;\"><\/i><\/span><span class=\"x-acc-header-text\"><strong><span style=\"color: #0000ff;\">Ventajas<\/span><\/strong><\/span><\/span><\/button><div id=\"panel-e10592-e409\" role=\"region\" aria-hidden=\"true\" aria-labelledby=\"tab-e10592-e409\" data-x-toggleable=\"e10592-e409\" data-x-toggle-collapse=\"1\" class=\"x-collapsed\"><div class=\"x-acc-content\"><ul>\n \t<li>1.900 ETF disponibles de las principales sociedades gestoras del mundo<\/li>\n \t<li>Precios ajustados<\/li>\n \t<li>Intereses de hasta el 4% para el capital no invertido para cuentas PRIME+<\/li>\n \t<li>Planes para inversiones peri\u00f3dicas que combinan ahorro e inversi\u00f3n<\/li>\n<\/ul><\/div><\/div><\/div><\/div><div class=\"x-text x-content e10592-e410 m868-53 m868-55 m868-56 m868-58 m868-59 m868-5b m868-5f m868-5h m868-5j\"><strong>La inversi\u00f3n conlleva riesgos. El valor de tus inversiones puede bajar o subir y puedes recuperar menos de lo invertido. Los resultados pasados, las simulaciones o las previsiones no son un indicador fiable de los resultados futuros.<\/strong><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-row x-container max width e10592-e411 m868-j m868-l m868-m m868-n m868-o m868-p m868-q m868-r m868-11 m868-12 m868-1e m868-3g\"><div class=\"x-row-inner\"><div class=\"x-col e10592-e412 m868-4k m868-4y\"><div class=\"x-row e10592-e413 m868-j m868-k m868-l m868-m m868-n m868-o m868-p m868-q m868-r m868-1e m868-3h\"><div class=\"x-row-inner\"><div class=\"x-col e10592-e414 m868-4k m868-4l m868-4m\"><div class=\"x-text x-text-headline e10592-e415 m868-5r m868-5s m868-5t m868-5u m868-5w m868-5x m868-61 m868-62 m868-63 m868-64 m868-65\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><span style=\"text-decoration: underline;\"><strong>eToro<\/strong><\/span><\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-row e10592-e416 m868-j m868-k m868-l m868-m m868-n m868-o m868-p m868-q m868-r m868-1e m868-3i\"><div class=\"x-row-inner\"><div class=\"x-col e10592-e417 m868-4k m868-4l m868-4m m868-4n m868-4p m868-4u m868-50\"><a class=\"x-image e10592-e418 m868-6q\" href=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/ir-etf-etoro\" rel=\"nofollow\"><img decoding=\"async\" src=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/wp-content\/uploads\/2026\/01\/Etoro-2.png\" width=\"350\" height=\"250\" alt=\"Etoro br\u00f3ker de EFTs\" loading=\"lazy\"><\/a>\n<span class=\"x-rating e10592-e419 m868-6y\">\n\n  <span class=\"x-rating-graphic\" role=\"img\" aria-label=\"5 \/ 5\">\n    <i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i>  <\/span>\n\n      <span class=\"x-rating-text\">\n      5 \/ 5    <\/span>\n  \n  \n<\/span>\n<a class=\"x-anchor x-anchor-button has-graphic e10592-e420 m868-6z m868-70 m868-71 m868-72\" tabindex=\"0\" href=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/ir-etf-etoro\" rel=\"nofollow\"><div class=\"x-anchor-content\"><span class=\"x-graphic\" aria-hidden=\"true\"><i class=\"x-icon x-graphic-child x-graphic-icon x-graphic-primary\" aria-hidden=\"true\" data-x-icon-l=\"&#xf30d;\"><\/i><\/span><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">Abrir cuenta<\/span><\/div><\/div><\/a><div class=\"x-text x-content e10592-e421 m868-53 m868-55 m868-58 m868-59 m868-5b m868-5f m868-5g m868-5h m868-5i\"><a href=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/trading\/analisis-etoro\/\">An\u00e1lisis de eToro \u21d2<\/a><\/div><\/div><div class=\"x-col e10592-e422 m868-4k m868-4l m868-4m\"><div class=\"x-text x-content e10592-e423 m868-55 m868-56 m868-58 m868-59 m868-5a m868-5b m868-5f\"><div id=\"footable_parent_1244\"\n         class=\" footable_parent ninja_table_wrapper loading_ninja_table wp_table_data_press_parent semantic_ui colored_table\">\n                <table data-ninja_table_instance=\"ninja_table_instance_13\" data-footable_id=\"1244\" data-filter-delay=\"1000\" aria-label=\"etoro-info\"            id=\"footable_1244\"\n           data-unique_identifier=\"ninja_table_unique_id_1043727290_1244\"\n           class=\" foo-table ninja_footable foo_table_1244 ninja_table_unique_id_1043727290_1244 ui table  ninja_search_right nt_type_legacy_table hide_vertical_borders ninja_custom_color inverted footable-paging-right hide_all_borders ninjatable_hide_header_row hide_stacked_th ninja_table_search_disabled ninja_table_pro\">\n                <colgroup>\n                            <col class=\"ninja_column_0 \">\n                            <col class=\"ninja_column_1 \">\n                    <\/colgroup>\n        <thead>\n<tr class=\"footable-header\">\n                                        <th scope=\"col\"  class=\"ninja_column_0 ninja_clmn_nm_category \">categor\u00eda<\/th><th scope=\"col\"  class=\"ninja_column_1 ninja_clmn_nm_info \">Informaci\u00f3n<\/th><\/tr>\n<\/thead>\n<tbody>\n\n        <tr data-row_id=\"89\" class=\"ninja_table_row_0 nt_row_id_89\">\n            <td><strong>Dep\u00f3sito m\u00edn<\/strong><\/td><td><span>50 $<\/span><\/td>        <\/tr>\n            <tr data-row_id=\"90\" class=\"ninja_table_row_1 nt_row_id_90\">\n            <td><strong>Instrumentos ofrecidos<\/strong><\/td><td><span>+ 6000<\/span><\/td>        <\/tr>\n            <tr data-row_id=\"92\" class=\"ninja_table_row_2 nt_row_id_92\">\n            <td><strong>Retirar fondos<\/strong><\/td><td>0 - 2 d\u00edas laborables<\/td>        <\/tr>\n            <tr data-row_id=\"1526\" class=\"ninja_table_row_3 nt_row_id_1526\">\n            <td><strong>Promoci\u00f3n<\/strong><\/td><td><ul>\n<li>Deposita entre $500 y $999 y recibe un bono en <strong>activos de $40<\/strong><\/li>\n<li>Deposita entre $1.000 y $4.999 y recibe un bono en <strong>activos de\u00a0$100<\/strong><\/li>\n<li>Deposita entre $5.000 y $9.999 y recibe un bono en <strong>activos de $300<\/strong><\/li>\n<li>Deposita desde $10.000 y recibe un bono en <strong>activos de $500<\/strong><\/li>\n<\/ul>\n<strong><strong>A trav\u00e9s de eToro \u00fanicamente est\u00e1n disponibles los ETF de bonos.<\/strong><br \/><\/strong><\/td>        <\/tr>\n    <\/tbody><!--ninja_tobody_rendering_done-->\n    <\/table>\n    \n    \n    \n<\/div>\n<\/div><\/div><\/div><\/div><div class=\"x-row e10592-e424 m868-j m868-l m868-m m868-n m868-o m868-p m868-q m868-r m868-w m868-13 m868-1e m868-3j\"><div class=\"x-row-inner\"><div class=\"x-col e10592-e425 m868-4k m868-4l m868-4m\"><div class=\"x-row e10592-e426 m868-j m868-k m868-o m868-p m868-r m868-x m868-14 m868-15 m868-1e m868-3k\"><div class=\"x-row-inner\"><div class=\"x-col e10592-e427 m868-4k m868-4l m868-4m m868-4n m868-4u m868-4v m868-50\"><span class=\"x-image e10592-e428 m868-6q m868-6r\"><img decoding=\"async\" src=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/wp-content\/uploads\/2022\/08\/regulacion.svg\" width=\"50\" height=\"50\" alt=\"Image\" loading=\"lazy\"><\/span><\/div><div class=\"x-col e10592-e429 m868-4k m868-4l m868-4m\"><div class=\"x-text x-content e10592-e430 m868-55 m868-56 m868-58 m868-59 m868-5a m868-5b m868-5f\"><p><span style=\"color: #096ffa;\"><strong>Regulado y registrado por<\/strong><\/span><\/p>\n<p><span>FCA, CySEC, ASIC...<\/span><\/p><\/div><\/div><\/div><\/div><\/div><div class=\"x-col e10592-e431 m868-4k m868-4l m868-4m\"><div class=\"x-acc e10592-e432 m868-6v m868-6x\" id=\"x-acc-e10592-e432\"><div class=\"e10592-e433 x-acc-item\"><button id=\"tab-e10592-e433\" class=\"x-acc-header\" role=\"button\" type=\"button\" aria-expanded=\"false\" aria-controls=\"panel-e10592-e433\" data-x-toggle=\"collapse\" data-x-toggleable=\"e10592-e433\"><span class=\"x-acc-header-content\"><span class=\"x-acc-header-indicator\"><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf175;\"><\/i><\/span><span class=\"x-acc-header-text\"><strong><span style=\"color: #0000ff;\">Ventajas<\/span><\/strong><\/span><\/span><\/button><div id=\"panel-e10592-e433\" role=\"region\" aria-hidden=\"true\" aria-labelledby=\"tab-e10592-e433\" data-x-toggleable=\"e10592-e433\" data-x-toggle-collapse=\"1\" class=\"x-collapsed\"><div class=\"x-acc-content\"><ul>\n \t<li><span>M\u00e1s de 600 ETF<\/span><\/li>\n \t<li><span>Sin comisiones por compraventa de ETFs<\/span><\/li>\n \t<li>ETF como SPDR S&amp;P 500, Vanguard S&amp;P 500, Invesco QQQ, SPDR Gold, etc.<\/li>\n \t<li><span>Operativa completa desde la app para m\u00f3vil<\/span><\/li>\n \t<li>Trading social: sigue y copia las estrategias de expertos<\/li>\n<\/ul><\/div><\/div><\/div><\/div><div class=\"x-text x-content e10592-e434 m868-53 m868-55 m868-56 m868-58 m868-59 m868-5b m868-5f m868-5h m868-5j\"><strong>eToro es una plataforma de inversi\u00f3n multiactivo. El valor de sus inversiones puede aumentar o disminuir. Su capital est\u00e1 en riesgo.<\/strong><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-row x-container max width e10592-e435 m868-j m868-l m868-m m868-n m868-o m868-p m868-q m868-r m868-11 m868-12 m868-1e m868-3l\"><div class=\"x-row-inner\"><div class=\"x-col e10592-e436 m868-4k m868-4y\"><div class=\"x-row e10592-e437 m868-j m868-k m868-l m868-m m868-n m868-o m868-p m868-q m868-r m868-1e m868-3m\"><div class=\"x-row-inner\"><div class=\"x-col e10592-e438 m868-4k m868-4l m868-4m\"><div class=\"x-text x-text-headline e10592-e439 m868-5r m868-5s m868-5t m868-5u m868-5w m868-5x m868-61 m868-62 m868-63 m868-64 m868-65\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><span style=\"text-decoration: underline;\"><strong>DEGIRO<\/strong><\/span><\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-row e10592-e440 m868-j m868-k m868-l m868-m m868-n m868-o m868-p m868-q m868-r m868-1e m868-3n\"><div class=\"x-row-inner\"><div class=\"x-col e10592-e441 m868-4k m868-4l m868-4m m868-4n m868-4p m868-4u m868-50\"><a class=\"x-image e10592-e442 m868-6q\" href=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/ir-degiro-etf\" rel=\"nofollow\"><img decoding=\"async\" src=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/wp-content\/uploads\/2023\/01\/Degiro-broker-logo.svg\" width=\"262\" height=\"187\" alt=\"Degiro br\u00f3ker de EFTs\" loading=\"lazy\"><\/a>\n<span class=\"x-rating e10592-e443 m868-6y\">\n\n  <span class=\"x-rating-graphic\" role=\"img\" aria-label=\"4 \/ 5\">\n    <i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-o=\"&#xf005;\"><\/i>  <\/span>\n\n      <span class=\"x-rating-text\">\n      4 \/ 5    <\/span>\n  \n  \n<\/span>\n<a class=\"x-anchor x-anchor-button has-graphic e10592-e444 m868-6z m868-70 m868-71 m868-72\" tabindex=\"0\" href=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/ir-degiro-etf\" rel=\"nofollow\"><div class=\"x-anchor-content\"><span class=\"x-graphic\" aria-hidden=\"true\"><i class=\"x-icon x-graphic-child x-graphic-icon x-graphic-primary\" aria-hidden=\"true\" data-x-icon-l=\"&#xf30d;\"><\/i><\/span><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">Abrir cuenta<\/span><\/div><\/div><\/a><div class=\"x-text x-content e10592-e445 m868-53 m868-55 m868-58 m868-59 m868-5b m868-5f m868-5g m868-5h m868-5i\"><a href=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/trading\/degiro-analisis\/\" target=\"_blank\" rel=\"noopener\">An\u00e1lisis de DEGIRO\u21d2<\/a><\/div><\/div><div class=\"x-col e10592-e446 m868-4k m868-4l m868-4m\"><div class=\"x-text x-content e10592-e447 m868-55 m868-56 m868-58 m868-59 m868-5a m868-5b m868-5f\"><div id=\"footable_parent_1242\"\n         class=\" footable_parent ninja_table_wrapper loading_ninja_table wp_table_data_press_parent semantic_ui colored_table\">\n                <table data-ninja_table_instance=\"ninja_table_instance_14\" data-footable_id=\"1242\" data-filter-delay=\"1000\" aria-label=\"degiro-info\"            id=\"footable_1242\"\n           data-unique_identifier=\"ninja_table_unique_id_1368727169_1242\"\n           class=\" foo-table ninja_footable foo_table_1242 ninja_table_unique_id_1368727169_1242 ui table  ninja_search_right nt_type_legacy_table hide_vertical_borders ninja_custom_color inverted footable-paging-right hide_all_borders ninjatable_hide_header_row hide_stacked_th ninja_table_search_disabled ninja_table_pro\">\n                <colgroup>\n                            <col class=\"ninja_column_0 \">\n                            <col class=\"ninja_column_1 \">\n                    <\/colgroup>\n        <thead>\n<tr class=\"footable-header\">\n                                        <th scope=\"col\"  class=\"ninja_column_0 ninja_clmn_nm_category \">categor\u00eda<\/th><th scope=\"col\"  class=\"ninja_column_1 ninja_clmn_nm_info \">Informaci\u00f3n<\/th><\/tr>\n<\/thead>\n<tbody>\n\n        <tr data-row_id=\"83\" class=\"ninja_table_row_0 nt_row_id_83\">\n            <td><strong>Instrumentos ofrecidos<\/strong><\/td><td><span>+ 2.000.000<\/span><\/td>        <\/tr>\n            <tr data-row_id=\"82\" class=\"ninja_table_row_1 nt_row_id_82\">\n            <td><strong>Dep\u00f3sito m\u00edn<\/strong><\/td><td><span>sin dep\u00f3sito m\u00ednimo<\/span><\/td>        <\/tr>\n            <tr data-row_id=\"84\" class=\"ninja_table_row_2 nt_row_id_84\">\n            <td><strong>Retirar fondos<\/strong><\/td><td><div class=\"x-col e842-158 mne-15\">\n<div class=\"x-text e842-160 mne-1t mne-1u mne-1v mne-1w\">\n<p><span>\u00a02 - 4 d\u00edas laborables<\/span><\/p>\n<\/div>\n<\/div><\/td>        <\/tr>\n    <\/tbody><!--ninja_tobody_rendering_done-->\n    <\/table>\n    \n    \n    \n<\/div>\n<\/div><\/div><\/div><\/div><div class=\"x-row e10592-e448 m868-j m868-l m868-m m868-n m868-o m868-p m868-q m868-r m868-w m868-13 m868-1e m868-3o\"><div class=\"x-row-inner\"><div class=\"x-col e10592-e449 m868-4k m868-4l m868-4m\"><div class=\"x-row e10592-e450 m868-j m868-k m868-o m868-p m868-r m868-x m868-14 m868-15 m868-1e m868-3p\"><div class=\"x-row-inner\"><div class=\"x-col e10592-e451 m868-4k m868-4l m868-4m m868-4n m868-4u m868-4v m868-50\"><span class=\"x-image e10592-e452 m868-6q m868-6r\"><img decoding=\"async\" src=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/wp-content\/uploads\/2022\/08\/regulacion.svg\" width=\"50\" height=\"50\" alt=\"Image\" loading=\"lazy\"><\/span><\/div><div class=\"x-col e10592-e453 m868-4k m868-4l m868-4m\"><div class=\"x-text x-content e10592-e454 m868-55 m868-56 m868-58 m868-59 m868-5a m868-5b m868-5f\"><p><span style=\"color: #096ffa;\"><strong>Regulado y registrado por<\/strong><\/span><\/p>\n<p><span>FCA, CySEC, ASIC...<\/span><\/p><\/div><\/div><\/div><\/div><\/div><div class=\"x-col e10592-e455 m868-4k m868-4l m868-4m\"><div class=\"x-acc e10592-e456 m868-6v m868-6x\" id=\"x-acc-e10592-e456\"><div class=\"e10592-e457 x-acc-item\"><button id=\"tab-e10592-e457\" class=\"x-acc-header\" role=\"button\" type=\"button\" aria-expanded=\"false\" aria-controls=\"panel-e10592-e457\" data-x-toggle=\"collapse\" data-x-toggleable=\"e10592-e457\"><span class=\"x-acc-header-content\"><span class=\"x-acc-header-indicator\"><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf175;\"><\/i><\/span><span class=\"x-acc-header-text\"><strong><span style=\"color: #0000ff;\">Ventajas<\/span><\/strong><\/span><\/span><\/button><div id=\"panel-e10592-e457\" role=\"region\" aria-hidden=\"true\" aria-labelledby=\"tab-e10592-e457\" data-x-toggleable=\"e10592-e457\" data-x-toggle-collapse=\"1\" class=\"x-collapsed\"><div class=\"x-acc-content\"><ul>\n \t<li><span style=\"color: #000000;\">Ofrece la posibilidad de invertir en m\u00e1s de 200 ETF<\/span><\/li>\n \t<li><span style=\"color: #000000;\">Los ETF de la selecci\u00f3n principal y global tienen un coste de tramitaci\u00f3n de 1\u20ac. La comisi\u00f3n para ETF globales es de 2\u20ac.\u00a0<\/span><\/li>\n \t<li><span style=\"color: #000000;\">ETF como iShares Euro STX50, iShares China 25, Lyxor ETF DAX, Xtrackers Nikkei 225 1D, etc.<\/span><\/li>\n \t<li><span style=\"color: #000000;\">Cuentas adaptadas al nivel de experiencia del usuario<\/span><\/li>\n \t<li><span style=\"color: #000000;\">ETF de mercados diversos<\/span><\/li>\n<\/ul><\/div><\/div><\/div><\/div><div class=\"x-text x-content e10592-e458 m868-53 m868-55 m868-56 m868-58 m868-59 m868-5b m868-5f m868-5h m868-5j\"><b data-stringify-type=\"bold\">Invertir conlleva riesgo de p\u00e9rdida.<\/b><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-row x-container max width e10592-e459 m868-j m868-l m868-m m868-n m868-o m868-p m868-q m868-r m868-12 m868-19 m868-1e m868-3q\"><div class=\"x-row-inner\"><div class=\"x-col e10592-e460 m868-4k m868-4y\"><div class=\"x-row e10592-e461 m868-j m868-k m868-l m868-m m868-n m868-o m868-p m868-q m868-r m868-1e m868-3r\"><div class=\"x-row-inner\"><div class=\"x-col e10592-e462 m868-4k m868-4l m868-4m\"><div class=\"x-text x-text-headline e10592-e463 m868-5r m868-5s m868-5t m868-5u m868-5w m868-5x m868-61 m868-62 m868-63 m868-64 m868-65\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><span style=\"text-decoration: underline;\"><strong>Lightyear<\/strong><\/span><\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-row e10592-e464 m868-j m868-k m868-l m868-m m868-n m868-o m868-p m868-q m868-r m868-1e m868-3s\"><div class=\"x-row-inner\"><div class=\"x-col e10592-e465 m868-4k m868-4l m868-4m m868-4n m868-4p m868-4u m868-50\"><a class=\"x-image e10592-e466 m868-6q\" href=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/ir-lightyear\" rel=\"nofollow\"><img decoding=\"async\" src=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/wp-content\/uploads\/2023\/11\/Lightyear-broker.png\" width=\"350\" height=\"250\" alt=\"Lightyear broker\" loading=\"lazy\"><\/a>\n<span class=\"x-rating e10592-e467 m868-6y\">\n\n  <span class=\"x-rating-graphic\" role=\"img\" aria-label=\"4 \/ 5\">\n    <i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-o=\"&#xf005;\"><\/i>  <\/span>\n\n      <span class=\"x-rating-text\">\n      4 \/ 5    <\/span>\n  \n  \n<\/span>\n<a class=\"x-anchor x-anchor-button has-graphic e10592-e468 m868-6z m868-70 m868-71 m868-72\" tabindex=\"0\" href=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/ir-lightyear\" rel=\"nofollow\"><div class=\"x-anchor-content\"><span class=\"x-graphic\" aria-hidden=\"true\"><i class=\"x-icon x-graphic-child x-graphic-icon x-graphic-primary\" aria-hidden=\"true\" data-x-icon-l=\"&#xf30d;\"><\/i><\/span><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">Abrir cuenta<\/span><\/div><\/div><\/a><\/div><div class=\"x-col e10592-e469 m868-4k m868-4l m868-4m\"><div class=\"x-text x-content e10592-e470 m868-55 m868-56 m868-58 m868-59 m868-5a m868-5b m868-5f\"><div id=\"footable_parent_6622\"\n         class=\" footable_parent ninja_table_wrapper loading_ninja_table wp_table_data_press_parent semantic_ui colored_table\">\n                <table data-ninja_table_instance=\"ninja_table_instance_15\" data-footable_id=\"6622\" data-filter-delay=\"1000\" aria-label=\"lightyear-info\"            id=\"footable_6622\"\n           data-unique_identifier=\"ninja_table_unique_id_1870919992_6622\"\n           class=\" foo-table ninja_footable foo_table_6622 ninja_table_unique_id_1870919992_6622 ui table  ninja_search_right nt_type_legacy_table hide_vertical_borders ninja_custom_color inverted footable-paging-right hide_all_borders ninjatable_hide_header_row hide_stacked_th ninja_table_search_disabled ninja_table_pro\">\n                <colgroup>\n                            <col class=\"ninja_column_0 \">\n                            <col class=\"ninja_column_1 \">\n                    <\/colgroup>\n        <thead>\n<tr class=\"footable-header\">\n                                        <th scope=\"col\"  class=\"ninja_column_0 ninja_clmn_nm_category \">categor\u00eda<\/th><th scope=\"col\"  class=\"ninja_column_1 ninja_clmn_nm_info \">Informaci\u00f3n<\/th><\/tr>\n<\/thead>\n<tbody>\n\n        <tr data-row_id=\"907\" class=\"ninja_table_row_0 nt_row_id_907\">\n            <td><strong>Instrumentos ofrecidos<\/strong><\/td><td><span>+ 6000 (EE. UU., UE, Reino Unido) y ETFs (UCITS)<\/span><\/td>        <\/tr>\n            <tr data-row_id=\"906\" class=\"ninja_table_row_1 nt_row_id_906\">\n            <td><strong>Dep\u00f3sito m\u00edn<\/strong><\/td><td><span>Sin dep\u00f3sito m\u00ednimo<\/span><\/td>        <\/tr>\n            <tr data-row_id=\"908\" class=\"ninja_table_row_2 nt_row_id_908\">\n            <td><strong>Retirar fondos<\/strong><\/td><td><div class=\"x-col e842-158 mne-15\">\n<div class=\"x-text e842-160 mne-1t mne-1u mne-1v mne-1w\">\n<p><span>1 - 2 d\u00edas laborables<\/span><\/p>\n<\/div>\n<\/div><\/td>        <\/tr>\n            <tr data-row_id=\"1799\" class=\"ninja_table_row_3 nt_row_id_1799\">\n            <td><strong>Promoci\u00f3n<\/strong><\/td><td><span>Una acci\u00f3n gratis valorada entre 10\u20ac y 100\u20ac con el c\u00f3digo ELECONOMISTA100<\/span><\/td>        <\/tr>\n    <\/tbody><!--ninja_tobody_rendering_done-->\n    <\/table>\n    \n    \n    \n<\/div>\n<\/div><\/div><\/div><\/div><div class=\"x-row e10592-e471 m868-j m868-l m868-m m868-n m868-o m868-p m868-q m868-r m868-w m868-13 m868-1e m868-3t\"><div class=\"x-row-inner\"><div class=\"x-col e10592-e472 m868-4k m868-4l m868-4m\"><div class=\"x-row e10592-e473 m868-j m868-k m868-o m868-p m868-r m868-x m868-14 m868-15 m868-1e m868-3u\"><div class=\"x-row-inner\"><div class=\"x-col e10592-e474 m868-4k m868-4l m868-4m m868-4n m868-4u m868-4v m868-50\"><span class=\"x-image e10592-e475 m868-6q m868-6r\"><img decoding=\"async\" src=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/wp-content\/uploads\/2022\/08\/regulacion.svg\" width=\"50\" height=\"50\" alt=\"Image\" loading=\"lazy\"><\/span><\/div><div class=\"x-col e10592-e476 m868-4k m868-4l m868-4m\"><div class=\"x-text x-content e10592-e477 m868-55 m868-56 m868-58 m868-59 m868-5a m868-5b m868-5f\"><p><span style=\"color: #096ffa;\"><strong>Regulado y registrado por<\/strong><\/span><\/p>\n<p><span>FCA, EFSA<\/span><\/p><\/div><\/div><\/div><\/div><\/div><div class=\"x-col e10592-e478 m868-4k m868-4l m868-4m\"><div class=\"x-acc e10592-e479 m868-6v m868-6x\" id=\"x-acc-e10592-e479\"><div class=\"e10592-e480 x-acc-item\"><button id=\"tab-e10592-e480\" class=\"x-acc-header\" role=\"button\" type=\"button\" aria-expanded=\"false\" aria-controls=\"panel-e10592-e480\" data-x-toggle=\"collapse\" data-x-toggleable=\"e10592-e480\"><span class=\"x-acc-header-content\"><span class=\"x-acc-header-indicator\"><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf175;\"><\/i><\/span><span class=\"x-acc-header-text\"><strong><span style=\"color: #0000ff;\">Ventajas<\/span><\/strong><\/span><\/span><\/button><div id=\"panel-e10592-e480\" role=\"region\" aria-hidden=\"true\" aria-labelledby=\"tab-e10592-e480\" data-x-toggleable=\"e10592-e480\" data-x-toggle-collapse=\"1\" class=\"x-collapsed\"><div class=\"x-acc-content\"><ul>\n \t<li>Oferta amplia de ETFs de empresas como Vanguard, iShares y SPDR<\/li>\n \t<li>Sin comisi\u00f3n de ejecuci\u00f3n ni comisi\u00f3n cambiaria al invertir en ETFS<\/li>\n \t<li>Pago de intereses por efectivo en la cuenta no invertido<\/li>\n \t<li>Dep\u00f3sitos gratuitos por transferencia bancaria<\/li>\n \t<li>Sin comisi\u00f3n por inactividad de la cuenta<\/li>\n<\/ul><\/div><\/div><\/div><\/div><div class=\"x-text x-content e10592-e481 m868-53 m868-55 m868-56 m868-58 m868-59 m868-5b m868-5f m868-5h m868-5j\"><p style=\"text-align: justify;\"><strong>Capital en riesgo El proveedor de servicios de inversi\u00f3n es Lightyear Financial Ltd para el Reino Unido y Lightyear Europe AS para la UE. T\u00e9rminos aplicables: lightyear.com\/terms. Busque asesoramiento cualificado si es necesario.<\/strong><\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-row x-container max width e10592-e482 m868-j m868-l m868-m m868-n m868-o m868-p m868-q m868-r m868-11 m868-12 m868-1e m868-3v\"><div class=\"x-row-inner\"><div class=\"x-col e10592-e483 m868-4k m868-4y\"><div class=\"x-row e10592-e484 m868-j m868-k m868-l m868-m m868-n m868-o m868-p m868-q m868-r m868-1e m868-3w\"><div class=\"x-row-inner\"><div class=\"x-col e10592-e485 m868-4k m868-4l m868-4m\"><div class=\"x-text x-text-headline e10592-e486 m868-5r m868-5s m868-5t m868-5u m868-5w m868-5x m868-61 m868-62 m868-63 m868-64 m868-65\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><span style=\"text-decoration: underline;\"><strong>Mintos<\/strong><\/span><\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-row e10592-e487 m868-j m868-k m868-l m868-m m868-n m868-o m868-p m868-q m868-r m868-1e m868-3x\"><div class=\"x-row-inner\"><div class=\"x-col e10592-e488 m868-4k m868-4l m868-4m m868-4n m868-4p m868-4u m868-50\"><a class=\"x-image e10592-e489 m868-6q m868-6r m868-6s m868-6t\" href=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/ir-mintos\" rel=\"nofollow\"><img decoding=\"async\" src=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/wp-content\/uploads\/2024\/03\/mintos.png\" width=\"350\" height=\"250\" alt=\"Mintos br\u00f3ker de EFTs\" loading=\"lazy\"><\/a>\n<span class=\"x-rating e10592-e490 m868-6y\">\n\n  <span class=\"x-rating-graphic\" role=\"img\" aria-label=\"4 \/ 5\">\n    <i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-o=\"&#xf005;\"><\/i>  <\/span>\n\n      <span class=\"x-rating-text\">\n      4 \/ 5    <\/span>\n  \n  \n<\/span>\n<a class=\"x-anchor x-anchor-button has-graphic e10592-e491 m868-6z m868-70 m868-71 m868-72\" tabindex=\"0\" href=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/ir-mintos\" rel=\"nofollow\"><div class=\"x-anchor-content\"><span class=\"x-graphic\" aria-hidden=\"true\"><i class=\"x-icon x-graphic-child x-graphic-icon x-graphic-primary\" aria-hidden=\"true\" data-x-icon-l=\"&#xf30d;\"><\/i><\/span><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">Abrir cuenta<\/span><\/div><\/div><\/a><\/div><div class=\"x-col e10592-e492 m868-4k m868-4l m868-4m\"><div class=\"x-text x-content e10592-e493 m868-55 m868-56 m868-58 m868-59 m868-5a m868-5b m868-5f\"><div id=\"footable_parent_7894\"\n         class=\" footable_parent ninja_table_wrapper loading_ninja_table wp_table_data_press_parent semantic_ui colored_table\">\n                <table data-ninja_table_instance=\"ninja_table_instance_16\" data-footable_id=\"7894\" data-filter-delay=\"1000\" aria-label=\"Mintos-info\"            id=\"footable_7894\"\n           data-unique_identifier=\"ninja_table_unique_id_1135741470_7894\"\n           class=\" foo-table ninja_footable foo_table_7894 ninja_table_unique_id_1135741470_7894 ui table  nt_type_legacy_table hide_vertical_borders ninja_custom_color inverted footable-paging-right hide_all_borders ninjatable_hide_header_row hide_stacked_th ninja_table_search_disabled ninja_table_pro\">\n                <colgroup>\n                            <col class=\"ninja_column_0 \">\n                            <col class=\"ninja_column_1 \">\n                    <\/colgroup>\n        <thead>\n<tr class=\"footable-header\">\n                                        <th scope=\"col\"  class=\"ninja_column_0 ninja_clmn_nm_category \">categor\u00eda<\/th><th scope=\"col\"  class=\"ninja_column_1 ninja_clmn_nm_info \">Informaci\u00f3n<\/th><\/tr>\n<\/thead>\n<tbody>\n\n        <tr data-row_id=\"1000\" class=\"ninja_table_row_0 nt_row_id_1000\">\n            <td><strong>Dep\u00f3sito m\u00edn<\/strong><\/td><td><span>50\u20ac<\/span><\/td>        <\/tr>\n            <tr data-row_id=\"1001\" class=\"ninja_table_row_1 nt_row_id_1001\">\n            <td><strong>Instrumentos ofrecidos<\/strong><\/td><td><span>ETF, bonos y pr\u00e9stamos<\/span><\/td>        <\/tr>\n            <tr data-row_id=\"1002\" class=\"ninja_table_row_2 nt_row_id_1002\">\n            <td><strong>Retirar fondos<\/strong><\/td><td><div class=\"x-col e842-158 mne-15\">\n<div class=\"x-text e842-160 mne-1t mne-1u mne-1v mne-1w\">\n<p><span>1 - 2 d\u00edas laborables<\/span><\/p>\n<\/div>\n<\/div><\/td>        <\/tr>\n    <\/tbody><!--ninja_tobody_rendering_done-->\n    <\/table>\n    \n    \n    \n<\/div>\n<\/div><\/div><\/div><\/div><div class=\"x-row e10592-e494 m868-j m868-l m868-m m868-n m868-o m868-p m868-q m868-r m868-w m868-13 m868-1e m868-3y\"><div class=\"x-row-inner\"><div class=\"x-col e10592-e495 m868-4k m868-4l m868-4m\"><div class=\"x-row e10592-e496 m868-j m868-k m868-o m868-p m868-r m868-x m868-14 m868-15 m868-1e m868-3z\"><div class=\"x-row-inner\"><div class=\"x-col e10592-e497 m868-4k m868-4l m868-4m m868-4n m868-4u m868-4v m868-50\"><span class=\"x-image e10592-e498 m868-6q m868-6r\"><img decoding=\"async\" src=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/wp-content\/uploads\/2022\/08\/regulacion.svg\" width=\"50\" height=\"50\" alt=\"Image\" loading=\"lazy\"><\/span><\/div><div class=\"x-col e10592-e499 m868-4k m868-4l m868-4m\"><div class=\"x-text x-content e10592-e500 m868-55 m868-56 m868-58 m868-59 m868-5a m868-5b m868-5f\"><p><span style=\"color: #096ffa;\"><strong>Regulado y registrado por<\/strong><\/span><\/p>\n<p><span>CNMV<\/span><\/p><\/div><\/div><\/div><\/div><\/div><div class=\"x-col e10592-e501 m868-4k m868-4l m868-4m\"><div class=\"x-acc e10592-e502 m868-6v m868-6x\" id=\"x-acc-e10592-e502\"><div class=\"e10592-e503 x-acc-item\"><button id=\"tab-e10592-e503\" class=\"x-acc-header\" role=\"button\" type=\"button\" aria-expanded=\"false\" aria-controls=\"panel-e10592-e503\" data-x-toggle=\"collapse\" data-x-toggleable=\"e10592-e503\"><span class=\"x-acc-header-content\"><span class=\"x-acc-header-indicator\"><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf175;\"><\/i><\/span><span class=\"x-acc-header-text\"><strong><span style=\"color: #0000ff;\">Ventajas<\/span><\/strong><\/span><\/span><\/button><div id=\"panel-e10592-e503\" role=\"region\" aria-hidden=\"true\" aria-labelledby=\"tab-e10592-e503\" data-x-toggleable=\"e10592-e503\" data-x-toggle-collapse=\"1\" class=\"x-collapsed\"><div class=\"x-acc-content\"><ul>\n \t<li>Inversi\u00f3n a largo plazo en pr\u00e9stamos, ETF y fondos fraccionados<\/li>\n \t<li>Carteras listas y automatizadas seg\u00fan el perfil del cliente<\/li>\n \t<li>Combinaci\u00f3n \u00fanica de activos alternativos y tradicionales<\/li>\n \t<li>Los fondos de los clientes est\u00e1n protegidos hasta de 20.000\u20ac<\/li>\n \t<li>Gesti\u00f3n de las inversiones desde la app m\u00f3vil de Mintos<\/li>\n<\/ul><\/div><\/div><\/div><\/div><div class=\"x-text x-content e10592-e504 m868-53 m868-55 m868-56 m868-58 m868-59 m868-5b m868-5f m868-5h m868-5j\"><strong>El valor de tus inversiones puede subir o bajar. Recuerda que puedes perder una parte o la totalidad de los fondos invertidos.<\/strong><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-row x-container max width e10592-e505 m868-j m868-l m868-m m868-n m868-o m868-p m868-q m868-r m868-10 m868-11 m868-12 m868-1e m868-40\"><div class=\"x-row-inner\"><div class=\"x-col e10592-e506 m868-4k m868-4y\"><div class=\"x-row e10592-e507 m868-j m868-k m868-l m868-m m868-n m868-o m868-p m868-q m868-r m868-1e m868-41\"><div class=\"x-row-inner\"><div class=\"x-col e10592-e508 m868-4k m868-4l m868-4m\"><div class=\"x-text x-text-headline e10592-e509 m868-5r m868-5s m868-5t m868-5u m868-5w m868-5x m868-61 m868-62 m868-63 m868-64 m868-65\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><span style=\"text-decoration: underline;\"><strong>Bitpanda<\/strong><\/span><\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-row e10592-e510 m868-j m868-k m868-l m868-m m868-n m868-o m868-p m868-q m868-r m868-1e m868-42\"><div class=\"x-row-inner\"><div class=\"x-col e10592-e511 m868-4k m868-4l m868-4m m868-4n m868-4p m868-4u m868-50\"><a class=\"x-image e10592-e512 m868-6q m868-6r m868-6s m868-6t\" href=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/ir-bitpanda\" rel=\"nofollow\"><img decoding=\"async\" src=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/wp-content\/uploads\/2024\/04\/Bitpanda-broker.png\" width=\"350\" height=\"250\" alt=\"Bitpanda br\u00f3ker de EFTs\" loading=\"lazy\"><\/a>\n<span class=\"x-rating e10592-e513 m868-6y\">\n\n  <span class=\"x-rating-graphic\" role=\"img\" aria-label=\"4 \/ 5\">\n    <i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf005;\"><\/i><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-o=\"&#xf005;\"><\/i>  <\/span>\n\n      <span class=\"x-rating-text\">\n      4 \/ 5    <\/span>\n  \n  \n<\/span>\n<a class=\"x-anchor x-anchor-button has-graphic e10592-e514 m868-6z m868-70 m868-71 m868-72\" tabindex=\"0\" href=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/ir-bitpanda\" rel=\"nofollow\"><div class=\"x-anchor-content\"><span class=\"x-graphic\" aria-hidden=\"true\"><i class=\"x-icon x-graphic-child x-graphic-icon x-graphic-primary\" aria-hidden=\"true\" data-x-icon-l=\"&#xf30d;\"><\/i><\/span><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">Abrir cuenta<\/span><\/div><\/div><\/a><\/div><div class=\"x-col e10592-e515 m868-4k m868-4l m868-4m\"><div class=\"x-text x-content e10592-e516 m868-55 m868-56 m868-58 m868-59 m868-5a m868-5b m868-5f\"><div id=\"footable_parent_8003\"\n         class=\" footable_parent ninja_table_wrapper loading_ninja_table wp_table_data_press_parent semantic_ui colored_table\">\n                <table data-ninja_table_instance=\"ninja_table_instance_17\" data-footable_id=\"8003\" data-filter-delay=\"1000\" aria-label=\"Bitpanda-info\"            id=\"footable_8003\"\n           data-unique_identifier=\"ninja_table_unique_id_3234740054_8003\"\n           class=\" foo-table ninja_footable foo_table_8003 ninja_table_unique_id_3234740054_8003 ui table  nt_type_legacy_table hide_vertical_borders ninja_custom_color inverted footable-paging-right hide_all_borders ninjatable_hide_header_row hide_stacked_th ninja_table_search_disabled ninja_table_pro\">\n                <colgroup>\n                            <col class=\"ninja_column_0 \">\n                            <col class=\"ninja_column_1 \">\n                    <\/colgroup>\n        <thead>\n<tr class=\"footable-header\">\n                                        <th scope=\"col\"  class=\"ninja_column_0 ninja_clmn_nm_category \">categor\u00eda<\/th><th scope=\"col\"  class=\"ninja_column_1 ninja_clmn_nm_info \">Informaci\u00f3n<\/th><\/tr>\n<\/thead>\n<tbody>\n\n        <tr data-row_id=\"1004\" class=\"ninja_table_row_0 nt_row_id_1004\">\n            <td><strong>Dep\u00f3sito m\u00edn<\/strong><\/td><td><span>10\u20ac<\/span><\/td>        <\/tr>\n            <tr data-row_id=\"1005\" class=\"ninja_table_row_1 nt_row_id_1005\">\n            <td><strong>Instrumentos ofrecidos<\/strong><\/td><td><span>+3000<\/span><\/td>        <\/tr>\n            <tr data-row_id=\"1006\" class=\"ninja_table_row_2 nt_row_id_1006\">\n            <td><strong>Retirar fondos<\/strong><\/td><td><div class=\"x-col e842-158 mne-15\">\n<div class=\"x-text e842-160 mne-1t mne-1u mne-1v mne-1w\">\n<p><span>1 - 3 d\u00edas laborables<\/span><\/p>\n<\/div>\n<\/div><\/td>        <\/tr>\n    <\/tbody><!--ninja_tobody_rendering_done-->\n    <\/table>\n    \n    \n    \n<\/div>\n<\/div><\/div><\/div><\/div><div class=\"x-row e10592-e517 m868-j m868-l m868-m m868-n m868-o m868-p m868-q m868-r m868-w m868-13 m868-1e m868-43\"><div class=\"x-row-inner\"><div class=\"x-col e10592-e518 m868-4k m868-4l m868-4m\"><div class=\"x-row e10592-e519 m868-j m868-k m868-o m868-p m868-r m868-x m868-14 m868-15 m868-1e m868-44\"><div class=\"x-row-inner\"><div class=\"x-col e10592-e520 m868-4k m868-4l m868-4m m868-4n m868-4u m868-4v m868-50\"><span class=\"x-image e10592-e521 m868-6q m868-6r\"><img decoding=\"async\" src=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/wp-content\/uploads\/2022\/08\/regulacion.svg\" width=\"50\" height=\"50\" alt=\"Image\" loading=\"lazy\"><\/span><\/div><div class=\"x-col e10592-e522 m868-4k m868-4l m868-4m\"><div class=\"x-text x-content e10592-e523 m868-55 m868-56 m868-58 m868-59 m868-5a m868-5b m868-5f\"><p><span style=\"color: #096ffa;\"><strong>Regulado y registrado por<\/strong><\/span><\/p>\n<p><span>FMA, AMF, MiFID II, BaFin, VASP, MiFID II, E-Money, PSD II<\/span><\/p><\/div><\/div><\/div><\/div><\/div><div class=\"x-col e10592-e524 m868-4k m868-4l m868-4m\"><div class=\"x-acc e10592-e525 m868-6v m868-6x\" id=\"x-acc-e10592-e525\"><div class=\"e10592-e526 x-acc-item\"><button id=\"tab-e10592-e526\" class=\"x-acc-header\" role=\"button\" type=\"button\" aria-expanded=\"false\" aria-controls=\"panel-e10592-e526\" data-x-toggle=\"collapse\" data-x-toggleable=\"e10592-e526\"><span class=\"x-acc-header-content\"><span class=\"x-acc-header-indicator\"><i class=\"x-icon\" aria-hidden=\"true\" data-x-icon-s=\"&#xf175;\"><\/i><\/span><span class=\"x-acc-header-text\"><strong><span style=\"color: #0000ff;\">Ventajas<\/span><\/strong><\/span><\/span><\/button><div id=\"panel-e10592-e526\" role=\"region\" aria-hidden=\"true\" aria-labelledby=\"tab-e10592-e526\" data-x-toggleable=\"e10592-e526\" data-x-toggle-collapse=\"1\" class=\"x-collapsed\"><div class=\"x-acc-content\"><ul>\n \t<li>Cientos de ETFs europeos<\/li>\n \t<li>Fracciones de ETFs desde 1 euro<\/li>\n \t<li>Invierte incluso cuando la bolsa est\u00e9 cerrada<\/li>\n \t<li>Operaciones de trading sin comisiones<\/li>\n \t<li>Spreads ajustados<\/li>\n<\/ul><\/div><\/div><\/div><\/div><div class=\"x-text x-content e10592-e527 m868-53 m868-55 m868-56 m868-58 m868-59 m868-5b m868-5f m868-5h m868-5j\"><strong>Invertir en acciones y ETF conlleva riesgos. Para m\u00e1s detalles, consulta el folleto en bitpanda.com.<\/strong><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-section e10592-e528 m868-0 m868-2 m868-4 m868-5 m868-8\"><div class=\"x-row x-container max width e10592-e529 m868-j m868-o m868-p m868-r m868-x m868-z m868-10 m868-11 m868-14 m868-17 m868-1a m868-1e m868-45\"><div class=\"x-row-inner\"><div class=\"x-col e10592-e530 m868-4k m868-4l m868-4m m868-4n m868-4u m868-4v m868-50\"><a class=\"x-image e10592-e531 m868-6q\" href=\"#mejoresbrokers\"><img decoding=\"async\" src=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/wp-content\/uploads\/2022\/06\/comparador.svg\" width=\"160\" height=\"160\" alt=\"comparador\" loading=\"lazy\"><\/a><\/div><div class=\"x-col e10592-e532 m868-4k m868-4l m868-4m m868-4n m868-4q m868-4u m868-4v\"><div class=\"x-text x-text-headline e10592-e533 m868-5r m868-5s m868-5t m868-5u m868-5w m868-5x m868-62 m868-63 m868-68 m868-69\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><strong>Encuentra tu br\u00f3ker de acciones<\/strong><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-text-headline e10592-e534 m868-5r m868-5s m868-5t m868-5u m868-5w m868-61 m868-62 m868-63 m868-65 m868-68 m868-6a\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\">\u00bfEst\u00e1s buscando un br\u00f3ker de acciones?<\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e10592-e535 m868-55 m868-56 m868-58 m868-59 m868-5a m868-5b m868-5f\">Encuentra un listado con los mejores br\u00f3kers de acciones que ofrecemos para conocer sus caracter\u00edsticas y elegir la que mejor pueda adaptarse a tus necesidades. \u00bfCu\u00e1l tiene las comisiones m\u00e1s bajas? \u00bfQu\u00e9 t\u00edtulos ofrecen? \u00bfQu\u00e9 requisitos hay que cumplir para empezar a operar en bolsa?<\/div><\/div><div class=\"x-col e10592-e536 m868-4k m868-4l m868-4m m868-4n m868-4u m868-4v m868-50\"><a class=\"x-anchor x-anchor-button e10592-e537 m868-70 m868-71 m868-73 m868-74\" tabindex=\"0\" href=\"#mejoresbrokers\"><div class=\"x-anchor-content\"><div class=\"x-anchor-text\"><span class=\"x-anchor-text-primary\">Ver br&oacute;kers de acciones<\/span><\/div><\/div><\/a><\/div><\/div><\/div><\/div><div class=\"x-section e10592-e538 m868-0 m868-2 m868-4 m868-5\"><div class=\"x-row x-container max width e10592-e539 m868-j m868-k m868-l m868-m m868-n m868-o m868-p m868-q m868-r m868-1e m868-46\"><div class=\"x-row-inner\"><div class=\"x-col e10592-e540 m868-4k m868-4l m868-4m\"><div class=\"x-text x-text-headline e10592-e541 m868-5r m868-5s m868-5t m868-5u m868-5x m868-5z m868-60 m868-61 m868-62 m868-63 m868-66\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><h2 class=\"x-text-content-text-primary\"><strong>\u00bfEs arriesgado invertir en bonos?<\/strong><\/h2>\n<\/div><\/div><\/div><div class=\"x-text x-content e10592-e542 m868-55 m868-56 m868-58 m868-59 m868-5a m868-5b m868-5f\"><p><span>Tanto los bonos del Estado como los bonos corporativos se consideran productos de riesgo moderado o bajo, pero en funci\u00f3n del tipo t\u00edtulo de deuda que se elija, y la forma de invertir en ellos, el usuario podr\u00eda enfrentarse a m\u00e1s o menos peligros. <\/span><\/p>\n<p><span>Invertir en bonos del Estado de forma directa, es decir, adquiriendo los t\u00edtulos de deuda p\u00fablica, y no a trav\u00e9s de ETF, es probablemente la forma m\u00e1s segura de operar con estos instrumentos. Fundamentalmente porque est\u00e1n respaldados por un pa\u00eds, que dif\u00edcilmente tendr\u00e1 problemas de solvencia y podr\u00e1 pagar los cupones y devolver el capital al usuario sin problemas. Pero ni siquiera esta f\u00f3rmula est\u00e1 totalmente exenta de riesgos. <\/span><\/p>\n<p><span>Probablemente, uno de los mayores riesgos de invertir en bonos del Estado es el de la inflaci\u00f3n: que el precio de los productos de consumo suba de forma generalizada, encareciendo los costes de vida, y se sit\u00fae por encima del valor de los cupones de los t\u00edtulos de deuda p\u00fablica. Porque, de este modo, el usuario perder\u00e1 poder adquisitivo a pesar de generar rentabilidad al no poder retirar su dinero para dedicarlo a inversiones que s\u00ed batan la inflaci\u00f3n. <\/span><\/p>\n<p><span>Adem\u00e1s, si el usuario quiere deshacerse de sus bonos del Estado en el mercado secundario al darse esa situaci\u00f3n, se puede encontrar con que su valor ha ca\u00eddo bastante porque, en general, cuando sube la inflaci\u00f3n los bancos centrales incrementan sus tasas de inter\u00e9s para tratar de frenar la escalada de los precios. Y con las tasas de inter\u00e9s tambi\u00e9n suben los cupones de los nuevos t\u00edtulos de deuda p\u00fablica que se emitan, por lo que los anteriores con una rentabilidad m\u00e1s baja pierden mucho atractivo y, en consecuencia, su cotizaci\u00f3n cae. <\/span><\/p>\n<p><span>La posible dificultad para vender los bonos cuyos cupones han dejado de ser atractivos es otro de los riesgos de invertir en t\u00edtulos de deuda p\u00fablica, y no s\u00f3lo porque su valor baje, sino porque en algunos casos puede ser incluso imposible venderlo, y el usuario se ver\u00e1 obligado a quedarse con \u00e9l.<\/span><\/p>\n<p><span>Esos tres riesgos (inflaci\u00f3n, p\u00e9rdida de valor y dificultades para venderlos) de invertir en bonos del Estado son compartidos por los bonos corporativos, pero estos segundos, adem\u00e1s, a\u00f1aden un importante peligro m\u00e1s: el de insolvencia. Las empresas no tienen un respaldo econ\u00f3mico tan contundente como los pa\u00edses, ni siquiera las m\u00e1s grandes, por lo que con sus t\u00edtulos de deuda es m\u00e1s probable que se pueda dar una situaci\u00f3n en la que el emisor, la compa\u00f1\u00eda, no pueda pagar los cupones en alg\u00fan momento o reembolsar la cantidad invertida a su propietario en la fecha de vencimiento. <\/span><\/p>\n<p><span>Por otra parte, quienes inviertan en bonos a trav\u00e9s de ETF se enfrentan a otros riesgos. Es cierto que con los fondos de inversi\u00f3n cotizados los peligros de invertir directamente en t\u00edtulos de deuda p\u00fablica y privada se reducen, porque se diversifica mucho m\u00e1s, ya que los ETF est\u00e1n compuestos por multitud de bonos. Adem\u00e1s, tienen la ventaja de que est\u00e1n gestionados por profesionales que est\u00e1n atentos a todos los cambios que se produzcan en el mercado, por lo que es mucho m\u00e1s probable que se adelanten a circunstancias adversas que los particulares para asegurarse de que el instrumento sigue siendo rentable. <\/span><\/p>\n<p><span>Sin embargo, los ETF de bonos est\u00e1n sometidos a los riesgos del mercado: son fondos de inversi\u00f3n que cotizan en bolsa, por lo que su valor puede caer si se dan situaciones adversas, como el aumento de la inflaci\u00f3n o unas malas perspectivas de crecimiento del pa\u00eds o la regi\u00f3n a la que pertenecen los t\u00edtulos de deuda p\u00fablica que los componen, o los resultados negativos o crisis de reputaci\u00f3n de la empresa o empresas que los emitieron. <\/span><\/p>\n<p><span>Por \u00faltimo, hay que destacar tambi\u00e9n el riesgo que corren quienes invierten en bonos del Estado y corporativos no como instrumentos de renta fija que mantener en cartera hasta su fecha de vencimiento, sino para especular con la evoluci\u00f3n de su valor en el mercado secundario. En este caso, los t\u00edtulos de deuda estar\u00e1n sometidos a fluctuaciones, al igual que ocurre con los ETF y las acciones, y por lo tanto se podr\u00eda incurrir en p\u00e9rdidas. <\/span><\/p><\/div><\/div><\/div><\/div><\/div><div class=\"x-section e10592-e543 m868-0 m868-2 m868-4 m868-5 m868-9\"><div class=\"x-row x-container max width e10592-e544 m868-j m868-k m868-l m868-m m868-n m868-o m868-p m868-q m868-r m868-1b m868-1e m868-47\"><div class=\"x-row-inner\"><div class=\"x-col e10592-e545 m868-4k m868-4l m868-4m\"><div id=\"faqsacciones\" class=\"x-text x-text-headline e10592-e546 m868-5r m868-5s m868-5t m868-5u m868-5x m868-5z m868-60 m868-61 m868-62 m868-63 m868-66\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><h2 class=\"x-text-content-text-primary\"><p style=\"text-align: left;\"><span style=\"color: #000000;\"><strong>Preguntas frecuentes sobre invertir en bonos<\/strong><\/span><\/p><\/h2>\n<\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-row x-container max width e10592-e547 m868-j m868-k m868-l m868-m m868-n m868-o m868-p m868-q m868-r m868-10 m868-1e m868-48\"><div class=\"x-row-inner\"><div class=\"x-col e10592-e548 m868-4k m868-4l m868-4m\"><div class=\"x-text x-text-headline e10592-e549 m868-5p m868-5r m868-5s m868-5t m868-5u m868-5v m868-5w m868-5x m868-61\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><strong><span style=\"color: #000000;\">\u00bfQu\u00e9 diferencia hay entre la renta fija y la renta variable?<\/span><\/strong><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e10592-e550 m868-53 m868-55 m868-56 m868-58 m868-59 m868-5b m868-5f m868-5g m868-5h\"><p><span>Los instrumentos como los bonos del Estado se consideran de renta fija porque aseguran al inversor tanto la restituci\u00f3n de los ahorros que utiliz\u00f3 para adquirirlos como el pago de unos intereses por prestar dinero al emisor, en este caso un pa\u00eds, pero lo mismo ocurre con los bonos corporativos. <\/span><\/p>\n<p><span>Los productos de renta variable, en cambio, no aseguran nada al inversor, ni la restituci\u00f3n de su dinero ni la rentabilidad. Instrumentos de este tipo son las acciones, los ETF o las criptomonedas, entre otros. Con ellos el usuario especula con la evoluci\u00f3n que cree que seguir\u00e1 su precio, que si es al alza le reportar\u00e1 beneficios, pero tambi\u00e9n es probable que sea a la baja, por lo que tendr\u00e1 p\u00e9rdidas. <\/span><\/p>\n<p><span>De esta forma, la renta variable es mucho m\u00e1s arriesgada que la renta fija, porque no asegura nada. Pero, como ocurre con la inmensa mayor\u00eda de los productos financieros, cuanto mayor es el peligro al que se expone el usuario, m\u00e1s altas son las perspectivas de beneficios, y ese es el principal atractivo de instrumentos como las acciones o los ETF: s\u00ed, se puede perder dinero, pero tambi\u00e9n se puede ganar mucho m\u00e1s que con los bonos. <\/span><\/p><\/div><\/div><div class=\"x-col e10592-e551 m868-4k m868-4l m868-4m\"><div class=\"x-text x-text-headline e10592-e552 m868-5p m868-5r m868-5s m868-5t m868-5u m868-5v m868-5w m868-5x m868-61\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><strong>\u00bfQu\u00e9 otros instrumentos de renta fija existen aparte de los bonos?<\/strong><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e10592-e553 m868-53 m868-55 m868-56 m868-58 m868-59 m868-5b m868-5f m868-5g m868-5h\"><p><span>En lo que se refiere a la deuda p\u00fablica, aparte de los bonos del Estado existen dos instrumentos m\u00e1s: las letras del Tesoro y las obligaciones del Estado. La principal diferencia entre los tres es su plazo: las letras se emiten a tres, seis, nueve y doce meses; los bonos a tres y cinco a\u00f1os; las obligaciones a quince, treinta y cincuenta a\u00f1os. <\/span><\/p>\n<p><span>Otra diferencia importante es que las letras del Tesoro no ofrecen cupones, sino que los inversores las adquieren en subasta por debajo de su valor nominal, que es siempre de 1.000 euros, y la rentabilidad que consiguen es la diferencia entre el precio de compra y el de restituci\u00f3n. <\/span><\/p>\n<p><span>En lo que se refiere a la deuda privada, existen los pagar\u00e9s, que b\u00e1sicamente funcionan igual que las letras del Tesoro, y las obligaciones, muy parecidas a sus hom\u00f3nimas de deuda p\u00fablica. <\/span><\/p>\n<p><span>Por otra parte tenemos los productos bancarios de renta fija: los dep\u00f3sitos a plazo fijo, las cuentas remuneradas y las cuentas de ahorro. En este caso el usuario no adquiere nada, sino que los contrata e ingresa su dinero en ellos. Los dep\u00f3sitos tienen un funcionamiento similar a los bonos del Estado: su duraci\u00f3n es limitada, normalmente de entre tres meses y cinco a\u00f1os, y ofrecen unos intereses estables que se pueden pagar de forma peri\u00f3dica o al vencimiento.<\/span><\/p>\n<p><span>Las cuentas remuneradas y las cuentas de ahorro, en cambio, son de duraci\u00f3n indeterminada y su rentabilidad no est\u00e1 garantizada, porque los bancos pueden modificarla unilateralmente si lo desean, pero a cambio permiten que su titular retire el dinero cuando quiera sin penalizaci\u00f3n y suelen pagar los intereses generados todos los meses. <\/span><\/p><\/div><\/div><\/div><\/div><div class=\"x-row x-container max width e10592-e554 m868-j m868-k m868-l m868-m m868-n m868-o m868-p m868-q m868-r m868-10 m868-1e m868-49\"><div class=\"x-row-inner\"><div class=\"x-col e10592-e555 m868-4k m868-4l m868-4m\"><div class=\"x-text x-text-headline e10592-e556 m868-5r m868-5s m868-5t m868-5u m868-5v m868-5w m868-5x m868-61 m868-63 m868-6b\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><strong><span style=\"color: #000000;\">\u00bfQu\u00e9 son los bonos verdes?<\/span><\/strong><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e10592-e557 m868-53 m868-55 m868-56 m868-58 m868-59 m868-5b m868-5f m868-5g m868-5h\"><span>Los bonos verdes son un tipo de t\u00edtulo de deuda, tanto p\u00fablica como privada, que sus emisores utilizan exclusivamente para financiar proyectos sostenibles, como la inversi\u00f3n en energ\u00edas renovables, la movilidad sostenible, la gesti\u00f3n de residuos, la preservaci\u00f3n del medioambiente o luchar contra el cambio clim\u00e1tico, entre otros. <\/span><\/div><\/div><div class=\"x-col e10592-e558 m868-4k m868-4l m868-4m\"><div class=\"x-text x-text-headline e10592-e559 m868-5r m868-5s m868-5t m868-5u m868-5v m868-5w m868-5x m868-61 m868-63 m868-6b\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><p class=\"x-text-content-text-primary\"><strong>\u00bfC\u00f3mo tributan los bonos?<\/strong><\/p>\n<\/div><\/div><\/div><div class=\"x-text x-content e10592-e560 m868-53 m868-55 m868-56 m868-58 m868-59 m868-5b m868-5f m868-5g m868-5h\"><p><span>La rentabilidad generada por los bonos del Estado y los bonos corporativos a trav\u00e9s de los cupones se considera rentas del ahorro, por lo que se debe reflejar en la declaraci\u00f3n de la renta del ejercicio en el que se hayan obtenido y tributan de forma progresiva seg\u00fan el siguiente cuadro: <\/span><\/p>\n\n<ul>\n \t<li><span>Ganancias hasta 6.000 euros, un 19%<\/span><\/li>\n \t<li><span>Ganancias de entre 6.000 y 50.000 euros, un 21%<\/span><\/li>\n \t<li><span>Ganancias de entre 50.000 y 200.000 euros, un 23%<\/span><\/li>\n \t<li><span>Ganancias de entre 200.000 y 300.000 euros, un 27%<\/span><\/li>\n \t<li><span>Ganancias de m\u00e1s de 300.000 euros, un 28%<\/span><\/li>\n<\/ul>\n<p><span>\u00a0<\/span><\/p><\/div><\/div><\/div><\/div><\/div><div class=\"x-section e10592-e561 m868-0 m868-5 m868-a\"><div class=\"x-row e10592-e562 m868-j m868-k m868-l m868-m m868-n m868-o m868-p m868-q m868-r m868-1e m868-4a\"><div class=\"x-row-inner\"><div class=\"x-col e10592-e563 m868-4k m868-4l m868-4m\"><div class=\"x-section e10592-e564 m868-0 m868-3 m868-4 m868-7 m868-b\"><div class=\"x-row x-container max width e10592-e565 m868-j m868-k m868-l m868-m m868-n m868-o m868-p m868-q m868-r m868-1e m868-4b\"><div class=\"x-row-inner\"><div class=\"x-col e10592-e566 m868-4k m868-4l m868-4m\"><div class=\"x-text x-text-headline e10592-e567 m868-5p m868-5r m868-5s m868-5t m868-5u m868-5w m868-5x m868-5z m868-61\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><h2 class=\"x-text-content-text-primary\"><p><strong>Eligiendo los mejores br\u00f3kers:<\/strong><br \/>\n<strong>\u00bfqu\u00e9 se ha tenido en cuenta?<\/strong><\/p><\/h2>\n<\/div><\/div><\/div><\/div><div class=\"x-col e10592-e568 m868-4k m868-4l m868-4m\"><div class=\"x-text x-content e10592-e569 m868-55 m868-56 m868-57 m868-58 m868-59 m868-5a m868-5b\"><ul>\n \t<li><strong>Variedad (30%)<\/strong>: cantidad de instrumentos a elegir para formar la cartera<\/li>\n \t<li><strong>Dep\u00f3sito (30%)<\/strong>: cantidad de dinero m\u00ednima necesaria para poder comenzar a invertir<\/li>\n \t<li><strong>Otros (40%)<\/strong>: herramientas disponibles, comisiones, regulaciones y autorizaciones, plataformas aceptadas, etc.<\/li>\n<\/ul><\/div><\/div><\/div><\/div><div class=\"x-row x-container max width e10592-e570 m868-j m868-k m868-l m868-m m868-n m868-o m868-p m868-q m868-r m868-1e m868-4c\"><div class=\"x-row-inner\"><div class=\"x-col e10592-e571 m868-4k m868-4l m868-4m\"><div class=\"x-row e10592-e572 m868-j m868-k m868-l m868-m m868-n m868-o m868-p m868-q m868-r m868-1e m868-4d\"><div class=\"x-row-inner\"><div class=\"x-col e10592-e573 m868-4k m868-4l m868-4m\"><hr  class=\"x-hr\" style=\"border-top-color: hsla(0, 3%, 38%, 0.25);border-top-width: 1.5px;width: 100%;\"><\/div><\/div><\/div><div class=\"x-text x-content e10592-e575 m868-55 m868-56 m868-57 m868-58 m868-59 m868-5a m868-5b\"><p>En mayo 2026 hemos estudiado los productos disponibles en el mercado con el fin de crear un listado que ofrezca a los usuarios informaci\u00f3n directa y f\u00e1cil de comparar para que puedan encontrar el producto ideal. Para hacerlo, nos hemos centrado en las caracter\u00edsticas que pensamos que el cliente valorar\u00e1 m\u00e1s y, siempre bajo nuestro criterio, hemos clasificado los productos de la manera que el usuario pueda encontrar primero el que m\u00e1s caracter\u00edsticas positivas re\u00fane.<\/p>\n<p>Antes de elegir un producto no se debe olvidar que la decisi\u00f3n final depende del usuario y que esta debe tomarse teniendo en cuenta sus necesidades y los factores que sean importantes para cada uno de ellos.<\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-section e10592-e576 m868-0 m868-2 m868-3 m868-c\"><div class=\"x-row x-container max width e10592-e577 m868-j m868-k m868-l m868-m m868-n m868-o m868-p m868-q m868-r m868-1e m868-4e\"><div class=\"x-row-inner\"><div class=\"x-col e10592-e578 m868-4k m868-4l m868-4m\"><div class=\"x-row x-container max width e10592-e579 m868-j m868-k m868-l m868-m m868-n m868-o m868-p m868-q m868-r m868-1e m868-4f\"><div class=\"x-row-inner\"><div class=\"x-col e10592-e580 m868-4k m868-4l m868-4m\"><div class=\"x-text x-text-headline e10592-e581 m868-5r m868-5s m868-5t m868-5u m868-5w m868-5x m868-61 m868-62 m868-63 m868-6c\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><h2 class=\"x-text-content-text-primary\"><strong>Relacionados<\/strong><\/h2>\n<\/div><\/div><\/div><div class=\"x-text x-content e10592-e582 m868-55 m868-56 m868-57 m868-58 m868-59 m868-5a m868-5b\"><p><a href=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/trading\/trade-republic-analisis\/\">Trade Republic: opiniones y an\u00e1lisis de uno de los br\u00f3kers m\u00e1s grandes de Europa<\/a><\/p>\n<p><a href=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/trading\/apps-de-trading\/\">Las mejores apps de inversi\u00f3n para invertir en bolsa, ETF y m\u00e1s<\/a><\/p>\n<p><a href=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/trading\/criptomonedas\/\">\u00bfQu\u00e9 son y c\u00f3mo invertir en criptomonedas?<\/a><\/p><\/div><div class=\"x-row e10592-e583 m868-j m868-l m868-m m868-n m868-o m868-q m868-r m868-w m868-1c m868-1e m868-4g\"><div class=\"x-row-inner\"><div class=\"x-col e10592-e584 m868-4k m868-4l m868-4m\"><a class=\"x-anchor x-anchor-button has-graphic e10592-e585 m868-70 m868-72 m868-74 m868-75 m868-76\" tabindex=\"0\" href=\"https:\/\/api.whatsapp.com\/send?text=https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/trading\/acciones\/\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><div class=\"x-anchor-content\"><span class=\"x-graphic\" aria-hidden=\"true\"><i class=\"x-icon x-graphic-child x-graphic-icon x-graphic-primary\" aria-hidden=\"true\" data-x-icon-b=\"&#xf232;\"><\/i><\/span><\/div><\/a><a class=\"x-anchor x-anchor-button has-graphic e10592-e586 m868-70 m868-72 m868-74 m868-75 m868-77\" tabindex=\"0\" href=\"https:\/\/twitter.com\/share?text=https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/trading\/acciones\/.html&amp;via=elEconomistaes&amp;id=1648118839245_twitter\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><div class=\"x-anchor-content\"><span class=\"x-graphic\" aria-hidden=\"true\"><i class=\"x-icon x-graphic-child x-graphic-icon x-graphic-primary\" aria-hidden=\"true\" data-x-icon-b=\"&#xe61b;\"><\/i><\/span><\/div><\/a><a class=\"x-anchor x-anchor-button has-graphic e10592-e587 m868-70 m868-72 m868-74 m868-75 m868-76\" tabindex=\"0\" href=\"https:\/\/www.linkedin.com\/sharing\/share-offsite\/?url=https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/trading\/acciones\/\" rel=\"nofollow noopener noreferrer\" target=\"_blank\"><div class=\"x-anchor-content\"><span class=\"x-graphic\" aria-hidden=\"true\"><i class=\"x-icon x-graphic-child x-graphic-icon x-graphic-primary\" aria-hidden=\"true\" data-x-icon-b=\"&#xf0e1;\"><\/i><\/span><\/div><\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"x-section e10592-e588 m868-0 m868-3 m868-4 m868-7\"><div class=\"x-row x-container max width e10592-e589 m868-j m868-k m868-l m868-m m868-n m868-o m868-p m868-q m868-r m868-1e m868-4h\"><div class=\"x-row-inner\"><div class=\"x-col e10592-e590 m868-4k m868-4l m868-4m\"><div class=\"x-section e10592-e591 m868-0 m868-1 m868-3 m868-9 m868-d\"><div class=\"x-row x-container max width e10592-e592 m868-j m868-k m868-l m868-m m868-n m868-o m868-p m868-q m868-r m868-1e m868-4i\"><div class=\"x-row-inner\"><div class=\"x-col e10592-e593 m868-4k m868-4l m868-4m\"><div class=\"x-text x-text-headline e10592-e594 m868-5r m868-5s m868-5t m868-5u m868-5w m868-5x m868-5z m868-61 m868-62 m868-63 m868-66\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><h2 class=\"x-text-content-text-primary\"><span style=\"text-decoration: underline;\">\u00daltimos art\u00edculos sobre finanzas<\/span><\/h2>\n<\/div><\/div><\/div><div class=\"x-row e10592-e595 m868-j m868-k m868-l m868-m m868-n m868-p m868-1d m868-4j\"><div class=\"x-row-inner\"><a class=\"x-col e10592-e596 m868-4k m868-4l m868-4n m868-4p m868-4u m868-51 m868-f m868-g\" href=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/finanzas\/guia-inversion-freedom24-2026-analistas\/\" data-x-effect-provider=\"colors particles effects\" data-x-effect=\"{&quot;durationBase&quot;:&quot;400ms&quot;}\"><figure class=\"x-div e10592-e597 m868-6e m868-6g m868-6i m868-6l\"><span class=\"x-image e10592-e598 m868-6q m868-6t m868-6u\"><img decoding=\"async\" src=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/wp-content\/uploads\/2026\/05\/Untitled-design-2026-05-25T123527.999.png\" width=\"600\" height=\"314\" alt=\"Featured image for \u201cLa gu\u00eda de inversi\u00f3n de los analistas de Freedom24 para 2026\u201d\" loading=\"lazy\"><\/span><\/figure><article class=\"x-div e10592-e599 m868-6f m868-6g m868-6i m868-6j m868-6m\"><div class=\"x-text x-content e10592-e600 m868-53 m868-54 m868-55 m868-56 m868-5l m868-5o m868-h\">25 de mayo de 2026<\/div><div class=\"x-text x-text-headline e10592-e601 m868-5r m868-5u m868-5w m868-61 m868-62 m868-63 m868-6d m868-f m868-i\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><h2 class=\"x-text-content-text-primary\">La gu\u00eda de inversi\u00f3n de los analistas de Freedom24 para 2026<\/h2>\n<\/div><\/div><\/div><\/article><\/a><a class=\"x-col e10592-e596 m868-4k m868-4l m868-4n m868-4p m868-4u m868-51 m868-f m868-g\" href=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/finanzas\/escudo-100000-euros-europa\/\" data-x-effect-provider=\"colors particles effects\" data-x-effect=\"{&quot;durationBase&quot;:&quot;400ms&quot;}\"><figure class=\"x-div e10592-e597 m868-6e m868-6g m868-6i m868-6l\"><span class=\"x-image e10592-e598 m868-6q m868-6t m868-6u\"><img decoding=\"async\" src=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/wp-content\/uploads\/2026\/05\/Untitled-design-2026-05-15T074538.874.png\" width=\"600\" height=\"314\" alt=\"Featured image for \u201cEl \u00abescudo\u00bb de los 100.000 \u20ac: estrategias para optimizar el ahorro en el mercado europeo\u201d\" loading=\"lazy\"><\/span><\/figure><article class=\"x-div e10592-e599 m868-6f m868-6g m868-6i m868-6j m868-6m\"><div class=\"x-text x-content e10592-e600 m868-53 m868-54 m868-55 m868-56 m868-5l m868-5o m868-h\">15 de mayo de 2026<\/div><div class=\"x-text x-text-headline e10592-e601 m868-5r m868-5u m868-5w m868-61 m868-62 m868-63 m868-6d m868-f m868-i\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><h2 class=\"x-text-content-text-primary\">El \u00abescudo\u00bb de los 100.000 \u20ac: estrategias para optimizar el ahorro en el mercado europeo<\/h2>\n<\/div><\/div><\/div><\/article><\/a><a class=\"x-col e10592-e596 m868-4k m868-4l m868-4n m868-4p m868-4u m868-51 m868-f m868-g\" href=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/finanzas\/invertir-etf-espana-mas-populares\/\" data-x-effect-provider=\"colors particles effects\" data-x-effect=\"{&quot;durationBase&quot;:&quot;400ms&quot;}\"><figure class=\"x-div e10592-e597 m868-6e m868-6g m868-6i m868-6l\"><span class=\"x-image e10592-e598 m868-6q m868-6t m868-6u\"><img decoding=\"async\" src=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/wp-content\/uploads\/2026\/05\/Untitled-design-2026-05-13T080648.834.png\" width=\"600\" height=\"314\" alt=\"Featured image for \u201cInvertir en ETF cada vez convence m\u00e1s a los espa\u00f1oles estos son los fondos cotizados m\u00e1s populares de nuestro pa\u00eds\u201d\" loading=\"lazy\"><\/span><\/figure><article class=\"x-div e10592-e599 m868-6f m868-6g m868-6i m868-6j m868-6m\"><div class=\"x-text x-content e10592-e600 m868-53 m868-54 m868-55 m868-56 m868-5l m868-5o m868-h\">13 de mayo de 2026<\/div><div class=\"x-text x-text-headline e10592-e601 m868-5r m868-5u m868-5w m868-61 m868-62 m868-63 m868-6d m868-f m868-i\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><h2 class=\"x-text-content-text-primary\">Invertir en ETF cada vez convence m\u00e1s a los espa\u00f1oles estos son los fondos cotizados m\u00e1s populares de nuestro pa\u00eds<\/h2>\n<\/div><\/div><\/div><\/article><\/a><a class=\"x-col e10592-e596 m868-4k m868-4l m868-4n m868-4p m868-4u m868-51 m868-f m868-g\" href=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/finanzas\/comprar-acciones-defensa-europea-2026-analisis\/\" data-x-effect-provider=\"colors particles effects\" data-x-effect=\"{&quot;durationBase&quot;:&quot;400ms&quot;}\"><figure class=\"x-div e10592-e597 m868-6e m868-6g m868-6i m868-6l\"><span class=\"x-image e10592-e598 m868-6q m868-6t m868-6u\"><img decoding=\"async\" src=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/wp-content\/uploads\/2026\/04\/Acciones-defensa-europea-2026.png\" width=\"600\" height=\"314\" alt=\"Featured image for \u201cEl sector de defensa europeo en 2026: el mayor ciclo de rearme en medio siglo y d\u00f3nde encontrar oportunidades para los inversores\u201d\" loading=\"lazy\"><\/span><\/figure><article class=\"x-div e10592-e599 m868-6f m868-6g m868-6i m868-6j m868-6m\"><div class=\"x-text x-content e10592-e600 m868-53 m868-54 m868-55 m868-56 m868-5l m868-5o m868-h\">30 de abril de 2026<\/div><div class=\"x-text x-text-headline e10592-e601 m868-5r m868-5u m868-5w m868-61 m868-62 m868-63 m868-6d m868-f m868-i\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><h2 class=\"x-text-content-text-primary\">El sector de defensa europeo en 2026: el mayor ciclo de rearme en medio siglo y d\u00f3nde encontrar oportunidades para los inversores<\/h2>\n<\/div><\/div><\/div><\/article><\/a><a class=\"x-col e10592-e596 m868-4k m868-4l m868-4n m868-4p m868-4u m868-51 m868-f m868-g\" href=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/finanzas\/etf-oro-espana-2026-freedom\/\" data-x-effect-provider=\"colors particles effects\" data-x-effect=\"{&quot;durationBase&quot;:&quot;400ms&quot;}\"><figure class=\"x-div e10592-e597 m868-6e m868-6g m868-6i m868-6l\"><span class=\"x-image e10592-e598 m868-6q m868-6t m868-6u\"><img decoding=\"async\" src=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/wp-content\/uploads\/2026\/04\/ETF-de-oro-espana-freedom-ee.png\" width=\"600\" height=\"314\" alt=\"Featured image for \u201cETF de oro en Espa\u00f1a 2026: c\u00f3mo elegir entre EGLN y 4GLD\u201d\" loading=\"lazy\"><\/span><\/figure><article class=\"x-div e10592-e599 m868-6f m868-6g m868-6i m868-6j m868-6m\"><div class=\"x-text x-content e10592-e600 m868-53 m868-54 m868-55 m868-56 m868-5l m868-5o m868-h\">30 de abril de 2026<\/div><div class=\"x-text x-text-headline e10592-e601 m868-5r m868-5u m868-5w m868-61 m868-62 m868-63 m868-6d m868-f m868-i\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><h2 class=\"x-text-content-text-primary\">ETF de oro en Espa\u00f1a 2026: c\u00f3mo elegir entre EGLN y 4GLD<\/h2>\n<\/div><\/div><\/div><\/article><\/a><a class=\"x-col e10592-e596 m868-4k m868-4l m868-4n m868-4p m868-4u m868-51 m868-f m868-g\" href=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/finanzas\/eeuu-venezuela-impacto-precio-petroleo-freedom24\/\" data-x-effect-provider=\"colors particles effects\" data-x-effect=\"{&quot;durationBase&quot;:&quot;400ms&quot;}\"><figure class=\"x-div e10592-e597 m868-6e m868-6g m868-6i m868-6l\"><span class=\"x-image e10592-e598 m868-6q m868-6t m868-6u\"><img decoding=\"async\" src=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/wp-content\/uploads\/2026\/03\/Untitled-design-2026-03-16T131457.413.png\" width=\"600\" height=\"314\" alt=\"Featured image for \u201cEEUU \u2013 Venezuela: el impacto en el precio del petr\u00f3leo a largo plazo en la econom\u00eda global\u201d\" loading=\"lazy\"><\/span><\/figure><article class=\"x-div e10592-e599 m868-6f m868-6g m868-6i m868-6j m868-6m\"><div class=\"x-text x-content e10592-e600 m868-53 m868-54 m868-55 m868-56 m868-5l m868-5o m868-h\">16 de marzo de 2026<\/div><div class=\"x-text x-text-headline e10592-e601 m868-5r m868-5u m868-5w m868-61 m868-62 m868-63 m868-6d m868-f m868-i\"><div class=\"x-text-content\"><div class=\"x-text-content-text\"><h2 class=\"x-text-content-text-primary\">EEUU \u2013 Venezuela: el impacto en el precio del petr\u00f3leo a largo plazo en la econom\u00eda global<\/h2>\n<\/div><\/div><\/div><\/article><\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Finanzas personales\u00bfQu\u00e9 son los bonos, c\u00f3mo invertir en ellos y qu\u00e9 tipos hay? Caracter\u00edsticas de los bonos como activos de inversi\u00f3n en apps de tradingDiferencias entre los bonos del Estado y bonos corporativosDescubre c\u00f3mo invertir en t\u00edtulos de deudaGr\u00e1ficos y valores del mercado burs\u00e1til sobre capitolio de EE. UU.elEconomista.es 12:45 &#8211; 04\/5\/2026&#x25b8;\u00bfQu\u00e9 quieres saber sobre las cuentas online sin comisiones? &#8230; <\/p>\n<div><a href=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/trading\/bonos\/\" class=\"more-link\">Read More<\/a><\/div>\n","protected":false},"author":5,"featured_media":0,"parent":2426,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"template-blank-4.php","meta":{"footnotes":""},"class_list":["post-10592","page","type-page","status-publish","hentry","no-post-thumbnail"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.1 (Yoast SEO v27.6) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>\u00bfQu\u00e9 son los bonos y c\u00f3mo invertir en ellos?<\/title>\n<meta name=\"description\" content=\"Estos productos de renta fija se caracterizan por su bajo riesgo y por pagar intereses de forma peri\u00f3dica una o varias veces al a\u00f1o.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/trading\/bonos\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Bonos\" \/>\n<meta property=\"og:description\" content=\"Estos productos de renta fija se caracterizan por su bajo riesgo y por pagar intereses de forma peri\u00f3dica una o varias veces al a\u00f1o.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/trading\/bonos\/\" \/>\n<meta property=\"og:site_name\" content=\"Finanzas personales\" \/>\n<meta property=\"article:modified_time\" content=\"2026-05-04T11:45:34+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Tiempo de lectura\" \/>\n\t<meta name=\"twitter:data1\" content=\"53 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/eleconomista-stage.grc-media.com\\\/finanzas-personales\\\/trading\\\/bonos\\\/\",\"url\":\"https:\\\/\\\/eleconomista-stage.grc-media.com\\\/finanzas-personales\\\/trading\\\/bonos\\\/\",\"name\":\"\u00bfQu\u00e9 son los bonos y c\u00f3mo invertir en ellos?\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/eleconomista-stage.grc-media.com\\\/finanzas-personales\\\/#website\"},\"datePublished\":\"2024-11-18T16:12:09+00:00\",\"dateModified\":\"2026-05-04T11:45:34+00:00\",\"description\":\"Estos productos de renta fija se caracterizan por su bajo riesgo y por pagar intereses de forma peri\u00f3dica una o varias veces al a\u00f1o.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/eleconomista-stage.grc-media.com\\\/finanzas-personales\\\/trading\\\/bonos\\\/#breadcrumb\"},\"inLanguage\":\"es\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/eleconomista-stage.grc-media.com\\\/finanzas-personales\\\/trading\\\/bonos\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/eleconomista-stage.grc-media.com\\\/finanzas-personales\\\/trading\\\/bonos\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/eleconomista-stage.grc-media.com\\\/finanzas-personales\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Trading\",\"item\":\"https:\\\/\\\/eleconomista-stage.grc-media.com\\\/finanzas-personales\\\/trading\\\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Bonos\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/eleconomista-stage.grc-media.com\\\/finanzas-personales\\\/#website\",\"url\":\"https:\\\/\\\/eleconomista-stage.grc-media.com\\\/finanzas-personales\\\/\",\"name\":\"Finanzas personales\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/eleconomista-stage.grc-media.com\\\/finanzas-personales\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"es\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"\u00bfQu\u00e9 son los bonos y c\u00f3mo invertir en ellos?","description":"Estos productos de renta fija se caracterizan por su bajo riesgo y por pagar intereses de forma peri\u00f3dica una o varias veces al a\u00f1o.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/trading\/bonos\/","og_locale":"es_ES","og_type":"article","og_title":"Bonos","og_description":"Estos productos de renta fija se caracterizan por su bajo riesgo y por pagar intereses de forma peri\u00f3dica una o varias veces al a\u00f1o.","og_url":"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/trading\/bonos\/","og_site_name":"Finanzas personales","article_modified_time":"2026-05-04T11:45:34+00:00","twitter_card":"summary_large_image","twitter_misc":{"Tiempo de lectura":"53 minutos"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/trading\/bonos\/","url":"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/trading\/bonos\/","name":"\u00bfQu\u00e9 son los bonos y c\u00f3mo invertir en ellos?","isPartOf":{"@id":"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/#website"},"datePublished":"2024-11-18T16:12:09+00:00","dateModified":"2026-05-04T11:45:34+00:00","description":"Estos productos de renta fija se caracterizan por su bajo riesgo y por pagar intereses de forma peri\u00f3dica una o varias veces al a\u00f1o.","breadcrumb":{"@id":"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/trading\/bonos\/#breadcrumb"},"inLanguage":"es","potentialAction":[{"@type":"ReadAction","target":["https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/trading\/bonos\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/trading\/bonos\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/"},{"@type":"ListItem","position":2,"name":"Trading","item":"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/trading\/"},{"@type":"ListItem","position":3,"name":"Bonos"}]},{"@type":"WebSite","@id":"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/#website","url":"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/","name":"Finanzas personales","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"es"}]}},"_links":{"self":[{"href":"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/wp-json\/wp\/v2\/pages\/10592","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/wp-json\/wp\/v2\/comments?post=10592"}],"version-history":[{"count":2,"href":"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/wp-json\/wp\/v2\/pages\/10592\/revisions"}],"predecessor-version":[{"id":15160,"href":"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/wp-json\/wp\/v2\/pages\/10592\/revisions\/15160"}],"up":[{"embeddable":true,"href":"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/wp-json\/wp\/v2\/pages\/2426"}],"wp:attachment":[{"href":"https:\/\/eleconomista-stage.grc-media.com\/finanzas-personales\/wp-json\/wp\/v2\/media?parent=10592"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}